Credit Scores

The Best Credit Card Picks For Graduates

The Huffington Post | Khadeeja Safdar | Posted 05.02.2012

Read More: Credit Scores, Credit Score, CardHub.Com, Best Credit Cards for Graduates, College Student Credit Cards, Credit Card Offers, Card Hub, Money News, Money News

College and high graduates bracing for the future might want to consider building their credit. Anyone planning to lease a car, rent a home or take...

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Survey: Consumers Want to Build Their Credit

Credit.com | Posted 05.01.2012

Read More: Bad Credit, National Foundation for Credit Counseling, Personal Finance, Credit Reports, Good Credit, Credit Scores, Money News
Credit.com

In all, 56 percent of people said they want to build their score but don't know how to do it. In fact, the majority also said that they hadn't taken the time to order a copy of their credit report or credit score at any point in the past 12 months.

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Loren Berlin

Have Fair Credit And Looking For A Credit Card? Good Luck.

HuffingtonPost.com | Loren Berlin | Posted 04.20.2012

Read More: Bad Credit, Applying Fore Credit Cards, Credit Cards for People With Fair Credit, Credit Card Offers, Fair Credit, Rebuilding Credit, Consumer Credit, Credit Scores, Credit Card, Credit Cards, Good Credit Scores, FICO Scores, Money News

While the economy's fledgling recovery is reviving America's love affair with debt, many credit card companies remain surprisingly cautious in courtin...

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Advanced Credit: How Everything Is a Trade-Off

Jeanne Kelly | Posted 04.03.2012

Read More: Credit Inquiry, Credit Reports, Credit Cards, Credit Scores, FICO Scores, Credit Ratings, Money News
Jeanne Kelly

Every time you pull out your wallet to buy something, every time you get a bill in the mail, every time you ask for a loan, you are making a credit decision and there will always be a trade-off.

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Are We Using Credit More but Enjoying It Less?

Curtis Arnold | Posted 04.02.2012

Read More: Credit Cards, Personal Finance, Economy, Consumer Spending, Rewards Credit Cards, Low Interest Credit Cards, Federal Reserve, Debt, FICO Score, Credit Limit, Credit Scores, Business News
Curtis Arnold

Nearly three in four Americans report having frozen or cut back their use of credit cards in recent times. But of the more than one in four who are spending more on their cards these days, more than half report using their credit cards to help cover basic needs.

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7 Final Lies About Credit Scores That Can Cost You

Laura Adams | Posted 03.29.2012

Read More: Credit Scores, Credit Scoring, Free Credit Report, Credit Report, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Money News
Laura Adams

Federal law allows government agencies and businesses that have a legitimate need for your credit information to access your credit report before doing business with you or after you become a customer -- even without your permission.

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7 More Credit Score Lies That Cost You Money

Laura Adams | Posted 05.28.2012

Read More: Credit Scores, Credit Report, Credit Ratings, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Credit-Score-Myths, Credit Score Lies, Money News
Laura Adams

What you don't know about credit can hurt your personal finances on many levels. So here are seven more lies about credit scores that you should never fall for.

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Got Finance Questions? Gov't Site Offers Help

Posted 03.22.2012

Read More: Richard Cordray, Credit Card Questions, Consumer Financial Protection Bureau, Consumer Financial Protection Agency, Cfpb, Credit Scores, Mortgage Questions, Student Loans, Money News

It's not quite Siri, but a new online question and answer tool created by the Consumer Financial Protection Bureau is gunning to be the most comprehen...

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Credit: The Gift & The Curse! - 5 Ways to Pay Down Debt

Ash Cash | Posted 04.07.2012

Read More: Credit Scores, Debt, Credit Crisis, Credit Cards, Ash Cash, Money, Being Debt-Free, Credit Card Debt, Bv-Money, Paying Down Debt, Credit Debt Tips, Black Voices News
Ash Cash

High debt can stop you from getting loans, renting or buying a home, purchasing a car or even getting a job. Credit can be a gift or a curse! Making some small sacrifices early can give you peace of mind and put you on the right road to financial freedom. Here are some tips.

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States With The Highest And Lowest Credit Card Debt

24/7 Wall St. | Charles B. Stockdale | Posted 01.22.2012

Read More: Debt, Spending, Credit Karma, Consumer Goods, Credit Scores, Credit Cards, 24/7 Wall St, Cnnmoney, Income, Business News

From 24/7 Wall St.: Americans cut down their credit card debt by 11 percent last year, compared to 2010, according to a new report by Credit Karma. 24...

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Card Hub's 6 Credit Predictions for 2012 Offer Glimpse of Future for Consumers' Wallets

Odysseas Papadimitriou | Posted 02.25.2012

Read More: Debt, 2012 Predictions, Finance Legislation, Debit Cards, Cardhub, Prepaid Cards, New Year's Predictions, Available Credit, Consumer, Consumer Debt, European Debt, Credit Cards, Credit Card Offers, Credit, Card Hub, Federal Reserve, Unsecured Credit Cards, Personal Finance, Credit Scores, Business News
Odysseas Papadimitriou

The credit industry affects all facets of personal finance and being ahead of the curve when it comes to credit issues could certainly help you save money and thereby lower stress. At the very least, you might learn something new!

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Why Credit Card Companies Could Start Issuing More Cards

AP | By EILEEN AJ CONNELLY | Posted 12.16.2011

Read More: Late Payments, American Express Co., Moody's Investors Service, Great Recession, Economic Crisis, Credit Scores, Citibank, Credit Card, Capital One Financial Corp., Discover Financial Services, Video, Business News

NEW YORK -- Credit card defaults dropped so sharply this year that banks may pick up their pace of opening new accounts in 2012. While it's not likel...

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Credit Card Companies Look To Customers With Spotty Credit Histories

AP | By EILEEN AJ CONNELLY | Posted 11.17.2011

Read More: American Express, Mastercard, FICO Score, Video, Discover, Visa, Vantagescore, Creditworthiness, Credit Scores, Consumers, Transunion, Credit Cards, LowCards.Com, ClearPoint Credit Counseling Solutions, Business News

NEW YORK -- Fierce competition for top-tier credit card customers appears to be leading some banks to look in elsewhere for new business: borrowers wi...

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Best Credit Cards If Your Credit Is in the Doghouse

Curtis Arnold | Posted 12.20.2011

Read More: Citi, Credit Cards, Orchard Bank, Capital One, Apr, Annual Fee, Banks, Federal Reserve, Credit Scores, Secured Credit Cards, Credit Unions, Business News
Curtis Arnold

To enjoy the real benefits of credit cards, you'll need to keep your secured account in good standing for a year or two. Commit to earning and saving more money, so you can control your credit cards instead of letting them control you.

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The 10 Cities With The Worst Credit: 24/7 Wall St.

Posted 12.13.2011

Read More: Credit Scores, Business News, Credit Ratings, Video, Cities With Worst Credit Ratings, Credit Cards, Credit, Business News

From 24/7 Wall St. After the credit crisis, it’s been encouraging to see that across America credit scores have been slowly improving. Despite ...

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Are You Gambling With Your Credit?

Jeanne Kelly | Posted 08.23.2011

Read More: Credit Scores, Credit Report, FICO Score, FICO Monitoring, Business News
Jeanne Kelly

This past weekend I went to celebrate a friend's 40th birthday at a casino. We had a group of 25 people catching up because time just seems to fly by....

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10 Worst States for Credit

Curtis Arnold | Posted 09.20.2011

Read More: Credit Scores, Credit Card Delinquency, Foreclosure, Bankruptcy, Unemployment Rate, Best Credit Cards, Credit Health, Bad Credit States, Business News
Curtis Arnold

If one member of a community has bad credit, that's a personal problem. If enough people in that community have bad credit, it can quickly become a problem for everyone in the area.

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The Credit Score Catch-22: Opaque Companies in Charge of Vital Scores

Bryce Covert | Posted 07.31.2011

Read More: Banks, Debt, FICO Score, Credit Cards, Credit Scores, Credit Score Questions, Credit Scoring, How Are Credit Scores Determined, Business News
Bryce Covert

Credit scores are becoming more and more important, but who is in charge of these scores and how are they determined? The answer isn't easy to come by.

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Laura Bassett

Maryland Lawmaker Reintroduces Bill To Ban Credit Checks In Hiring Process

HuffingtonPost.com | Laura Bassett | Posted 05.25.2011

Read More: Jobless Credit Checks, Credit Check, Credit Scores, Credit Score, Unemployed-Credit-Checks, Credit History, Business News

WASHINGTON -- For many of the 6.4 million Americans who have been unemployed for six months or longer, the prospect of finding a new job is daunting e...

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The Next 7 American Monopolies

24/7 Wall St. | Posted 05.25.2011

Read More: Credit Scores, Netflix, Monopoly INdex, Anti Trust, American Monpolies, Sirius Radio, Business News

Few companies have a true monopoly in any market. More common are "virtual monopolies" or "near-monopolies" that exist due to geography or brand reco...

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Car Loans Are Now Easier To Get -- If You Have The Right Credit Score

AP | By DAVID PITT | Posted 05.25.2011

Read More: Car Sales, Fico, Car Loans, Credit Scores, Car Loans Online, Auto Sales, Car Loans Rates, Auto Lending, Business News

DES MOINES, Iowa -- It's getting easier to get a car loan. "A couple of months ago, it was horrible," says George Magliano, an automotive research ...

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Americans' Credit Scores Are STILL Falling

AP | EILEEN AJ CONNELLY | Posted 05.25.2011

Read More: Credit Scores, Credit, Credit Cards, Fico, Good Credit Scores, Business News

NEW YORK — The credit scores of millions more Americans are sinking to new lows. Figures provided by FICO Inc. show that 25.5 percent of consum...

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Survey Shows Recession Gets Consumers to Make Sacrifices but 65% Still Haven't Negotiated Credit Card Rates

Jennifer Openshaw | Posted 05.25.2011

Read More: Credit Scores, Credit Card Debt, Harris Interactive, Jennifer Openshaw, Harris Poll, Business News
Jennifer Openshaw

Americans understand the importance of well-managed personal finances. Why, then, do the findings of a new poll from Harris Interactive and Lending Club show that Americans still aren't money savvy?

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Before "I Do," Take These Financial Vows

Jason Alderman | Posted 11.17.2011

Read More: Wedding Finances, Financial Calculators, Personal Budgeting, Budgeting Tools, Debt Repayment, Credit Reports, Credit Scores, Financial Counseling, Healthy Living News
Jason Alderman

With wedding season right around the corner, a lot of soon-to-be brides and grooms are frantically nailing down their wedding and honeymoon plans. Bef...

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Getting Mortgage Assistance Can Lower Your Credit Score

Posted 05.25.2011

Read More: Credit Report, Hamp, Mortgage Assistance Credti Score, Fico, Making Home Affordable, Experian, Credit Scores, Foreclosure, Transunion, Personal Credit Scores, Equifax, Business News

WASHINGTON (By ALAN ZIBEL, AP) -- Some homeowners who sign up for the government's mortgage assistance program are getting a nasty surprise: Lower cre...

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