Credit Scores

Credit Card Fees: Bank Of America, Citigroup Testing New Charge For Customers With Perfect Credit

wcbstv.com | ALEXIS CHRISTOFOROUS | Posted 10.28.2009 | Business


NEW YORK (CBS) ― Loraine Mullen-Kress carries a Bank of America credit card and religiously pays off her balance. "Flawless credit," she boasted....

Credit Scores: Take a Lesson From Michael Jackson

Jeanne Kelly | Posted 10.07.2009 | Business


Jeanne Kelly

When I explain that most of my clients have good incomes, people become even more perplexed. Why, if they make so much money, are their FICO scores so low?

Divorce, American Style And Your Credit

Jeanne Kelly | Posted 10.07.2009 | Living


Jeanne Kelly

As a single mom with a 15 year old I'm going to tell you a little story of how my life almost went down the toilet, and how you can prevent what happened to me from happening to you too.

Credit Scores: FICO Formulas Are Being Changed By Lenders

usatoday.com | Kathy Chu and Sandra Block | Posted 11.22.2009 | Business


Long after the economy recovers, millions of Americans will be left with a grim legacy of the recession: damaged credit scores, the three-digit rating...

"Strategic Defaults": Mortgage Holders With High Credit Scores Are Leaving Their Homes

latimes.com | Kenneth R. Harney | Posted 11.21.2009 | Business


Who is more likely to walk away from a house and a mortgage -- a person with super-prime credit scores or someone with lower scores? Research using...

President Obama: Sign New Emancipation Proclamation to Free Us From Debt Slavery and Free-up the Economy

Ronald B. Robinson | Posted 03.16.2009 | Politics


Ronald B. Robinson

Mr. President, help us create "a more perfect Union" from the "bottom-up." You can be the Lincoln of our times and free us from the greed and "top-down" bondage that has brought us here.

Change FICO Credit Scoring to Stimulate Economy and Address Housing and Banking Crisis

Ronald B. Robinson | Posted 03.25.2009 | Business


Ronald B. Robinson

Republicans are proposing a 4% home mortgage Ponzi scheme that's the modern day version of "40 acres and a mule." It's every bit the false promise that dashed the hopes of ex-slaves after the Civil War.

Congress, Critics Denounce "Abusive" Credit Card Practices

AP | Marcy Gordon | Posted 03.28.2008 | Business


Congress is renewing its scrutiny of the credit card industry, as some lawmakers denounce the practice of raising customers' interest rates when their...

"Free" Credit Reports Sometimes Aren't Free

USA Today | Byron Acohido, Jon Swartz | Posted 03.28.2008 | Business


Like many consumers, Wendy Temple's first step shopping for a mortgage was to go online to get a sense of where she stood as a prospective borrower. ...