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Credit Scoring

Credit Scores: Four Reasons Why We're Still Not Getting It

Bethy Hardeman | Posted 09.05.2013 | Business
Bethy Hardeman

Guess what? We're still confused about credit scores. The results of a new survey show that a large minority of us are still misunderstanding basic concepts. So what's the deal?

7 Final Lies About Credit Scores That Can Cost You

Laura Adams | Posted 05.29.2012 | Money
Laura Adams

Federal law allows government agencies and businesses that have a legitimate need for your credit information to access your credit report before doing business with you or after you become a customer -- even without your permission.

Small Business Financing May Suffer From Obama's Proposed Budget and Political Wrangling

Jerry Chautin | Posted 04.22.2012 | Small Business
Jerry Chautin

Small-business owners are holding their collective breaths as the Obama Administration's proposed budget wends its way through the politically-charged Congress.

The Credit Score Catch-22: Opaque Companies in Charge of Vital Scores

Bryce Covert | Posted 07.31.2011 | Business
Bryce Covert

Credit scores are becoming more and more important, but who is in charge of these scores and how are they determined? The answer isn't easy to come by.

$30 Billion Is Being Allocated to Boost Small-Business Lending

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Big banks prefer making multimillion-dollar loans to large corporations instead of small-businesses because the fee income is greater and it allows them to hire experts in industries that they want to target.

Newt Gingrich's Fight for the Luxury Industry Is Laughable

Georges Ugeux | Posted 05.25.2011 | Business
Georges Ugeux

Should we really believe that 20 million people purchasing luxury goods such as jewels, fashion, yachts, private planes and lavish international travel will be a major boost to the U.S. economy! Come, on.

Uniquely Crafted Business Plans Are Needed to Raise Capital

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Now is the time to think about dusting off your old business plan as the economy improves. A business plan is required to obtain a loan or venture capital. It is uniquely designed as a sales tool to get financing.

A Small-Business Bank with National Impact Has Died

Jerry Chautin | Posted 05.26.2011 | Business
Jerry Chautin

I lost a friend last week. Innovative Bank of Oakland, Calif. is kaput. Just like with other bank failures, the regulators swooped down on the floundering bank after the stock market closed on Friday.

You Can Borrow Small Amounts of Business Capital Now

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Although small business, economic stimulus lending is being widely criticized, $5,000 to $25,000 is available to you if you have a reasonable credit score and meet basic underwriting criteria.