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Credit Unions

David Brancaccio Lets Us Down

David Morris | Posted 09.09.2014 | Media
David Morris

Tens of thousands of precedents exist public ownership and they are indeed interesting. But a listener to Brancaccio could not be faulted for coming away with the impression that public enterprises are few and far between.

Want to Save More Money? Join a Credit Union

Charisse Amanda (Conanan) Johnson | Posted 08.22.2014 | Money
Charisse Amanda (Conanan) Johnson

If you want to have more money to do stuff with, then setting up a savings account at a credit union is one powerful way to do so. Whether you want to save more as an individual or as a family there is no shortage of information touting the benefits.

Fighting Poverty Requires Unorthodox Business Practices

Bill Bynum | Posted 07.31.2014 | Impact
Bill Bynum

The biggest problem with bringing business values to the work of expanding opportunity for people disadvantaged by birth, geography or both is that no one in the business world has figured out how to value incremental improvements in social welfare in bottom-line calculations.

Cybercrime Thrives Amid Lack of National Data Security Standards for Retailers

B. Dan Berger | Posted 08.17.2014 | Business
B. Dan Berger

For the sake of America's economy and consumers, we must take steps to make sure consumer financial information is safe from cybercriminals.

Credit Union Access for All: What Banks Don't Want You to Know

MyBankTracker | Posted 07.28.2014 | Money
MyBankTracker

In recent years, credit unions have been broadening their Field of Membership qualifications, making it easier for interested individuals to join. Are there truly credit unions that offer access for all?

Small Business Lending Plummets as Loans to Big Business Soar

Stacy Mitchell | Posted 06.24.2014 | Small Business
Stacy Mitchell

Studies show locally owned businesses are a primary source of net new job creation. Yet independent businesses in many sectors are losing market share, while the number of new startups has steadily fallen over the last two decades.  Insufficient capital is a key culprit driving these trends.

No One is Secure While Data Security Is a One-Sided Proposition

B. Dan Berger | Posted 05.12.2014 | Business
B. Dan Berger

Our economy and consumers are not safe if only financial institutions are accountable. The companies that store consumer data need to secure their house.

Measures Needed to Stop 'Patent Troll' Abuse

Bill Cheney | Posted 04.07.2014 | Business
Bill Cheney

The faster the action to stop or slow down the trolls, the better -- to ensure that consumers, including credit union members, don't lose access to convenient services, or even their favorite small financial institutions.

Hold Merchants Accountable for Personal Data

Bill Cheney | Posted 03.19.2014 | Money
Bill Cheney

The cost of a merchant data breach -- whether it is at a large national merchant or a local merchant -- can be significant for credit unions of all sizes. Because of credit unions' cooperative structure, the cost of such breaches are ultimately borne by credit union members.

How to Turn the Payday Lending Anchor Into a Lifeline

Debbie Matz | Posted 03.08.2014 | Business
Debbie Matz

To see a television advertisement for a business offering payday loans is to see payday loans advertised as a lifeline: a way for a financially strapped family to cover an unexpected expense. But that's not actually how most payday loans are used.

The 10 Most Hopeful Stories of 2013 to Inspire Your New Year

Sarah van Gelder | Posted 03.01.2014 | Impact
Sarah van Gelder

There was something almost apocalyptic about 2013. But much happened that was hopeful this year -- a new pope focused on inequality, successful minimum wage campaigns spread across the country, and the number of states allowing gay marriage doubled.

Are Retailers Doing Enough to Protect Consumers From Data Breaches?

B. Dan Berger | Posted 02.25.2014 | Politics
B. Dan Berger

NAFCU urges Congress to make the issue of data security a priority in 2014 and enforce a stricter standard on merchants and retailers to protect consumers from breaches that compromise their financial and personal information.

The Ownership Revolution

Rodrigo Ribera D'Ebre | Posted 01.25.2014 | Politics
Rodrigo Ribera D'Ebre

"There is a new movement that doesn't know it's a movement," said Todd Johnson, according to Marjorie Kelly in her book, Owning Our Future. In the c...

WHiP It! 'The Real Deal' Education

Amy Elias, MS | Posted 01.23.2014 | Education
Amy Elias, MS

As a woman who has dedicated her life to connection, to health, to the natural laws of the universe, to whole education, to integrity, to authenticity...

A Credit Union in Puget Sound Elects a Different Future

Carl Gibson | Posted 01.23.2014 | Business
Carl Gibson

The lobby of the Puget Sound Cooperative Credit Union (PSCCU) in Vashon Island, Wash., is unusual for a financial institution -- it was more like the ...

Five Years After the Financial Crisis: A View From Main Street

B. Dan Berger | Posted 11.30.2013 | Business
B. Dan Berger

This is just another example of the banks putting their self-interest ahead of consumers and our nation. If the credit union tax exemption were to be eliminated, the repercussions on our economy and consumers would be catastrophic.

An Agenda for Regulatory Reform: Think Big (and Small)

Eli Lehrer | Posted 06.17.2013 | Politics
Eli Lehrer

Poorly thought-out government regulations can do tremendous harm. To date, the Republican Party's efforts against them have been heavy on bluster and light on action. By thinking bigger and thinking smaller, however, there's a good chance that the GOP could move forward with real regulatory reform.

The Cooperative Way to a Stronger Economy

Sarah van Gelder | Posted 05.07.2013 | Impact
Sarah van Gelder

Co-ops -- just like people -- can get more done together than anyone can do alone. The good news is that co-ops come in many forms and are more common than you might imagine.

Credit Union Lending Bill Would Help Small Firms

John Arensmeyer | Posted 11.29.2012 | Small Business
John Arensmeyer

There's no reason for Congress to delay action. Credit unions must be allowed to make more loans to small businesses.

4 Lessons From Bank Transfer Day

Fred R. Becker, Jr. | Posted 01.23.2014 | Business
Fred R. Becker, Jr.

The lessons from this event underscore some of the rules of business today -- rules that echo basic tenets of trust and good, old-fashioned customer service. Simply put, customer relationships do not begin and end at the transaction.

Bank Transfer Day One Year Later: Yes, It Worked!

Bill Cheney | Posted 01.23.2014 | Business
Bill Cheney

Many credit unions today offer the services, access and convenience of large banks, but in a decidedly consumer-friendly way, and with the kind of roots in their local communities that comes from being member-owned cooperatives.

Credit Unions: Still the Best Bet for Consumers

Fred R. Becker, Jr. | Posted 12.12.2012 | Money
Fred R. Becker, Jr.

What are some of the other advantages of credit unions? People before profits. At credit unions, members are owners and have a say in how it is operated. The "profits" go to members in the form of lower fees and better rates.

Catherine New

How To Get Free Gas This Week

HuffingtonPost.com | Catherine New | Posted 08.14.2012 | Money

Next to offering an open bar night, free gas may be the next best way to soften up potential new customers. That is the strategy community banks and c...

How To Break Up With Your Bank

Money Talks News | Brandon Ballenger | Posted 08.07.2012 | Money

Money Talks News: So far this year, 39 banks have failed. While the community bank I’ve used all of my adult life hasn’t failed, it’s in b...

Catherine New

Credit Unions Can Thank WaMu For Kicking Off Bank Exodus

HuffingtonPost.com | Catherine New | Posted 08.02.2012 | Money

Long before Occupy Wall Street protesters were doling out Big Bank Haterade, Main Street customers were steadily moving their money out of banks and i...