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Credit Unions

An Agenda for Regulatory Reform: Think Big (and Small)

Eli Lehrer | Posted 04.17.2013 | Politics
Eli Lehrer

Poorly thought-out government regulations can do tremendous harm. To date, the Republican Party's efforts against them have been heavy on bluster and light on action. By thinking bigger and thinking smaller, however, there's a good chance that the GOP could move forward with real regulatory reform.

The Cooperative Way to a Stronger Economy

Sarah van Gelder | Posted 05.07.2013 | Impact
Sarah van Gelder

Co-ops -- just like people -- can get more done together than anyone can do alone. The good news is that co-ops come in many forms and are more common than you might imagine.

Credit Union Lending Bill Would Help Small Firms

John Arensmeyer | Posted 11.29.2012 | Small Business
John Arensmeyer

There's no reason for Congress to delay action. Credit unions must be allowed to make more loans to small businesses.

4 Lessons From Bank Transfer Day

Fred R. Becker, Jr. | Posted 01.02.2013 | Business
Fred R. Becker, Jr.

The lessons from this event underscore some of the rules of business today -- rules that echo basic tenets of trust and good, old-fashioned customer service. Simply put, customer relationships do not begin and end at the transaction.

Bank Transfer Day One Year Later: Yes, It Worked!

Bill Cheney | Posted 01.01.2013 | Business
Bill Cheney

Many credit unions today offer the services, access and convenience of large banks, but in a decidedly consumer-friendly way, and with the kind of roots in their local communities that comes from being member-owned cooperatives.

Credit Unions: Still the Best Bet for Consumers

Fred R. Becker, Jr. | Posted 12.12.2012 | Home
Fred R. Becker, Jr.

What are some of the other advantages of credit unions? People before profits. At credit unions, members are owners and have a say in how it is operated. The "profits" go to members in the form of lower fees and better rates.

Catherine New

How To Get Free Gas This Week

HuffingtonPost.com | Catherine New | Posted 08.14.2012 | Home

Next to offering an open bar night, free gas may be the next best way to soften up potential new customers. That is the strategy community banks and c...

How To Break Up With Your Bank

Money Talks News | Brandon Ballenger | Posted 08.07.2012 | Home

Money Talks News: So far this year, 39 banks have failed. While the community bank I’ve used all of my adult life hasn’t failed, it’s in b...

Catherine New

Credit Unions Can Thank WaMu For Kicking Off Bank Exodus

HuffingtonPost.com | Catherine New | Posted 08.02.2012 | Home

Long before Occupy Wall Street protesters were doling out Big Bank Haterade, Main Street customers were steadily moving their money out of banks and i...

Congress: Stop Listening To The Banks

Bill Cheney | Posted 09.18.2012 | Small Business
Bill Cheney

The fact is, small business -- which most agree is the lodestone for greater employment and faster economic recovery -- needs greater access to credit.

Catherine New

More Small Banks, Credit Unions To Offer Payday Lending, Survey Finds

HuffingtonPost.com | Catherine New | Posted 06.26.2012 | Home

Payday loans are continuing to grow in popularity at small banks and credit unions, according to a recent survey from the financial data company RateW...

Student-Run Credit Union Helps Save $870,000

novi.patch.com | Posted 08.22.2012 | Home

The 33 local student-run credit unions supported by Community Financial Credit Union recently finished another successful school year of banking -- he...

Credit Unions Just Got a Little More Transparent

Dennis Santiago | Posted 08.01.2012 | Home
Dennis Santiago

In December 2009, my friend Arianna Huffington called with this idea to educate "ordinary" people about the financial system. We called that project "Move Your Money" and the tool has been running ever since.

Paul Blumenthal

Citizens United Decision Leaves Industries Free To Battle In California Primary

HuffingtonPost.com | Paul Blumenthal | Posted 05.26.2012 | Politics

WASHINGTON -- The race for a newly drawn congressional district in California's Inland Empire is shaping up as a clash of titans. It's not the candida...

Catherine New

How This Man's Gambling Saves Money

HuffingtonPost.com | Catherine New | Posted 06.04.2012 | Home

They say it's not addictive. But every morning, David Chen and Shelly Robertson enter a $2 million jackpot. Unlike MegaMillions, they are not spen...

This Guy Is Probably The Nicest Banker In America

The Huffington Post | Alexander Eichler | Posted 05.23.2012 | Home

If you were going to sit down and design the opposite of a Wall Street banker, you would probably come up with someone like Patrick Cullen. Cullen ...

National Small Business Week: Main Street Means Business

Fred R. Becker, Jr. | Posted 07.22.2012 | Small Business
Fred R. Becker, Jr.

Even as recent headlines detail yet one more investment debacle at a behemoth Wall Street bank, small businesses and credit unions continue to carry the water for America's communities and ultimately, our entire nation's economic well-being.

Credit Unions Are Easily Forgiven -- Banks, Not So Much

Credit.com | Posted 07.17.2012 | Home
Credit.com

The Temkin Group, a business that consults on and researches customer experiences, has done a new survey of 10,000 consumers to determine which businesses customers are most and least likely to forgive.

Five Things Small Business Owners Need to Know About Capitol Hill

Bill Cheney | Posted 07.17.2012 | Small Business
Bill Cheney

If small business owners want to see more credit available, they need to keep their eye on Washington as much as their local lending institutions. And yes, we need the help.

Fed Up With Big Banks

Gordon Whitman | Posted 07.17.2012 | Business
Gordon Whitman

When individuals, religious institutions and local and state governments decide to move their money, it puts direct pressure on banks and on the federal government to change their policies. Cities and states have incredible leverage if they chose to use it.

Read This Before Joining A Credit Union

The Huffington Post | Khadeeja Safdar | Posted 05.10.2012 | Home

Credit unions have seen a rise in membership as big banks have come under scrutiny for their never-ending profit-making measures. While the Occupy...

'Too Big to Fail' Banks Less Profitable and More Risky Than Sustainability-Focused Banks

R. Paul Herman | Posted 06.30.2012 | Business
R. Paul Herman

Successful banking in the 21st century will focus on these new fundamentals so that those banks following this approach can truly become "too sustainable to fail."

Best Credit Cards for Going Green

Curtis Arnold | Posted 06.24.2012 | Business
Curtis Arnold

Not all cards are as green as they claim; industry observers often accuse banks of "greenwashing" their most basic cards with logos of well-known charities, without addressing long-term environmental preservation efforts.

Wells Fargo and Other Megabanks Don't Care About Your Business

Jake Blumgart | Posted 06.24.2012 | Business
Jake Blumgart

If moving your money to a credit union won't make Bank of America or Wells Fargo small enough to fail, it is a rational consumer decision. Making the switch may not be a revolutionary act, but it will certainly make your life easier.

What Is a Roth IRA? A Short and Simple Guide

J.D. Roth | Posted 05.28.2012 | Home
J.D. Roth

Even if you don't have a retirement plan through your job, you can still save for the future. One of the best ways to do so is through a Roth IRA.