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How to Build Credit for Millennials

Jeanne Kelly | Posted 08.28.2014 | Money
Jeanne Kelly

I was recently asked by a darling 20-something gentleman, who graduated from college in the last few years, how he can begin building his credit now t...

Like Payday Loans, Lawsuit Loans Increasingly Coming Under Fire

Sara Warner | Posted 08.20.2014 | Politics
Sara Warner

With civil courts underfunded and litigation increasing, even simple cases are going to take years and years to attain their day in court. And the structure of these loans become truly predatory as the cases linger.

3 Ways To Improve Your Credit Score In Less Than 5 Minutes

Simple. Thrifty. Living. | Posted 08.20.2014 | Money
Simple. Thrifty. Living.

If you are looking to buy a car, rent an apartment or take out a loan, you need to make sure that your credit score is at it's best. While it takes seven years for most derogatory items on your credit report to be removed, there are a few things you can do to raise your credit score sooner.

Credit Check: What's Your Credit Score?

WiserAdvisor.com | Posted 08.27.2014 | Money
WiserAdvisor.com

Your credit score impacts a lot in your life, from buying a car to buying a house and even, sometimes, to getting a job. (Believe it or not, some employers check your credit report.) You owe it to yourself to know exactly what your credit score is, and how you can go about making it better.

5 Things You Won't Believe Hurt Your Credit Score

NextAdvisor.com | Posted 08.18.2014 | Money
NextAdvisor.com

Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities.

5 Things Excellent Credit Can Do for You

NextAdvisor.com | Posted 08.18.2014 | Money
NextAdvisor.com

Have you ever thought of how an excellent credit score may impact your life? It's no secret that there are a number of benefits to having a high score. Simply put, it can affect many of your current and future financial decisions. Here are a few things that excellent credit scores can do for you.

The EU's Anti-Austerity Hypocrites

Steve H. Hanke | Posted 07.30.2014 | World
Steve H. Hanke

According to the coalition, its members simply cannot impose further spending cuts. They assert that their budgets have been cut to the bone. This claim is ludicrous.

Poverty Is Profitable: 1 out of 3 US Consumers in Debt Collection

Peter Van Buren | Posted 07.29.2014 | Politics
Peter Van Buren

A new report by the Urban Institute and Encore Capital Group's Consumer Credit Research Institute shows 77 million Americans -- 35 percent of those with files at a major credit bureau -- have a debt in collection. But as you can expect, there is always someone profiting from poverty.

This Company Lures Needy Service Members Into Debt And Then Sues Them

Washington Post | Posted 07.28.2014 | Impact

Army Spc. Angel Aguirre needed a washer and dryer. Money was tight, and neither Aguirre, 21, nor his wife had much credit history as they settled i...

Learn to Recognize Mortgage Relief Scams

Terrell McSweeny | Posted 07.24.2014 | Money
Terrell McSweeny

If you are having difficulty making your mortgage payments or possibly facing foreclosure on your home, you're not alone. And unfortunately, there are some opportunists who know it and may try to take advantage of you.

7 Ways To Boost Your Credit Score

WiserAdvisor.com | Posted 07.23.2014 | Money
WiserAdvisor.com

A poor credit score can hurt your chances of success, whether you're looking for private student loans or shopping for your next set of wheels. But if your credit score is already in the 600's or below, there's good news: you can fix bad credit.

Can I Live Without Credit?

Credit Karma | Posted 07.15.2014 | Money
Credit Karma

Living without credit is possible. Is it advisable though? Is it accomplishable without frustrating limitations? Those are different questions.

4 Unexpected Times Your Credit May Be Checked

Credit Karma | Posted 07.08.2014 | Money
Credit Karma

When it comes to your financial health, your credit score is one of those things that'll just keep seeking you out. It's tempting to think that your credit score or credit health will only come into play when you're looking for a mortgage or a new credit card. The truth is that your credit information can be checked far more often than you might think.

The Case for Restoring the 97% LTV Mortgage at Fannie Mae and Freddie Mac

Tino Diaz | Posted 07.02.2014 | Politics
Tino Diaz

Keep in mind, Fannie Mae and Freddie Mac already purchase 97% LTV mortgages from state housing finance agencies throughout America. Why not reinstate this policy to help restore sustainable homeownership for responsible everyday borrowers while also helping to jumpstart America's economy?

The 3 Things Millennials Need to Know About Money

Andrew Plepler | Posted 08.25.2014 | Education
Andrew Plepler

Millennials experience life in a completely different way from my generation. They truly have the world in the palm of their hand - with access to any...

Happy Credit

Jeanne Kelly | Posted 07.25.2014 | Money
Jeanne Kelly

I'm sure that like many people, the thought of looking at your credit may be a scary one but according to Happy Coach Keryl Pesce, "a funny thing happ...

Is Bad Credit A Dating Deal Breaker?

NextAdvisor.com | Posted 07.23.2014 | Money
NextAdvisor.com

Is it okay to date someone with terrible credit? The answer is yes, it is okay -- unless you are planning a future with them. It's not only their actual credit score that may cause problems for you in the future, but their attitude towards their credit and financial health overall.

What a Near-Perfect FICO Score Looks Like and How You Can Get It Too

MyBankTracker | Posted 07.22.2014 | Money
MyBankTracker

Does a perfect FICO score exist? No one has even seen one, if it is even possible to attain. But, we found someone who is extremely close to it. Na...

8 Credit Cards Mistakes Everyone Makes

NextAdvisor.com | Posted 07.16.2014 | Money
NextAdvisor.com

With billions of credit cards being used every day, it's no surprise that there are a lot of misconceptions and misunderstandings when it comes to credit.

3 Student Loan Strategies That Won't Get You Out of Debt

Adam Levin | Posted 07.15.2014 | College
Adam Levin

While the seas will be rough, you don't have to feel like you bought a ticket on the Titanic. If graduates face repayment in an open way, communicating regularly with lenders, there are solutions -- although none of them get you a Get Out of Debt Free card.

How to Get a Near-Perfect FICO 8 Bankcard Score: One Woman's Story

MyBankTracker | Posted 07.13.2014 | Money
MyBankTracker

There are advantages to maintaining a pristine credit profile. Primarily, having great credit means that you're more likely to qualify for loans and l...

The 4 Things All Parents Should Teach Their Adult Kids About Money

Andrew Plepler | Posted 08.25.2014 | Money
Andrew Plepler

To the parents of this year's graduating class of 2014: Graduation is such an exciting moment. It's a proud moment. It's also the moment we realiz...

How Does the FICO 8 Bankcard Score Differ From a FICO Credit Score?

MyBankTracker | Posted 07.01.2014 | Money
MyBankTracker

The credit-scoring industry has often brought confusion to consumers who have no idea that there are different kinds of credit scores -- many of which...

What to Do When Cash Flow Problems Threaten to Stall Growth

Gary Groff | Posted 06.25.2014 | Business
Gary Groff

A key retailer in your space wants more of your product, and others are competing for it. But you're also sinking capital into making your product up to eight months before you'll get paid for it. How do you get the funds right now?

The 5 Dumbest Credit Mistakes

Adam Levin | Posted 06.23.2014 | Business
Adam Levin

In a world where breaches (exemplified by "Heartbleed," Target and all stripe of individual, corporate and government database compromise) and identity theft have become the third certainty in life, jealously guarding our privacy must be our individual missions.