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How This 28-Year-Old Paid Off $81K In Debt

Credit.com | Posted 11.21.2014 | Money
Credit.com

As a kid, Austin Netzley remembered being enthralled with the concept of money and promising himself that one day he'd be wealthy. And now, at 28, by most people's measure, he is. He's been an athlete, student, engineer and entrepreneur. And at this point in his life, he considers himself "retired."

Freaking Out About Graduating? Don't.

Erin McKelle | Posted 11.20.2014 | College
Erin McKelle

Graduating from college affords you the luxury of living your dreams. Yes, it requires some hard work and perseverance but I promise you, your destiny is within reach.

20 Things Every 20-Something Should Know About Credit

GOBankingRates | Posted 11.20.2014 | Money
GOBankingRates

If I could relive my 20s again, there are a few things I would do differently. I would have paid a lot more attention to my credit. Lucky for you, I learned those lessons the hard way so you don't have to. Read this list of 20 things every 20-something should know about credit.

Hollywood Loves Military Movies -- Shouldn't It Love Hiring Vets?

Richard Arthur | Posted 11.11.2014 | Entertainment
Richard Arthur

We owe it to our vets -- and the American people -- to take steps to usher more veterans into the film and television business -- on set, in production offices and in the writer's room.

10 Steps To Fixing A Credit Report Error

WiserAdvisor.com | Posted 11.10.2014 | Money
WiserAdvisor.com

Did you spot a mistake on your credit report? Take action immediately. This isn't the sort of thing you should overlook. A single blemish on your credit report can negatively affect your ability to get a loan, apply for a job, and may even be a symptom of potential identity theft.

I'm 28, And I've Never Had A Credit Card. Ever.

Natalie Bacon | Posted 11.05.2014 | Money
Natalie Bacon

During college, I saved money over the summers and used my savings for any extra spending money. Now, I operate the good old-fashioned way: cash only, baby.

14 Things You Need To Do To Be A Financial Adult

Credit.com | Posted 11.03.2014 | Money
Credit.com

With so many young adults moving back in with mom and dad, that line between childhood and adulthood is blurring. Whatever your financial situation, though, you can begin taking steps to become an independent financial adult.

How Long Does Negative Information Remain on My Credit Reports?

CreditSesame.com | Posted 10.29.2014 | Money
CreditSesame.com

There is absolutely nothing that can legally restart the seven-year clock of credit reporting once it has already begun including, but not limited to, making a payment, settling an account or disputing an account.

Do You Need ID Theft Insurance or Credit Monitoring?

Jason Alderman | Posted 10.29.2014 | Money
Jason Alderman

Do you want to monitor your own credit (which is free but time-consuming) or hand off the task to a third party and pay hundreds of dollars? Either way, make sure it gets done.

Get Out Of Credit Card Debt -- With A Little Help From Your Peers

Shindy Chen | Posted 10.28.2014 | Money
Shindy Chen

It's the revolutionary multi-billion-dollar industry nobody's heard of, and it's killing credit card debt for hundreds of thousands of consumers. It's not only disrupting, but completely undressing the traditional credit model.

Apple Pay, CurrentC, and the Normalization of Credit/Debt

Markus Giesler | Posted 10.28.2014 | Business
Markus Giesler

Financial instruments such as credit cards, pay day loans, loans on car titles, loans on income tax refunds, and subprime mortgages have led to a profound shift in consumers' self-understandings as financial decision makers.

How to Hack the Best Loan Rate

Miranda Marquit | Posted 10.27.2014 | Money
Miranda Marquit

Next time you're sitting on an airplane, look at the person in the seat next to you. Then imagine that person is paying $300 less for that seat than y...

Generation Gap: How Your Age Affects How You Use Credit Cards

Simple. Thrifty. Living. | Posted 10.24.2014 | Business
Simple. Thrifty. Living.

How do you get to a point where the majority of Americans have over $10,000 in credit card debt? Who is to blame? A glimpse into the generational divide helps shed some light on the situation.

5 Things Baby Boomers Need To Know About Bitcoin

April Rudin | Posted 10.23.2014 | Small Business
April Rudin

It's a volatile investment, with tremendous upside and tremendous downside. It's not for everyone's portfolio. Before you put any money into it, you should speak with a professional advisor who has done his or her diligence.

6 Surprising Ways Having Bad Credit Hurts

NextAdvisor.com | Posted 11.10.2014 | Money
NextAdvisor.com

It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.

7 Credit Card Strategies To Help Your Credit

Credit.com | Posted 10.21.2014 | Money
Credit.com

Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.

Daddy, I Want a Squirrel

Karen Ann Kennedy | Posted 10.14.2014 | Money
Karen Ann Kennedy

Anyone out there a fan of Charlie and the Chocolate Factory? I am! I know many diehard Willy Wonka fans were not happy with the remake, but I loved it!

Riots in the Streets?

Jim Gibson | Posted 10.13.2014 | Money
Jim Gibson

Are you aware that there is in fact a new improved credit score? Yes, that's right, a new kid on the credit scoring block. If actually used, this new credit scoring formula could actually end up helping those misrepresented by current credit scoring models.

VIDEO: How to Repay Student Loans Once and for All

Lauren Bowling | Posted 10.10.2014 | Money
Lauren Bowling

With the average adult nearly $27,000 in debt due to student loans and the rising costs of higher education, the debt crisis has become the newest scapegoat for the lagging real estate market and slow economic growth.

Finding Out Whom to Trust When You Do Business Together

Gini Graham Scott | Posted 10.03.2014 | Business
Gini Graham Scott

I began thinking about the importance of knowing whom to trust in doing business together when I experienced two major breaches, one as a customer seeking services and another when I was providing services myself.

4 Reasons Credit Cards Are Better Than Cash

Simple. Thrifty. Living. | Posted 11.15.2014 | Money
Simple. Thrifty. Living.

If you are tempted by credit and can't be counted on to control your spending habits, then by all means, stick to cash. However, if you are able to use your credit card like cash and pay off your balance at the end of every month, credit cards can offer some great benefits.

Are You Afraid of Money? 6 Ways Math Fears Can Cost You

Simple. Thrifty. Living. | Posted 11.10.2014 | Money
Simple. Thrifty. Living.

People who can navigate the more complicated math problems of the money world end up saving hundreds, if not thousands, in fees, interest and taxes. So the big question is: Is being afraid of money costing you?

3 Simple Steps to Financial Gratitude

David A. Dedman | Posted 11.09.2014 | Money
David A. Dedman

Don't go into further debt or make your situation full of anxiety. If you can save more money, do it. If you can reduce debt, then by all means do it. Anytime you have the money to improve your personal conditions both physically or financially you should do it.

Is America Now a Debtor Nation?

Curtis Arnold | Posted 11.04.2014 | Money
Curtis Arnold

Have a few blemishes on your credit report? You're not alone. According to a recent study from the Urban Institute, over one-third of Americans had debt in collections in 2013.

What Do You Know About Your Credit Card?

NextAdvisor.com | Posted 11.02.2014 | Money
NextAdvisor.com

NextAdvisor.com surveyed Facebook users ages 18 and older throughout the U.S. to find out exactly what they do and do not know about their cards. Shockingly, we found that most don't know the basics about their cards and are even making some crucial mistakes when it comes to credit.