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4 Unexpected Times Your Credit May Be Checked

Credit Karma | Posted 07.08.2014 | Money
Credit Karma

When it comes to your financial health, your credit score is one of those things that'll just keep seeking you out. It's tempting to think that your credit score or credit health will only come into play when you're looking for a mortgage or a new credit card. The truth is that your credit information can be checked far more often than you might think.

The Case for Restoring the 97% LTV Mortgage at Fannie Mae and Freddie Mac

Tino Diaz | Posted 07.02.2014 | Politics
Tino Diaz

Keep in mind, Fannie Mae and Freddie Mac already purchase 97% LTV mortgages from state housing finance agencies throughout America. Why not reinstate this policy to help restore sustainable homeownership for responsible everyday borrowers while also helping to jumpstart America's economy?

The 3 Things Millennials Need to Know About Money

Andrew Plepler | Posted 06.26.2014 | Education
Andrew Plepler

Millennials experience life in a completely different way from my generation. They truly have the world in the palm of their hand - with access to any...

Happy Credit

Jeanne Kelly | Posted 05.27.2014 | Money
Jeanne Kelly

I'm sure that like many people, the thought of looking at your credit may be a scary one but according to Happy Coach Keryl Pesce, "a funny thing happ...

Is Bad Credit A Dating Deal Breaker?

NextAdvisor.com | Posted 05.23.2014 | Money
NextAdvisor.com

Is it okay to date someone with terrible credit? The answer is yes, it is okay -- unless you are planning a future with them. It's not only their actual credit score that may cause problems for you in the future, but their attitude towards their credit and financial health overall.

What a Near-Perfect FICO Score Looks Like and How You Can Get It Too

MyBankTracker | Posted 05.22.2014 | Money
MyBankTracker

Does a perfect FICO score exist? No one has even seen one, if it is even possible to attain. But, we found someone who is extremely close to it. Na...

8 Credit Cards Mistakes Everyone Makes

NextAdvisor.com | Posted 05.16.2014 | Money
NextAdvisor.com

With billions of credit cards being used every day, it's no surprise that there are a lot of misconceptions and misunderstandings when it comes to credit.

3 Student Loan Strategies That Won't Get You Out of Debt

Adam Levin | Posted 05.15.2014 | College
Adam Levin

While the seas will be rough, you don't have to feel like you bought a ticket on the Titanic. If graduates face repayment in an open way, communicating regularly with lenders, there are solutions -- although none of them get you a Get Out of Debt Free card.

How to Get a Near-Perfect FICO 8 Bankcard Score: One Woman's Story

MyBankTracker | Posted 05.13.2014 | Money
MyBankTracker

There are advantages to maintaining a pristine credit profile. Primarily, having great credit means that you're more likely to qualify for loans and l...

The 4 Things All Parents Should Teach Their Adult Kids About Money

Andrew Plepler | Posted 07.07.2014 | Money
Andrew Plepler

To the parents of this year's graduating class of 2014: Graduation is such an exciting moment. It's a proud moment. It's also the moment we realize ...

How Does the FICO 8 Bankcard Score Differ From a FICO Credit Score?

MyBankTracker | Posted 07.01.2014 | Money
MyBankTracker

The credit-scoring industry has often brought confusion to consumers who have no idea that there are different kinds of credit scores -- many of which...

What to Do When Cash Flow Problems Threaten to Stall Growth

Gary Groff | Posted 06.25.2014 | Business
Gary Groff

A key retailer in your space wants more of your product, and others are competing for it. But you're also sinking capital into making your product up to eight months before you'll get paid for it. How do you get the funds right now?

The 5 Dumbest Credit Mistakes

Adam Levin | Posted 06.23.2014 | Business
Adam Levin

In a world where breaches (exemplified by "Heartbleed," Target and all stripe of individual, corporate and government database compromise) and identity theft have become the third certainty in life, jealously guarding our privacy must be our individual missions.

Why a Perfect Credit Score Doesn't Matter

Adam Levin | Posted 06.10.2014 | Money
Adam Levin

The idea of "gaming" your already-excellent credit score to drive it up is not going to benefit you in any substantive way -- there's little or no difference between the interest rates or credit terms offered to people with an 800 and those offered to people with the elusive 850. So gaming it doesn't help anything but your ego.

New Age Lending and the Evolution of Credit

Doug Lebda | Posted 06.09.2014 | Money
Doug Lebda

We're beginning to see a shift in how money moves. Similar to the very efficient corporate markets like bond trading and commercial paper, money is beginning to move to consumers too.

Can Paying Your Taxes Late Affect Your Credit Score?

Credit.com | Posted 06.08.2014 | Money
Credit.com

It's pretty simple: If you don't pay your taxes, the IRS can file a notice of federal tax lien with the credit bureaus, and that's a huge negative on your credit reports.

How to 'Spring Clean' Your Credit Cards

MyBankTracker | Posted 06.08.2014 | Money
MyBankTracker

Credit cards are a useful tool for managing purchases, building credit, and reaping rewards point, cash back, or travel points. Unfortunately, the ter...

Watch Out: These 5 Forgotten Items May Blow Up Your Credit

Glen Craig | Posted 03.28.2014 | Money
Glen Craig

You're probably watching obvious items like your credit cards, and making payments on time, but there might be some forgotten items causing problems with your credit, and dragging down your score.

The Debt Tax: What Owing Money Costs You

Adam Levin | Posted 05.27.2014 | Money
Adam Levin

When it comes to debt, there really are no free lunches. Indeed, it is always harder to get out of than it is to get into. The best thing you can do is to change your own thinking when it comes to money. When you are in debt, even the price tag has a price tag.

The Increasing Costs Of Having A Bad Credit Score

CreditSesame.com | Posted 05.26.2014 | Money
CreditSesame.com

There's simply no getting around it. Poor credit scores make life more expensive.

Choking Off Access to Credit

Javier Palomarez | Posted 05.25.2014 | Business
Javier Palomarez

Those already squeezed may soon feel choked as a new, coordinated effort among the U.S. Department of Justice and federal banking agencies threatens to further restrict access to credit.

How To Rent With Bad Credit

Credit.com | Posted 03.21.2014 | Money
Credit.com

Don't avoid the elephant in the room. Address your bad credit frankly and honestly.

Will Your Free Credit Score Soon Be on Your Bills?

MyBankTracker | Posted 05.18.2014 | Money
MyBankTracker

The director of the Consumer Financial Protection Bureau (CFPB) wants banks, particularly credit card lenders, to provide consumers with their free cr...

5 Ways to Avoid Bad Credit After a Break-Up

Adam Levin | Posted 04.22.2014 | Money
Adam Levin

Here are five things you can do to protect your good financial name in the event that stars, once aligned, go spinning off into the cold universe, and you find yourself thrust from loving cohabitation into relational isolation.

How to Get Financially Ready to Buy a Home

Jeanne Kelly | Posted 04.08.2014 | Money
Jeanne Kelly

Buying a home for the first time is so exciting! But be careful not to get carried away, and bite off a bigger financial commitment than you can chew....