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Credit

FAQs on the Standard & Poor's Downgrade of the U.S. Credit Rating

Natalie Pace | Posted 10.07.2011 | Business
Natalie Pace

If Congress gets smart, goes back into negotiations immediately and comes up with a credible plan to implement budget savings of more than $4 trillion over the next 10 years, the world will have renewed faith in the its largest economy.

Understanding & Improving Your Credit FICO Score

Jeanne Kelly | Posted 08.04.2011 | Business
Jeanne Kelly

We have to begin by understanding that most lenders look at your FICO score to decline or approve you.

Debt Downgrade and Default: Uncovering the Bipartisan Truth.

Natalie Pace | Posted 09.27.2011 | Business
Natalie Pace

There are three distinct outcomes on the table for the U.S. credit rating, according to Standard and Poor's, and each scenario is tied directly to the actions of the leadership in the White House and Congress.

Tips to Boost Your Credit Score This Summer

Jeanne Kelly | Posted 07.27.2011 | Business
Jeanne Kelly

On Friday, July 8th I was a guest on the Today Show to talk about ways to boost your credit score. I had just released my new book, The 90 Day Credit ...

6 Tips for Women From Suze Orman

Posted 09.18.2011 | Women

I was fortunate enough to have finance expert Suze Orman join me twice on Mondays with Marlo. She answered so many of your important questions abou...

Helping Kids With Credit, from Suze Orman

Posted 09.28.2011 | Women

Personal finance expert Suze Orman explains one reliable method to ensure solid credit for your children. if(typeof AOLVP_cfg==='undefined')AOLV...

Reforming Sovereign Ratings: An Urgent and Complex Undertaking

Georges Ugeux | Posted 09.14.2011 | Business
Georges Ugeux

Rating agencies are in an inextricable situation when it comes to sovereign ratings. On the heels of their near-collapse of structured products, they must confront the issue of the credibility of sovereign ratings in a holistic way.

How to Live on $0 a Day: My Expert Advice to Tim Geithner

Lesley Stern | Posted 09.12.2011 | Comedy
Lesley Stern

Tim, Tim, Tim. You've been throwing around a lot of scary words like "disaster" and "hardship" and you seem a little tense. Don't freak out. You're a babe in the woods when it comes to financial hardship, so let me guide you through this.

Are You Staying Together For the House?

Natalie Pace | Posted 08.29.2011 | Divorce
Natalie Pace

Some couples stay together for love, and others stay together for the kids. But today, with unemployment at 9.1% and real estate prices continuing to...

Debt for Dummies: Who We Really Owe the Money to

Mark Olmsted | Posted 08.24.2011 | Politics
Mark Olmsted

So this is how things are: People work. They get paid. They put their money in banks. These are called deposits. Other people manage the money of th...

Are You Draining Your Nest Egg to Stay Afloat on an Underwater Mortgage?

Natalie Pace | Posted 08.27.2011 | Business
Natalie Pace

If you are one of those seriously delinquent homeowners, or one who is draining your nest egg or tapping home equity to make the mortgage payments, is there a way to hang on long enough?

Why Credit Cards?

Jim Randel | Posted 08.23.2011 | Business
Jim Randel

It is easy to attack credit cards and credit card issuers. Many issuers have been overly aggressive in marketing credit cards. But, ultimately, the use of a credit card is an individual decision.

Debt Boosts Self Esteem In Young People

Youth Radio -- Youth Media International | Posted 08.17.2011 | Healthy Living
Youth Radio -- Youth Media International

Originally published on Youthradio.org, the premier source for youth generated news throughout the globe. By: Robyn Gee Last year, the Wall Street...

The Greek Tragedy: Could a 'Haircut' Help?

Gemma Godfrey | Posted 08.13.2011 | Business
Gemma Godfrey

Debate has been raging as to whether the Greek economy can avoid bankruptcy. Just how big is the problem, what are the options and how is this impacting financial markets?

Revenues Down At Biggest Investment Banks, Report Finds

Posted 07.17.2011 | Business

Revenues at the world's biggest investment banks fell 5 percent to $52 billion in the first quarter of 2011, hit by Middle Eastern unrest, natural...

The Myth That Banks Are Solvent

Marshall Auerback | Posted 07.12.2011 | Business
Marshall Auerback

Many financial institutions are hopelessly insolvent, holding mountains of toxic waste that will never be worth anything. So why are we implementing policies that simply maintain a credit-based economy?

Entrepreneurs Are Stopped Cold for Lack of "Skin in the Game"

Jerry Chautin | Posted 06.18.2011 | Business
Jerry Chautin

Passion and a great idea are not enough to start a business. In my last two columns, I wrote that you must demonstrate enough predictable cash flow an...

Banking on the Poor

Scott Baker | Posted 06.04.2011 | Impact
Scott Baker

Would banking on the poor be any more risky than banking on the money-leveraging banks that have already failed and had to be bailed out -- for trillions?

Read Contracts Carefully

Jason Alderman | Posted 05.30.2011 | Business
Jason Alderman

You wouldn't be asked to sign a document or form -- or click "yes" on a website -- unless somebody thought it was important, so shouldn't you think so as well?

A Few Thoughts on Financial Literacy

Jason Alderman | Posted 05.25.2011 | Business
Jason Alderman

What rational person believes that learning how to make a meaningful budget, understanding the wise use of credit, and saving aggressively for your future is a bad idea?

How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

Inching Forward on Credit Scores

Preeti Vissa | Posted 05.25.2011 | Business
Preeti Vissa

While Experian's action does not by itself create a new day of fairer, more inclusive credit scores, it just might be the first step on a path that will take us there.

Service Members to Gain Free Access to Credit Scores

Chris Birk | Posted 05.25.2011 | Business
Chris Birk

Active duty military members and their spouses will soon be able to see their FICO score for free, part of a unique partnership aimed at boosting financial literacy among those who serve our country.

Credit CARD Act One Year Later: Was it a Success?

Scott Gamm | Posted 05.25.2011 | Business
Scott Gamm

One year ago on February 22, 2010, the epic Credit CARD Act took effect, which aimed to reform the entire credit card industry. Has it been a success? The simple answer: yes and no.

William Alden

For Small Businesses, Credit Is Still Tight

HuffingtonPost.com | William Alden | Posted 05.25.2011 | Business

In a sign that the economic recovery still faces challenges, small businesses continue to report difficulty getting loans. More than 10 percent of sm...