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Calibrating 2014

Otaviano Canuto | Posted 03.04.2014 | World
Otaviano Canuto

The global economy looks poised to display better growth performance in 2014. Leading indicators are pointing upward -- or at least to stability -- in major growth poles. However, for this to translate into reality policymakers will need to be nimble enough to calibrate responses to idiosyncratic challenges.

Your Own Money Gift

Terry Savage | Posted 02.22.2014 | Business
Terry Savage

If your goal is to have enough money to spend, and give, and feel financially secure in the process -- then you'll have to start thinking about the current and future implications of what you do with money today.

How to Rent an Apartment With Bad Credit

MyBankTracker | Posted 02.18.2014 | Money
MyBankTracker

When going to look at an apartment, bring copies of pay stubs, copies of prior years' tax returns and any proof of additional income. It will not only provide proof of income, but also of being an organized person who is serious about taking care of business.

4 Business Rip-offs and How to Dodge Them

Robert Siciliano | Posted 02.16.2014 | Business
Robert Siciliano

Each year, small businesses in America lose billions of dollars unnecessarily--and unless they're aware of the risks, companies around the country con...

The 4 Judgements Every Lender Makes Based On Your Credit

Credit.com | Posted 02.04.2014 | Business
Credit.com

Many people believe that the decision-making process for creditors boils down to just one thing: the credit score. Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live.

Brazil, Korea: Two Tales of a Macroprudential Regulation

Otaviano Canuto | Posted 02.01.2014 | World
Otaviano Canuto

The pervasiveness and relevance of asset price booms and busts in modern economies has now been fully acknowledged. So has the case for combining prudential regulation and monetary policy in the complementary pursuit of financial and macroeconomic stability.

5 Habits That Can Wreck Your Credit

Credit.com | Posted 11.25.2013 | Business
Credit.com

Habits are those activities we do unconsciously because we've done them so many times before. We're not even fully aware when we're doing them, and then the results tend to pile up unseen. Of course, credit is one of those things that can suffer from bad habits. So let's take a look at five bad habits that can wreck your credit.

Institutions Need to Manage Change to Ensure Future Success

Dr. William J. Carroll | Posted 01.23.2014 | Education
Dr. William J. Carroll

There once was a time when students attended a particular university to study under a particular scholar. This hearkens back to a long ago time when teachers were itinerant with their students in tow. Those times are no more.

Simple Ways To Raise Your Credit Score

Simple. Thrifty. Living. | Posted 01.23.2014 | Business
Simple. Thrifty. Living.

If you're like most people, the recession took a toll on your finances and probably your credit score. So how do you get it back to where it needs to be? There are a couple quick and simple ways to you can raise your credit score now.

Do Credit Repair Services Really Work?

Simple. Thrifty. Living. | Posted 12.28.2013 | Business
Simple. Thrifty. Living.

Credit repair is not a guaranteed fix of your credit score, but if you go in knowing the risks and pick a company with a good reputation and money-back guarantee, you can hopefully avoid being burned.

11 Countries That Still Have Perfect Credit

24/7 Wall St. | Charley Blaine | Posted 10.20.2013 | Business

A bipartisan deal was reached to end the government shutdown and raise the debt ceiling on Wednesday. While this provides immediate relief, the agreem...

Increase Competition Among Banks to Help Small Businesses

Jess Cornaggia | Posted 01.23.2014 | College
Jess Cornaggia

After discussing the IBBEA, a few colleagues and I became curious if there was a correlation between banking regulation and the overall impact on state-level innovation. Following previous research on how this expanded access to credit improves productivity and makes it easier for producers to manager operational risk, we wanted to explore if expanded access to credit (via greater competition amongst banks) had allowed firms to become more innovative.

Is There Ever a Good Time to Close a Credit Card?

MyBankTracker | Posted 01.23.2014 | Business
MyBankTracker

Before you actually close your credit card, consider the effects that this will have on your credit scores.

7 Credit Mistakes That Could Wreck Your Retirement

Adam Levin | Posted 11.26.2013 | Business
Adam Levin

We are a confident generation, which is a good thing. But when it comes to the way we manage our financial lives -- particularly our credit -- that confidence can make us vulnerable.

Choosing a Reputable Credit Counselor

Dedrick Muhammad | Posted 11.03.2013 | Black Voices
Dedrick Muhammad

If you are having trouble paying your bills on time and are living paycheck to paycheck, you may benefit from going to a credit counselor to get your budget on track.

What Is the Optimal Credit Score?

Simple. Thrifty. Living. | Posted 11.02.2013 | Business
Simple. Thrifty. Living.

Truthfully, the highest credit score is not the score you should be shooting for. The whole point of a credit score is to get you the best rates and credit limits when you are applying for loans and credits. While it seems like the highest score would get you the best rates, you actually don't even need to aim that high.

How to Fix Errors on a Credit Report

Clark Howard | Posted 10.30.2013 | Small Business
Clark Howard

Did you hear about the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for two years?

7 Huge Mistakes Back-to-School Shoppers Make

Adam Levin | Posted 10.08.2013 | Business
Adam Levin

If you have kids in school -- K through 12 or college -- you don't need anyone to remind you that back-to-school season has arrived. Between those early-season sales and last-minute shopping, there's plenty of potential for trouble in the realm of personal finance.

10 Steps to Help Erase Errors on Your Credit Report

MyBankTracker | Posted 10.06.2013 | Business
MyBankTracker

In order to avoid the headache of cleaning up your credit report due to inaccuracies, it would be beneficial to check your credit report with the three major credit bureaus (Equifax, TransUnion and Experian) annually.

Mark Gongloff

Private Equity Firms Are Back To Their Pre-Crisis Shenanigans

HuffingtonPost.com | Mark Gongloff | Posted 08.06.2013 | Business

It has been almost five long years since the collapse of Lehman Brothers, and you know what that means: It's about time we had ourselves another finan...

Simple Ways We Ruin Our Credit Without Knowing It

Simple. Thrifty. Living. | Posted 10.04.2013 | Business
Simple. Thrifty. Living.

A recent FTC study showed that almost 42 million people have errors on their credit report, which is a ridiculous number of people. Five percent of those people saw a 25-point jump in their credit score once the errors were fixed. What does this mean?

5 Things You're Doing That Could Make Your Life Hell

Adam Levin | Posted 10.01.2013 | Technology
Adam Levin

Here are five things people do, which they shouldn't, that can really make life much harder than it needs to be.

Woman Wins HUGE Lawsuit After Company Messes Up Her Credit Report

AP | Posted 09.26.2013 | Business

PORTLAND, Ore. (AP) — A federal jury in Oregon awarded $18.6 million to a woman who spent two years unsuccessfully trying to get Equifax Information...

6 Financial Hurdles to Jump Before You Turn 30

Simple. Thrifty. Living. | Posted 09.25.2013 | Business
Simple. Thrifty. Living.

It's OK if you haven't figured out what you want to do by the time you hit 30, but you should be doing something.

How to Come Back From a Financial Crisis

Simple. Thrifty. Living. | Posted 09.21.2013 | Business
Simple. Thrifty. Living.

It seems we are on the other side of the recession, or at least on our way out, but that doesn't mean we're not still feeling the pain from it.