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Credit

How I Learned to Live Without Credit Cards

Simple. Thrifty. Living. | Posted 08.28.2013 | Business
Simple. Thrifty. Living.

If you prepare properly, you can still live without credit cards and continue to have a healthy lending history.

Just Graduated? Don't Make the Same Financial Mistakes I Did

Simple. Thrifty. Living. | Posted 08.24.2013 | College
Simple. Thrifty. Living.

You'll probably be making more money then you've made in your life before, and your first instinct is going to be to spend that extra income. That's what I did. Before you blow all of your first paycheck in one place, set up a budget of what your monthly bills are.

Gold Is Poised to Rally Mid-Summer

Natalie Pace | Posted 08.17.2013 | Business
Natalie Pace

Wall Street's rally has tarnished gold's allure, but that could all change over summer, when politicians go to war over the debt ceiling, particularly if Fitch makes good on their downgrade warning.

No, You Shouldn't Take Out the Largest Mortgage Possible

Women & Co | Posted 08.17.2013 | Business
Women & Co

For many Americans, a mortgage is indeed the most attractive way to borrow because interest rates are not only low, but also the interest is often tax-deductible.

5 Money Talks You Should Have With Your Kids

Simple. Thrifty. Living. | Posted 08.14.2013 | Parents
Simple. Thrifty. Living.

If you have money conversations with your kids starting at a young age, it will be easier to teach them along the way. We've put together five essential money talks that you should be having with your kids during key developmental periods of their lives.

Slacking on Rent Payments Can Cost You More Than Late Fees

Jeff Golding | Posted 08.12.2013 | HuffPost Home
Jeff Golding

Get on track, stay on track, and don't let a few late rent payments destroy your future plans -- it's just not worth it.

Forgive All Student Loan Debt

Preeti Vissa | Posted 08.12.2013 | Politics
Preeti Vissa

That a pile of debt is a burden on new grads is pretty obvious. Less obvious is that the student debt burden, now in excess of $1 trillion by some estimates, is beginning to be a drag on the economy.

Bankrupt Sovereigns: Is There an Orderly Way Out?

Otaviano Canuto | Posted 08.10.2013 | World
Otaviano Canuto

An orderly sovereign debt restructuring would be one that places the debtor nation's public debt on a sustainable trajectory, while minimizing procrastination and contagion. However, orderly debt restructurings may remain elusive, even with high-powered official intervention.

5 Reasons You Can't Ignore Your Credit

Adam Levin | Posted 08.06.2013 | Business
Adam Levin

"Living debt free" is a nice slogan, and beyond that it's something we should all aspire to. Unfortunately, some people couple this concept with living credit free. That is a far different story.

What It Takes for Trade to Reduce Poverty in Africa

Otaviano Canuto | Posted 08.03.2013 | World
Otaviano Canuto

Despite tremendous progress in poverty reduction over the last two decades, poverty still persists. Along with South Asia, Africa is a region where large numbers of people continue to live in extreme poverty.

If You're House Hunting, Consider These 5 Tips

Women & Co | Posted 07.24.2013 | HuffPost Home
Women & Co

After years in the doldrums, the U.S. housing market is finally showing signs of life. Looking to buy a home? Here are five tips to keep in mind:

Who Is to Blame for the Nation's Crippling Credit Card Debt?

Jeff Hindenach | Posted 07.17.2013 | Business
Jeff Hindenach

The nation has crippling credit card debt to the tune of almost $800 billion. This is obviously not a minor problem, but a financial epidemic. Americans are paying so much in fees and penalties each year that we may never dig ourselves out.

Marrying Monetary Policy and Financial Regulation

Otaviano Canuto | Posted 07.09.2013 | World
Otaviano Canuto

If the global financial crisis -- and the events that led up to it -- have taught us anything, it is, "No complacency with asset price booms." We know firsthand the dire consequences of bubbles.

3 Ways to Spring Clean Your Finances

SaveUp | Posted 07.02.2013 | Business
SaveUp

It might seem obvious that improving your finances includes saving for retirement, but it's important to think of your financial plan in a broader way. It's also about putting protections in place.

5 Money Lessons Every New Graduate Needs to Know

Adam Levin | Posted 06.26.2013 | College
Adam Levin

It's that time of year again. Graduation. That seminal moment in our lives when, in ceremonies of varying degrees of pomp and circumstance, our elders pass on the wisdom of the ages to those of us who are evolving from the shelter of the ivory tower to the stark reality of the "real world."

5 Most Effective Habits of Consumers With Sky-High Credit Scores

Chris Birk | Posted 06.25.2013 | Business
Chris Birk

Consumers don't build great credit scores overnight. It's something that takes time, smart financial decisions and maybe even a little luck.

The Biggest Credit Mistake People Make (Plus 3 Tips)

Adam Levin | Posted 06.04.2013 | Business
Adam Levin

Some credit mistakes aren't so obvious. What's worse, the biggest secret credit mistake -- the one most people don't even know they're making -- actually happens when people are trying to turn their credit score around and be more financially responsible.

4 Steps to Help You and Your Spouse-To-Be Marry Your Financial Thinking

Women & Co | Posted 05.28.2013 | Business
Women & Co

Unfortunately, finances are one of the biggest sources of marital tension. But it doesn't have to be that way. Want to get your marriage off on the right financial footing?

5 Places Where You Should Never Give Your Social Security Number

Adam Levin | Posted 02.13.2014 | Technology
Adam Levin

Every time you go to a new doctor or dentist and they give you a clipboard brimming with documents to fill out and sign, notice how they always ask for your Social Security number? Do you dutifully give it up? Did you ever wonder if they really need it?

Two Awesome Sites to Help You Fix Your Credit

Tiffany Aliche | Posted 05.27.2013 | Business
Tiffany Aliche

The nation's largest and oldest financial counseling organization. With so many scams and fake "credit repair" agencies out there, this organization offers the legitimate hand-holding you need when it comes to rebuilding your financial life.

Three Tips for Getting a Business Loan: What You Need to Know

Mary Ellen Biery | Posted 05.18.2013 | Small Business
Mary Ellen Biery

Applying for a business loan can be intimidating and stressful, and it can be confusing to have an application rejected with little explanation. Three of these steps are described below, and should be completed prior to approaching a financial institution about a loan.

Are You One of the 52 Million Who Have Errors on Their Credit Report? Here's How to Fix Them

Jeff Hindenach | Posted 05.11.2013 | Business
Jeff Hindenach

Last month, the Federal Trade Commission released a new study that found a whopping 26 percent of people identified at least one error on their credit report. And it wasn't just people crying wolf.

Best Credit Cards to Help Pay for Your Wedding

Jeff Hindenach | Posted 05.06.2013 | Business
Jeff Hindenach

Weddings are expensive, right? You spend a small fortune on the venue, dress, flowers, invitations and all the other extras in between. So why not make a little extra to help offset the cost of your wedding?

Why Our Country Is So Bad at Using Credit Cards and How We Can Fix It

Jeff Hindenach | Posted 04.30.2013 | Business
Jeff Hindenach

Face it, America, we are not being very smart about our credit. We are paying billions in penalty fees. We are spending more money than we make. We don't even know our own interest rates or credit scores. And the country as a whole is almost a trillion dollars in credit card debt.

How Credit Scores Are Actually Created

Credit.com | Posted 04.30.2013 | Business
Credit.com

By Barry Paperno Have you ever wondered how they come up with a three-digit number that can predict whether you're a good or bad credit risk? Back i...