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Credit

Banking on the Poor

Scott Baker | Posted 06.04.2011 | Impact
Scott Baker

Would banking on the poor be any more risky than banking on the money-leveraging banks that have already failed and had to be bailed out -- for trillions?

Read Contracts Carefully

Jason Alderman | Posted 05.30.2011 | Business
Jason Alderman

You wouldn't be asked to sign a document or form -- or click "yes" on a website -- unless somebody thought it was important, so shouldn't you think so as well?

A Few Thoughts on Financial Literacy

Jason Alderman | Posted 05.25.2011 | Business
Jason Alderman

What rational person believes that learning how to make a meaningful budget, understanding the wise use of credit, and saving aggressively for your future is a bad idea?

How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

Inching Forward on Credit Scores

Preeti Vissa | Posted 05.25.2011 | Business
Preeti Vissa

While Experian's action does not by itself create a new day of fairer, more inclusive credit scores, it just might be the first step on a path that will take us there.

Service Members to Gain Free Access to Credit Scores

Chris Birk | Posted 05.25.2011 | Business
Chris Birk

Active duty military members and their spouses will soon be able to see their FICO score for free, part of a unique partnership aimed at boosting financial literacy among those who serve our country.

Credit CARD Act One Year Later: Was it a Success?

Scott Gamm | Posted 05.25.2011 | Business
Scott Gamm

One year ago on February 22, 2010, the epic Credit CARD Act took effect, which aimed to reform the entire credit card industry. Has it been a success? The simple answer: yes and no.

William Alden

For Small Businesses, Credit Is Still Tight

HuffingtonPost.com | William Alden | Posted 05.25.2011 | Business

In a sign that the economic recovery still faces challenges, small businesses continue to report difficulty getting loans. More than 10 percent of sm...

Clearing the Path to Better Credit

Jeanne Kelly | Posted 05.25.2011 | Business
Jeanne Kelly

Earlier in the week I watched from the cozy nest of my living room as the snow piled up on the driveway and the walk outside my home. But thinking abo...

William Alden

Banks Ease Credit To Big Companies, But Leave Out Small Business

HuffingtonPost.com | William Alden | Posted 05.25.2011 | Business

In a sign that life may be getting easier for big U.S. corporations, large banks are beginning to make loans more available. Citing increased competi...

JP Morgan-Chase "Accidentally" Foreclosed on Military Mortgages: Violated Decades of Existing Law

Torrey Shannon | Posted 05.25.2011 | Business
Torrey Shannon

Earlier today, Military.com and other news agencies reported a big win for a Marine who fought a 5-year legal battle with the behemoth mortgage institution, JP Morgan-Chase.

Are You on Santa's Naughty or Nice Credit List?

Jeanne Kelly | Posted 11.17.2011 | Healthy Living
Jeanne Kelly

As Santa gets prepared, you should be thinking about which list you'll be on when it comes to your credit. Being on the Nice List means you've: En...

END OF CHEAP CREDIT? Surge Of Money From Bonds Could Hurt Lending

Posted 05.25.2011 | Business

NEW YORK (AP, Matthew Craft) -- Americans are leaving bond mutual funds at the fastest rate in more than two years. U.S. investors pulled $8.6 bill...

What Your Credit Card Company Doesn't Want You to Know

Odysseas Papadimitriou | Posted 05.25.2011 | Business
Odysseas Papadimitriou

If you have excellent credit, there's a good chance that you have a Visa Signature credit card, a World MasterCard credit card or an American Express charge card. If this is, indeed, the case, you might be in for one nasty surprise.

Straight Talk With Tyler Durden: The U.S. Is Free-Falling Into Bankruptcy

Chris Martenson, Ph.D. | Posted 05.25.2011 | Business
Chris Martenson, Ph.D.

"Straight Talk" features thinking from notable minds that the ChrisMartenson.com audience has indicated it wants to learn more about.  ...

How to Live on $0 a Day: Hey Government, I'm Talking to You

Lesley Stern | Posted 05.25.2011 | Comedy
Lesley Stern

2010-12-09-obamavideochat.jpgI know we have an image to keep up as a superpower, but you're going to have to cut back on state dinners and other costly social events here and abroad.

The Next Looming Bank Crisis: De-Leveraging

Jim Worth | Posted 05.25.2011 | Business
Jim Worth

Despite several quarters of reported profits, including some that were phenomenal, banks are on thin ice -- with cracks that could turn into fissures at any time.

Fiat Currency Fever: The Causes

Bill Baker | Posted 05.25.2011 | Business
Bill Baker

Note: Any resemblance of this parody to an article published recently by the New York Times is purely intentional. It is part religion, part politic...

Recipe for a High FICO Credit Score

Jeanne Kelly | Posted 05.25.2011 | Business
Jeanne Kelly

Payments history and amounts owed make up the largest slices of the FICO pie, so paying bills on time and sustaining a low credit utilization ratio are key to achieving a high score.

Managing Cash Flow: 5 Things You Need To Know

The Huffington Post/AOL Small Business | Geoff Williams | Posted 08.04.2011 | Small Business

If you ever played Monopoly, you learned that by managing your cash flow wisely, you could buy a bunch of houses and hotels -- and win. If you didn't ...

Mortgage Banker's Forecast: More Regulation Will Cost Consumers and Taxpayers

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Washington, D. C. is hot, but the rest of the nation is not when comparing our unemployment rates to the nation's capitol. "The largest over-the-month...

Small Businesses Delay Hiring, Wait For Senate To Act

USA Today | Posted 05.25.2011 | Business

Small businesses have put hiring, supply buying and real estate expansion on hold as they wait out the vote on a small-business-aid bill that stalled ...

Laura Bassett

Woman FIRED From Temp Job For Having Poor Credit

HuffingtonPost.com | Laura Bassett | Posted 05.25.2011 | Business

Four weeks after starting a temporary accounting position at Seattle Bank, Kristin Meaux, 36, says she received a call from the human resources direct...

Laura Bassett

Are Credit Checks Keeping The Jobless Out Of Work?

HuffingtonPost.com | Laura Bassett | Posted 05.25.2011 | Business

After working for the same railroad for 14 years, never missing a house or car payment, Sammy Bailey says he never expected his credit score to keep h...

I've got Facebook friends and Twitter followers - reward me!

Brett King | Posted 05.25.2011 | Business
Brett King

Ashton Kutcher was famous for being the first celebrity to exceed 1 million followers on Twitter (now 5.8m), the famous Zuck has over 850,000 friends ...