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Credit

Are You Staying Together For the House?

Natalie Pace | Posted 08.29.2011 | Divorce
Natalie Pace

Some couples stay together for love, and others stay together for the kids. But today, with unemployment at 9.1% and real estate prices continuing to...

Debt for Dummies: Who We Really Owe the Money to

Mark Olmsted | Posted 08.24.2011 | Politics
Mark Olmsted

So this is how things are: People work. They get paid. They put their money in banks. These are called deposits. Other people manage the money of th...

Are You Draining Your Nest Egg to Stay Afloat on an Underwater Mortgage?

Natalie Pace | Posted 08.27.2011 | Business
Natalie Pace

If you are one of those seriously delinquent homeowners, or one who is draining your nest egg or tapping home equity to make the mortgage payments, is there a way to hang on long enough?

Why Credit Cards?

Jim Randel | Posted 08.23.2011 | Business
Jim Randel

It is easy to attack credit cards and credit card issuers. Many issuers have been overly aggressive in marketing credit cards. But, ultimately, the use of a credit card is an individual decision.

Debt Boosts Self Esteem In Young People

Youth Radio -- Youth Media International | Posted 08.17.2011 | Healthy Living
Youth Radio -- Youth Media International

Originally published on Youthradio.org, the premier source for youth generated news throughout the globe. By: Robyn Gee Last year, the Wall Street...

The Greek Tragedy: Could a 'Haircut' Help?

Gemma Godfrey | Posted 08.13.2011 | Business
Gemma Godfrey

Debate has been raging as to whether the Greek economy can avoid bankruptcy. Just how big is the problem, what are the options and how is this impacting financial markets?

Revenues Down At Biggest Investment Banks, Report Finds

Posted 07.17.2011 | Business

Revenues at the world's biggest investment banks fell 5 percent to $52 billion in the first quarter of 2011, hit by Middle Eastern unrest, natural...

The Myth That Banks Are Solvent

Marshall Auerback | Posted 07.12.2011 | Business
Marshall Auerback

Many financial institutions are hopelessly insolvent, holding mountains of toxic waste that will never be worth anything. So why are we implementing policies that simply maintain a credit-based economy?

Entrepreneurs Are Stopped Cold for Lack of "Skin in the Game"

Jerry Chautin | Posted 06.18.2011 | Business
Jerry Chautin

Passion and a great idea are not enough to start a business. In my last two columns, I wrote that you must demonstrate enough predictable cash flow an...

Banking on the Poor

Scott Baker | Posted 06.04.2011 | Impact
Scott Baker

Would banking on the poor be any more risky than banking on the money-leveraging banks that have already failed and had to be bailed out -- for trillions?

Read Contracts Carefully

Jason Alderman | Posted 05.30.2011 | Business
Jason Alderman

You wouldn't be asked to sign a document or form -- or click "yes" on a website -- unless somebody thought it was important, so shouldn't you think so as well?

A Few Thoughts on Financial Literacy

Jason Alderman | Posted 05.25.2011 | Business
Jason Alderman

What rational person believes that learning how to make a meaningful budget, understanding the wise use of credit, and saving aggressively for your future is a bad idea?

How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

Inching Forward on Credit Scores

Preeti Vissa | Posted 05.25.2011 | Business
Preeti Vissa

While Experian's action does not by itself create a new day of fairer, more inclusive credit scores, it just might be the first step on a path that will take us there.

Service Members to Gain Free Access to Credit Scores

Chris Birk | Posted 05.25.2011 | Business
Chris Birk

Active duty military members and their spouses will soon be able to see their FICO score for free, part of a unique partnership aimed at boosting financial literacy among those who serve our country.

Credit CARD Act One Year Later: Was it a Success?

Scott Gamm | Posted 05.25.2011 | Business
Scott Gamm

One year ago on February 22, 2010, the epic Credit CARD Act took effect, which aimed to reform the entire credit card industry. Has it been a success? The simple answer: yes and no.

William Alden

For Small Businesses, Credit Is Still Tight

HuffingtonPost.com | William Alden | Posted 05.25.2011 | Business

In a sign that the economic recovery still faces challenges, small businesses continue to report difficulty getting loans. More than 10 percent of sm...

Clearing the Path to Better Credit

Jeanne Kelly | Posted 05.25.2011 | Business
Jeanne Kelly

Earlier in the week I watched from the cozy nest of my living room as the snow piled up on the driveway and the walk outside my home. But thinking abo...

William Alden

Banks Ease Credit To Big Companies, But Leave Out Small Business

HuffingtonPost.com | William Alden | Posted 05.25.2011 | Business

In a sign that life may be getting easier for big U.S. corporations, large banks are beginning to make loans more available. Citing increased competi...

JP Morgan-Chase "Accidentally" Foreclosed on Military Mortgages: Violated Decades of Existing Law

Torrey Shannon | Posted 05.25.2011 | Business
Torrey Shannon

Earlier today, Military.com and other news agencies reported a big win for a Marine who fought a 5-year legal battle with the behemoth mortgage institution, JP Morgan-Chase.

Are You on Santa's Naughty or Nice Credit List?

Jeanne Kelly | Posted 11.17.2011 | Healthy Living
Jeanne Kelly

As Santa gets prepared, you should be thinking about which list you'll be on when it comes to your credit. Being on the Nice List means you've: En...

END OF CHEAP CREDIT? Surge Of Money From Bonds Could Hurt Lending

Posted 05.25.2011 | Business

NEW YORK (AP, Matthew Craft) -- Americans are leaving bond mutual funds at the fastest rate in more than two years. U.S. investors pulled $8.6 bill...

What Your Credit Card Company Doesn't Want You to Know

Odysseas Papadimitriou | Posted 05.25.2011 | Business
Odysseas Papadimitriou

If you have excellent credit, there's a good chance that you have a Visa Signature credit card, a World MasterCard credit card or an American Express charge card. If this is, indeed, the case, you might be in for one nasty surprise.

Straight Talk With Tyler Durden: The U.S. Is Free-Falling Into Bankruptcy

Chris Martenson, Ph.D. | Posted 05.25.2011 | Business
Chris Martenson, Ph.D.

"Straight Talk" features thinking from notable minds that the ChrisMartenson.com audience has indicated it wants to learn more about.  ...

How to Live on $0 a Day: Hey Government, I'm Talking to You

Lesley Stern | Posted 05.25.2011 | Comedy
Lesley Stern

2010-12-09-obamavideochat.jpgI know we have an image to keep up as a superpower, but you're going to have to cut back on state dinners and other costly social events here and abroad.