All day, almost every single day, I help people with good debt advice so they can find good solutions for their bad debt troubles. Without a doubt on...

Yesterday the Manhattan U.S. Attorney took steps to criminally charge the leader and employees of a debt settlement company for harming consumers that...

People ask me questions every single day about how to get out of debt. Problem debt is a chronic problem that faces many at any one time. If you are f...

Dear Steve, I received settlement offers from my creditors. How do I ensure that they do not sell my account to another party for collections after receiving the settlement?

Dear Steve, My husband became disabled while in the middle of a major addition and remodel of our house. He was a carpenter and was doing all the work.

Applying logic or assumptions to a corporate policy is never going to work. The agents are limited by the policies and procedures in place at the time of the event.

OWS is certainly muscling (buying?) its way in, but with a "business" model that collection agencies and debt buyers would not have entertained in a lifetime.

The secret to overcoming debt for a lifetime is to take what you can learn from your current situation and apply it moving forward. There's no sense wasting a perfectly good mistake.

From the looks of the mortgage relief companies Christopher Mallett has marketed in recent years, offering lower payments and new loan terms to troubl...

Ideally, you should contact your lender as soon as you realize you may have difficulty paying a bill. They would much rather work out a repayment plan than enter the costly and time-consuming collections process.

NEW YORK — Companies that promise to reduce or eliminate credit card balances and other debt for customers will no longer be allowed to charge an up...

William Caniano used to work with a debt-settlement company and discusses the practice, among other topics, in his forthcoming book, The Art of Bullsp...