I'm a firm believer that we can't depend only on our politicians and heads of state to improve our world. It's up to civilians -- you and me -- and the businesses we create and buy from, to actually advance the public good in the world that we all share.

Statistics demonstrate that women are more inclined to invest their earnings back into their family, which can include their children's education. Providing a microloan to a woman affects communities and local economies in a large way to create a ripple effect of change.

What did my mother want most for me? Prestige? No. She wanted me to be strong, free, independent, and happy. Being productive was the first and defining priority. Should it not still be?

Our digital world creates distance instead of closeness, but this month can be an exception. "Tag" a friend with "#tagURit," and joinFITE will contribute $1 towards a microloan that will empower a woman entrepreneur.

An entrepreneur herself, Wurwand came to the United States with a small amount of money and a dream of independence, and hustled to make it big.

Looking back, I can see now the effect on my life of that moment as a 5-year-old, watching the village woman take my rupee.

As the owners of 5.13 million micro-enterprises in the U.S. alone, many low-income women have found that micro-loans are a means to transcend the lower rungs of poverty.

Jane Wurwand told me her life story. In many ways, it's a story of entrepreneurship that could go up on Kiva.org alongside the other 480,000 entrepreneurs we've funded over the years.