Don Mcnay

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President Obama's Entrepreneurial Mindset

Don McNay | Posted 11.16.2009 | Business

Read More: Hawaii, Al Gore, Small Business, Entrepreneurial Time System, Toronto, Small Town, 1976 Election, George W. Bush, Single Mothers, President Obama, Entrepreneurs, Kentucky Guardianship Administrators LLC, David and Goliath, The Audacity to Win, Senators, Ellen, Political Organizing, Larry King, NSSTA, Lexington KY, Richmond Ky, John Kerry, William Jennings Bryan, Xerox, Steven Jobs, 2008 Campaign, The Strategic Coach, American College, Ibm, Wall Street, African Americans, Google, McNay Settlement Group, Bill Clinton, John McCain, Impossible Goals, Microsoft, Washington Insiders, Kentucky, Don McNay, Bill Gates, 2008 Election, Southern Politics, David Plouffe, Entrepreneurial, Main Street, Structured Settlements, Ross Perot, Vanderbilt University, Jay Leno, George Wallace, Dan Sullivan, Oprah, Million Dollar Round Table, Eastern Kentucky University, Jimmy Carter, Hillary Clinton, Obama Calls Small Towns Bitter, Tyra Banks, Fundraising, Entrepreneurship, David Lettterman, Business News

I can give you anything but time -Elvis Costello I'm sometimes critical of President Obama because it often ...

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2010: The Year Main Street Sticks It to Wall Street and Washington

Don McNay | Posted 10.27.2009 | Business

Read More: Mid Term Elections, Upheaval, Congress, Kentucky Guardianship Administrators, Hank Paulson, Lobbyists, Bailouts, Consumer Spending, Big Money, Roger Ailes, Lawrence Summers, Arianna Huffington, State Legislature, Cnbc, Economic Pain, Unemployed, Lexington KY, Spending Cuts, Wall Street-Washington, Andrew Ross Sorkin, Timothy Geithner, Kenneth Feinberg, Inside the Beltway, McNay Settlement Group, Incumbants, Republican National Committee, City Council, High Unemployment, Ky, Willie Stark, Democratic National Committee, Pay Czar, Fox Business News, Clu, Anger, Louisville, Million Dollar Round Table, Ben Bernanke, Alan Greenspan, Bonuses, Czars, Jefferson Airplane, Small Business, President Obama, Congressional Elections, 2010 Elections, Washington, Main Street, donmcnay.com, Tea Parties, Msnbc, Unemployment, Tea Baggers, All the Kings Men, Rural Journalism, Financial Crisis, Housing Crisis, Running for Office, President Bush, Richmond, American College, Incumbant Politican, Personal Finance, Msfs, Chfc, Small Towns, Kentucky, Don McNay, www.mcnay.com, Structured Settlements, Layoffs, Wall Street Bailouts, Wall Street, Vanderbilt University, Robert Penn Warren, Self Dealing, Eastern Kentucky University, Fox News, Certified Structured Settlement Consultant, Glenn Beck, Cssc, Too Big to Fail, Bill O'Reilly, Business News

If anyone has ever dreamed of being an office holder, 2010 is the year to do it. There are going to be several situations where voters elect a complete unknown, just to express their anger about the incumbent.

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Just Say "No" to Adult Children Wanting Money

Don McNay | Posted 10.20.2009 | Business

Read More: Iphone, Kentucky Guardianship Administrators, Children, Cspan, Addictions, Big Money, Roger Ailes, Bad Luck, Parenthood, Reagan, Cnbc, Injury Settlements, Lexington KY, 401k, Richmond Ky, Morning in America, Ncaa Basketball, Strippers, McNay Settlement Group, Inheritances, Rumeal Robinson, Tough Love, Bankruptcy, Retirement, Retired and Broke, Medical Expenses, Fox Business News, Clu, Just Say No, Soldiers, Enabling, The American College, Million Dollar Round Table, College Tuition, Foreclosures, Ambition, Helen Ford, Frontline, Special Needs Children, John Prine, Miami News Times, Ohio University, Budgeting, Msnbc, Failure to Launch, Financial Crisis, Aarp, Senior Citizen Bankruptcy, Personal Finance, Newsweek, Balanced Life, Msfs, Borrowing Money, Lotteries, Chfc, Foster Children, Kentucky, Don McNay, NBA Basketball, www.mcnay.com, Structured Settlements, www.donmcnay.com, Mortgage, Vanderbilt University, Eastern Kentucky University, Fox News, University of Michigan, Afghanistan, Mooching, Cssc, Caddilac, Business News

You are not doing your children any favors by not allowing them to grow up. I'm OK with parents helping children through college (in four years, not forty), but after that they are on their own.

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It's Time to Teach Children About Money

Don McNay | Posted 10.12.2009 | Business

Read More: Keen Johnson, Kentucky Governor, Kentucky Guardianship Administrators, Children, Have and Have Nots, School Curriculum, Rowman & Littlefield, Cell Phone, Gambling, Bailout, Lexington KY, Dollar, Grade School, Timothy Geithner, Happy Chandler, Financial Meltdown, Great Depression, McNay Settlement Group, Ipod, Educators, Ky, Clu, Savings Rate, Education, Louisville, Son of a Son of a Gambler, Million Dollar Round Table, High School, Ben Bernanke, Teachers, Investments, John Mellencamp, Frugal, Main Street, Darwin, Keen Babbage, Financial Crisis, The American College, Richmond, Personal Finance, Impact, Casinos, Msfs, Structured Settlement, Lottery, Chfc, Handling Money, Kentucky, Payday Loans, Don McNay, Hank Paulsen, Slot Machines, Recession, Henry Clay High School, Credit Cards, Wall Street Bailouts, Wall Street, Vanderbilt University, Eastern Kentucky University, Certified Structured Settlement Consultant, Cssc, Extreme Economics, Too Big to Fail, Payday Leading, Business News

I'm convinced that most of the mistakes made handling money result from lack of information and bad habits formed in childhood.

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Small Town Values in a Big Time Lawyer

Don McNay | Posted 10.10.2009 | Impact

Read More: Small Communities, Kentucky Guardianship Administrators, The Balanced Life, Brooklyn, Chartered Financial Consultant, Big Money, The Inner Life, Somerset Ky., Executor, Rural Lawyers, American Justice Association, Kja, South Side of Chicago, City Attorney, Lottery Winners, McNay Settlement Group, Richmond Kentucky, Kata, Richard Hay, Will, Insurance Companies, Boston Legal, Clu, Roscoe Pound, Barbourville Ky., Snobbery, Sam Davies, Atla, Million Dollar Round Table, Berea Kentucky, Trial Lawyer, Small Business, Attorney, President Obama, John Mellencamp, Mcnay, Main Street, American College of Trial Lawyers, James Gilbert, The Amercian College, Kentucky Justice Association, Impact on Community, Kentucky Trial Lawyers Association, American Trial Lawyers Association, Products Liability Attorney, Cincinnati, Products Liability, Personal Finance, Covington Kentucky, O.J. Simpson, Msfs, J.T. Gilbert, Chfc, Small Towns, Kentucky, Wills and Trusts, Don McNay, Facebook, Structured Settlements, Wall Street, Vanderbilt University, Berea, Eastern Kentucky University, Certified Structured Settlement Consultant, Cssc, Estate Planning, Actl, Impact News

It could be that President Obama is a small town guy after all. His early adulthood on the south side of Chicago is where he found a "small town" environment that embraced him.

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Is Credit Evil?

Don McNay | Posted 09.29.2009 | Business

Read More: Financial Peace, Kentucky Guardianship Administrators, Capital One, Investment Risk, Big Money, Cnbc, Aig, Mortgages, Richmond Ky, Home Prices, Christian Author, Financial Crisis, Immediate Annuity, American College, Tax-Refund-Anticipation-Loans, Lexington, Personal Finance, Credit Card Fees, McNay Settlement Group, Msfs, Payday Lending, Structured Settlement, Citigroup, Chfc, Loan Sharks, Home Mortgages, Car Loans, Upside Down, Larry Burkett, Kentucky, Don McNay, Payday Loans, Credit Crisis, Structured Settlement Annuity, Credit Cards, Fox Business News, Clu, American Express, Dave Ramsey, JPMorgan Chase, Cnn, Subprime Mortgages, Credit, Vanderbilt University, Syndicated Radio, Million Dollar Round Table, Eastern Kentucky University, Fox News, Warren Buffett, Cssc, Annuity, Race Track, Too Big to Fail, High Interest Rates, Christian Financial Concepts, Louisvile, Business News

I've watched many people get in trouble with upside down car loans, second mortgages or high interest rate financing. Credit keeps many people from living within their means. Then a friend told me he was buying a large house.

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Like Lottery Winners, Pro Athletes Also Blow Big Money

Don McNay | Posted 09.22.2009 | Business

Read More: National Basketball Association, Small Business, National Football League, Aerosmith, Yogi Berra, Tom Leach, Jack Whitaker, Carlito's Way, Strip Clubs, Investment Advisors, Weight Loss Counselor, Cnbc, Richmond Ky, Sports Agents, Nba, Financial Crisis, Substance Abuse, Financial Planning, Entourage, Lottery Winners, Personal Finance, McNay Settlement Group, Bankruptcy, Lotteries, Powerball, Players Unions, Kentucky, Don McNay, Nfl, Fox Business News, Clu, Structured Settlements, Dave Ramsey, Sports Illustrated, Cnn, Espn, Vanderbilt University, The American College, Major League Baseball, Banking, Million Dollar Round Table, Eastern Kentucky University, Attraction to Celebrities, University of Kentucky, Certified Structured Settlement Consultant, University of Kentucky Wildcats, Posse, Business News

Even as a structured settlement consultant, I was stunned to learn that within two years of retirement, 78 percent of NFL players are bankrupt or under financial stress.

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The Lottery Question

Don McNay | Posted 10.16.2009 | Business

Read More: American Business, Met Life, Trial Consultants, Chinese, New York Life, Strategic Coach, J. Giles Band, Mediations, Gambling, Cnbc, The Dan Sullivan Question, Richmond Ky, Megamillons, American Bar Association, Johnny Bench, Self Reliance, Real Estate, Financial Planning, Lottery Winners, Jury Consultants, Injury Victims, Trial Lawyers, Church, Major League Baseball, Actuaries, Medition Consultants, Prudential, Clu, Louisville, Dan Sullivan, Angel in Blue, Inner Circle of Advocates, Million Dollar Round Table, College Tuition, Entrepreneurship, Big Red Machine, Sports Betting, Small Business, Lawyers, Settlement Conferences, Toronto, Pete Rose, Cincinnati Reds, Washington, Main Street, National Institute for Trial Advocacy, Structured Settlement Consultant, Personal Injury, American Associaton for Justice, Fox Business Network, Aig, Insurance Carriers, Cincinnati, Financial Crisis, Kentucky Association for Justice, American College, Lexington, Personal Finance, Casinos, Msfs, Structured Settlement, Lottery, Chfc, Life Care Planners, Japanese, Powerball, Kentucky Bar Association, Kentucky, Don McNay, Structured Settlements, Cnn, Dreams, Mediators, Wall Street, Vanderbilt University, Claims Adjusters, Eastern Kentucky University, Certified Structured Settlement Consultant, Cssc, Nascar, Children to College, Too Big to Fail, John Hancock, Mdrt, Aviva, Reds, Business News

Everyone has dreams and desires but usually keep them hidden, back in the recesses of their minds. The lottery question gets those dreams and desires out in the open, on the front burner.

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Today Is the Day to Cut Up Your Credit Cards

Don McNay | Posted 09.24.2009 | Business

Read More: Household Finance, Main Street and Wall Street, Chartered Financial Consultant, Banking Collapse, Bailouts, Card Balance, Cnbc, Maria Bartiromo, Injured People, Steve Wynn, Lexington KY, Lottery Winners, Second Mortgages, McNay Settlement Group, Trial Lawyers, Son of a Gambler, Big Brother, Consumer Loans, Gretchen Peters, Bookmaking, Furniture Loans, Andrew Kahr, Mgm, Joe Nocera, MGM Mirage, New York, Fox Business News, Las Vegas, Clu, Dave Ramsey, Louisville, Million Dollar Round Table, India, Credit Card, Sports Betting, A Piece of the Action, Lake Tahoe, Small Business, Credit Card Data, Certified Structured Settlement Consultant, Main Street, Federal Reserve, South Dakota, Bank Products, Christina Binkley, Cincinnati, Betting, Financial Crisis, American College, Personal Finance, Casinos, Msfs, Structured Settlement, Pay Off the Balance, Chfc, Federal Reserve Study of Consumer Finance, Car Loans, Kentucky, Don McNay, Chartered LIfe Underwriter, First Deposit Corporation, Reno, Structured Settlements, Business Books, Cnn, Credit Cards, Subprime Mortgages, Small Town Banks, Vanderbilt University, Bank Bailouts, New York Banks, Eastern Kentucky University, Fox News, New York Times, Harrah's, New York Times Columnists, Cssc, Richmond Ky, Odds Makers, Too Big to Fail, Winner Takes All, Harrahs, Providian, Business News

When three people who know about money go to the extreme of not owning any credit cards, others might want to take note.

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Dreams of My Absent Father

Don McNay | Posted 09.18.2009 | Living

Read More: John F. Kennedy, Small Business, Gamblers, Playboy, George W. Bush, President Obama, Newport, Girls Next Door, Reagan, Northern Kentucky, Harvard, George H.W. Bush, Childhood Barriers, Gerald Ford, Covington Ky, Cincinnati, American College, Single Parent, Bill Clinton, Richard Wolffe, Ford, Father's Expectations, Kentucky, Don McNay, Ky, Motivation, Barack Obama, Adoption, Renegade, Structured Settlements, Obama "Dreams of My Father", Vanderbilt University, The American College, Playboy Bunny, Single Mother, Eastern Kentucky University, Million Dollar Round Table, Son of a Son of a Gambler, Personal Finance, Nixon, Living News

When I read the Obama quote about fathers, it made me wonder what side of the equation I fell on. Was I living up to my father's expectations or making up for his mistakes?

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Free and The Search for Economic Innovation

Don McNay | Posted 09.13.2009 | Business

Read More: Lawyers, Small Business, Sales, Professional Services, Smoking, Service Providers, Washington, Political Consulting, Political Polling, Brownsville Station, Main Street, Entrepreneurs, Psychology, Chris Anderson, The Long Tail, China, Economic Wellness, Wellness, Tavern, Financial Services, Doctors in China, Financial Crisis, Reversible Business Models, Quitting Smoking, Rock and Roll Bands, Technology, Richmond, Lottery Winners, Personal Finance, CD Baby, Trial Lawyers, McNay Settlement Group, Msfs, Structured Settlement, Bars, Lotteries, Chfc, Economic Crisis, Free, Kentucky, Gym, Don McNay, Ky, Clu, Structured Settlements, Wired Magazine, Gym in Denmark, Wall Street, Vanderbilt University, Amercian College, Eastern Kentucky University, Million Dollar Round Table, Certified Structured Settlement Consultant, Cssc, Denmark, Wired, Derek Strivers, Business News

As we look at life after the financial crisis, we need to turn traditional thinking on its head. Picking up a copy of Chris Anderson's Free is a good place to start.

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Are You Cut Out To Be Self Employed?

Don McNay | Posted 09.10.2009 | Business

Read More: Small Business, Sales, Attorney, Cincinnati Reds, Alan Jackson, Richmond Ky. Eastern Kentucky University, London, Kentucky Justice Association, Jimmy Buffett, Kentucky Horse Park, American College, Kentucky Attorney, Lexington, Personal Finance, Injury Victims, Corporate Rules, Structured Settlement, Kentucky Bar Association, Ky., A Civil Action, Kentucky, Don McNay, Trial Attorney, Aaj, Self-Employment, Structured Settlements, Barbourville Ky., American Association for Justice, Sam Davies, Louisville, Vanderbilt University, Real Estate Agents, Eastern Kentucky University, Million Dollar Round Table, Entrepreneur, Kja, Corbin, Kata, Atla, Barbourville, Business News

Before a person decides on self employment, they need to figure out how important five o' clock is in their lives.

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Renegade and Dreams of My Absent Father

Don McNay | Posted 09.08.2009 | Media

Read More: John F. Kennedy, Al Gore, Dreams of My Father, Obama, Sarah Palin, Reagan, Gambling, Unwed Mothers, Politics, 2008, Richmond Ky, John Edwards, Richard Wolffe, The Making of the President 1960, The Daily Beast, Lexington KY, Bookmaking, Obama Haters, Covington Catholic High School, Richard Wolffe Renegade, Barack Obama, Adoption, Clu, Playboy Magazine, Playboy Mansion, Born Again, Louisville, Million Dollar Round Table, Son of a Son of a Gambler, Obama's Dreams of My Father, Hillary Clinton, Nixon, Sports Betting, George Bush, 2008 Elections, Playboy, Keith Olbermann, Msnbc, President of the United States, George H.W. Bush, Single Parents, Gerald Ford, Cincinnati, Betting, American College, Newsweek, Playboy Bunnies, Covington Kentucky, Bill Clinton, Structured Settlement, Msfs, John McCain, Michelle Obama, Annuities, Chfc, Countdown With Keith Olbermann, Father's Expectations, Don McNay, 2008 Election, Barack Obama 2008, Structured Settlements, Vanderbilt University, Renegade Obama, Playboy Bunny, 2008 Presidential Race, Eastern Kentucky University, George W Bush, Fatherhood, Certified Structured Settlement Consultant, Cssc, Hugh Heffner, Renegade, Media News

Obama's election was not only a door opener for people of color. It also showed that people with absent dads, or no dad at all, can grow up and live in the White House.

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The Simple Health Insurance Solution

Don McNay | Posted 08.30.2009 | Business

Read More: Insurance Companies, Obama Healthcare, Congress, Park Foundation, Obama, Health Insurance, Aetna, Kentucky Educational Television, Politics, Cnbc, Government-Subsidies, Richmond Ky, Nancy Pelosi, Wendell Potter, Partridge Foundation, Wnet, Kohlberg Foundation, Premium, Bernard and Audrey Rapoport, Health Care, PBS Documentaries, Blue Dog Democrats, Hillary Care, Ronnie Millsap, P&C Companies, Pbs, Marilyn and Bob Clements, Property and Casualty Insurance Companies, Insurance Agents, Fetzer Institute, The Herb Alpert Foundation, Ted Kennedy, Barack Obama, Fox Business News, Ben Chandler, Public Welfare Foundation, Blue Cross Blue Shield, Clu, Health, Hartford, Health Care Reform, Million Dollar Round Table, Mutual of America Life Insurance Company, Bill-Moyers-Journal, Hillary Clinton, Mitch McConnell, Anthem, President Obama, Medical-Loss Ratios, Cigna, Orfalea Family, Aig, Insurance Premium, Speaker Nancy Pelosi, John D. And Catherine T. MacArthur Foundation, American College, Personal Finance, Bill Moyers, Bill Clinton, Msfs, Life Insurance Companies, Chfc, Kentucky, Don McNay, Thirteen/WNET, Structured Settlements, Vanderbilt University, Claims Adjusters, Eastern Kentucky University, Certified Structured Settlement Consultant, Cssc, John and Polly Guth Charitable Fund, Ket, Business News

I've had my own angry, screaming battles with my health insurance carrier. It seems everyone I've talked to has had a similar experience. I just don't see them marching on Washington about it.

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Bait and Switch Business Relationships

Don McNay | Posted 08.28.2009 | Business

Read More: Al Gore, Img, Lawyers, Small Business, Toronto, Bait and Switch, Zagat, Trial Attorneys, Inc. Magazine, Strategic Coach, Marriage, Claims, Richmond Ky, Tiger Woods, American Bar Association, Cincinnati, Injured People, Kentucky Association for Justice, Lottery Winners, Personal Finance, McNay Settlement Group, Business-Relationships, Trial Lawyers, Structured Settlement, Msfs, Relationships, Chfc, Mark McCormick, Twitter, Kentucky, Don McNay, Malcolm Gladwell, Facebook, Structured Settlements, Clu, American Association for Justice, Vanderbilt University, Jack Nicklaus, Claims Adjusters, Dan Sullivan, Eastern Kentucky University, Million Dollar Round Table, Arnold Palmer, Certified Structured Settlement Consultant, The Tipping Point, Cssc, Entrepreneurship, Entrepreneur, Gary Player, Business News

Sometimes entrepreneurs are so focused on a higher goal that they forget about the people who help get them there.

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Playing the Hand that Life Deals You

Don McNay | Posted 08.22.2009 | Living

Read More: Children, Main Street and Wall Street, Handicapped Children, Chartered Financial Consultant, Bailouts, Poker, Trial Magazine, Northern Kentucky, Gambling, Goldman Sachs, Car Financing, Bailout, Richmond Ky, Trial Lawyers, McNay Settlement Group, Brian Injured Babies, Tennessee Trial Lawyers, Grandparents, Joe McNay, Fox Business News, Clu, Goldman Sachs Bonuses, Son of a Son of a Gambler, Million Dollar Round Table, Chartered LIfe Underwriter, Wall Street Bonuses, Washington, Positive Attitude, Main Street, Obama, Drugs, Special Needs Children, Cincinnati, Teen Pregnancy, Financial Crisis, Substance Abuse, American College, Personal Finance, Blackjack, Kentucky Trial Lawyers, Professional Gambler, Structured Settlement, Msfs, Twitter, Chfc, Kentucky, Don McNay, Sub Prime Mortgages, Parenting, Facebook, Structured Settlements, Federal Bailouts, Credit Cards, American Association for Justice, Wall Street Crisis, Wall Street, Vanderbilt University, Financial Consultant, Natalie Merchant, Casino, Brain Injury, Eastern Kentucky University, Certified Structured Settlement Consultant, Newport Ky, Cbnc, Living News

I've dealt with hundreds of parents of special needs children. They take the hand that is dealt to them. And usually turn that hand into aces.

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Walter Cronkite, a Journalism Role Model

Don McNay | Posted 08.17.2009 | Media

Read More: Abc, Peter Jennings, Richmond Ky, Walter Cronkite, Nbc, Kentucky, Richmond Register, Broadcast-Journalism, Beverly Hillbilllies, Don McNay, Dan Rather, Cbs, Disney, Journalism, Hogan's Heroes, Walter Cronkite Dead, Media News

Although I am sure that Walter Cronkite had friends in politics, he did not give money to political campaigns or actively support candidates. I won't either.

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Hank Paulson, Up To His Old Tricks

Don McNay | Posted 08.16.2009 | Business

Read More: Kentucky Governor, Congress, Wall Street Bailout, Sherrif, Hank Paulson, Aig Bonuses, Kentucky, Aig, Don McNay, Fox Business Network, Structured Settlements, Goldman Sachs, Cnbc, Bailout, Ernie Fletcher, Henry Paulson, Million Dollar Round Table, Lexington KY, Business News

Last year, I wrote that I felt that the American people were being conned. As I watch Paulson testify in front of Congress today, I KNOW we're being conned.

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Michael Jackson, Elvis and Professional Hangers On

Don McNay | Posted 07.27.2009 | Business

Read More: Michael Jackson, Msfs, Lottery, Chfc, Lottery Winner, Sudden Wealth, Elvis, West Virginia, Kentucky, Powerball Winner, Don McNay, Fox Business Network, Jack Whitaker, Elvis Presley, Financial Advice, Clu, Structured Settlements, Cnbc, Cnn, Louisville, Sudden Money, Million Dollar Round Table, Certified Structured Settlement Consultant, Hangers On, Entourage, Posse, Personal Finance, Lexington, Financial Advisors, Business News

Michael Jackson and Elvis died too young. They had the same handicap that many people with money acquire, the entourage.

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Getting Rich and the Marshmallow

Don McNay | Posted 07.25.2009 | Business

Read More: College Students, Predicting Wealth, Thomas Stanley, Stanford Department of Psychology, Defined Benefit Plans, Discipline, Marshmallow, Main Street, Waylon Jennings, Payday-Loans, Positive Psychology, Fox Business Network, Millionaire Next Door, Stress, Billy Joe Shaver, Small Business Owners, Nursery School, Positive Thinking, New Yorker, Billy-Joe-Shaver, Instant Gratification, Dna, Defined Benefit, 401k, Cincinnati, Stanford University, Lexington KY, Richmond, Fox Business CNBC, Personal Finance, Payday Lending, Msfs, The New Yorker, Dr. Thomas Stanley, Chfc, Cnbc, Millionaires, Pensions, Kentucky, Payday Loans, Don McNay, Ky, Walter Mischel, Credit Cards, Sub-Prime Mortgages, Bing Nursery School, Delayed Gratification, Clu, Structured Settlements, College Student Credit Cards, Adult ADD, Wall Street, Heredity, Sat, Million Dollar Round Table, Genetics, Certified Structured Settlement Consultant, Cssc, Chartered LIfe Underwriter, Tax-Anticipation-Loans, Defined-Contribution-Plans, Business News

We have a financial system that has played to people's weaknesses. We have allowed people who are prone to instant gratification to have as much credit as they could get their hands on.

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Chrysler & GM: What Happens if Your Car Blows Up?

Don McNay | Posted 07.04.2009 | Business

Read More: Injury Victims, Trial Lawyers, Ford Pinto, American Bar Association, Uaw, Toyota, Bankruptcy, Tort Reform, Chrysler, GM Bankruptcy, Honda, Bailouts, Kentucky, Don McNay, Ford, Buick, Structured Settlements, American Association for Justice, Insurance, General Motors, Product Liability, Richmond Ky, Hyundai, Traumatic Brain Injury, Lexington KY, Aaa, Detroit Bailout, Detroit, Aaj, Personal Responsibility, Auto Bailout, Personal Finance, Business News

I know I'll never forget that horrible sight, I guess I found out for myself that everyone was right. Won't come back from Dead Man's Curve. -Jan a...

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CNBC Has Become The Gong Show

Don McNay | Posted 06.21.2009 | Business

As a (former) daily viewer, I understood the network's biases but never cared as it usually gave me good information. Now, all they do is yell at me.

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A Fat Guy's Prediction: We Need Leadership or We Will Fall Off the Economic Wagon

Don McNay | Posted 06.19.2009 | Business

Read More: College Students, Spending Habits, Debt, Magic Johnson, Wall Street Bailout, Dieting Tips, Addiction, Weight Loss Tips, Diet, Bailout, Dieting, Cincinnati, McDonald's, Weight Loss, Blood Money, Lexington KY, College Students and Credit Cards, Personal Finance, Payday Lending, Lottery, Lottery Winner, Economic Crisis, Saving Habits, Long Term Economy, Kentucky, Don McNay, Restricted-Calorie-Diet, Credit Card Debt, Credit Cards, Saving Money, Bob Dylan, Sub-Prime Mortgages, Recession, Structured Settlements, Louisville, Credit, Yo Yo Dieting, Tax Refunds, Memphis Blues Again, Tax-Anticipation-Loans, Business News

Unless someone is capable of changing the American psyche, people are going to go back to their old spending habits.

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Empathy for Society's Child

Don McNay | Posted 06.13.2009 | Politics

Read More: Supreme Court, Empathy, Kentucky-Politics, Lobbyists, Janis Ian, President Obama, Addiction, David Souter, Souter Replacement, Obama, Apology, Obama Outsider, At Seventeen, Outsider, Dermotti Dawson, Bob Babbage, Louisville, Racism, Kentucky, Discrimination, Inter-Racial Dating, Louisville Courier-Journal, Lexington KY, Obama Empathy, Twelve Steps, Don McNay, Atonement, Barack Obama, Henry Clay High School, Geeks, Structured Settlements, Sports, Society's Child, Sports Illustrated, Apologies, Pittsburgh Steelers, Eastern Kentucky University, High School, Million Dollar Round Table, Confession, Lexington-Herald-Leader, Nerds, Politics News

I want someone on the United States Supreme Court who can look back at actions that were wrong, feel a sense of injustice and make amends, even if the act happened forty or fifty years ago.

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We Need Business Leaders Who Know About History

Don McNay | Posted 06.10.2009 | Business

Read More: Structured Settlement, Small Business, Joe Hackett, Current Events, Economic Crisis, Kentucky, Covington Catholic High School, Don McNay, Vanderbilt, Covington Catholic, History, Education, Louisville, Bailout, American History, Business-Leaders, Cincinnati, Million Dollar Round Table, Tim Banker, Education Reform, Teachers, Chester Finn, Personal Finance, Lexington, Covington, Mcnay, Ky, Business News

If we are going to break out of this economic crisis, we don't need business leaders trained in business schools. We need leaders who know and understand history.

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