There it was, flickering on my Apple Cinema monitor: I was that 1 boomer in 3 with NO real retirement plan. I was totally busted. My head spun, and in the next few minutes, I went through all five stages of the Kübler-Ross grief model.
Being unsettled and wanting more out of life is not a millennial problem or a hipster problem or a "whatever new word marketers are using to describe young people" problem. It's really a problem of being "plugged in" all the time, and never being given the freedom to shut off.
Many economic factors have taken their toll on seniors' nest eggs in recent years. Thus, if you were counting on a sizeable inheritance to help finance your own retirement, you may want to rethink that strategy.
Back when people from my parents' generation were first planning their lives together, most married couples looked forward to working hard for a few decades, raising a family and then retiring together while they still had enough money and energy to travel.
Technology has a reputation for being a young person's game. That's a perception I would like to change. Sure, when I was young I had a dozen ideas a day. But I hardly ever completed anything. Now that I am older, I have the ability to finish what I started.
I think that today we undervalue experience. Perhaps not in the go-go businesses of Silicon Valley, where there is precious little experience available. But in the mature businesses -- oil, chemicals, minerals, etc.
The message that Americans will do better by waiting until full retirement age to file for Social Security benefits is tough for some to accept. Why wait until age 66 to get something that you can take at age 62?