Experian

How to Hit a Home Run on Your Collections Debt

Jeanne Kelly | Posted 04.14.2012

Jeanne Kelly

If you have credit problems and you're facing those annoying calls by collections agents, here's how you can hit a home run to clear those accounts off of your credit report and improve your credit score.

Pinterest Popularity Soars To New Heights

The Huffington Post | Courteney Palis | Posted 04.06.2012

Party up, Pinterest users. Your beloved social image-bookmarking site has just reached (another) all-time high. According to marketing service Expe...

Catherine New

More Facebook Friends Could Lead to Better Bank Rates

HuffingtonPost.com | Catherine New | Posted 03.01.2012

The only thing stopping banks from putting your Facebook page into your credit file is the law. But even that line is growing blurrier. One new ba...

Red States Outscored Blue Under Obama

Richard Barrington | Posted 03.13.2012

Richard Barrington

It's the classic election year question: Are you better off now than you were four years ago? As the primary season gets under way, expect to hear some version of that question with increasing frequency. Your answer may depend on where you live -- and how you vote.

Catherine New

A Scarlett Letter On Economic Life

HuffingtonPost.com | Catherine New | Posted 12.08.2011

Thanks to a new kind of credit score, more borrowed money may end up in the hands of the increasing number of Americans who are sliding down the econo...

Arthur Delaney

Civil Rights, Labor Advocates Demand End To Employment Credit Checks

HuffingtonPost.com | Arthur Delaney | Posted 12.11.2011

WASHINGTON -- A coalition of 25 civil rights and labor advocacy groups petitioned one of the nation's largest credit-monitoring firms on Tuesday to qu...

Subprime Auto Loans Growing In Popularity

Posted 07.31.2011

NEW YORK (David Henry) - Ally Financial Inc, the United States' largest maker of car loans, hopes that people have forgotten the time when "subpri...

Experian Now Reporting Rental Payments

Jeanne Kelly | Posted 11.17.2011

Jeanne Kelly

It came as big news to me earlier this year when I heard that Experian would now be reporting rental payments. Folks have often said to me that they ...

Credit Card APRs are Stable, Unless You Have Bad Credit

Tim Chen | Posted 05.25.2011

Tim Chen

CreditCards.com recently reported a slight hike in the national average APR for new credit card offers, a negligible bump of 0.01%. Despite the eye-ca...

Inching Forward on Credit Scores

Preeti Vissa | Posted 05.25.2011

Preeti Vissa

While Experian's action does not by itself create a new day of fairer, more inclusive credit scores, it just might be the first step on a path that will take us there.

Alternative Credit Reporting: Is Experian Really Going to Help You Rebuild Your Credit?

Karen K. Harris | Posted 05.25.2011

Karen K. Harris

To be financially stable, Americans must have access to credit. It remains to be seen whether alternative data is the appropriate way to ensure that credit for low-income families.

More Auto Loans Going To Subprime Buyers

AP | DEE-ANN DURBIN | Posted 05.25.2011

DETROIT — Consumers with less than stellar credit are getting car loans again as lenders loosen their standards, and the trend is likely to cont...

Rent Payments May Soon Affect Your Credit Score

Chris Birk | Posted 05.25.2011

Chris Birk

The inclusion of rental data could ultimately provide a jolt to the home-lending industry. In the short term, it is likely to help responsible, underbanked consumers gain access to credit they richly deserve.

Potential Students Drawn To For-Profit Colleges By Misleading 'Obama Mom' Grant Ads

Posted 05.25.2011

There's no such thing as an "Obama Mom" grant for single mothers who wish to return to school -- but some advertisements for for-profit colleges are s...

Denver 's Debt: City

Denver Business Journal | Atlanta Business Chronicle | Posted 05.25.2011

Information services firm Experian considers Denver one of the most debt-burdened cities in America....

The Death Squad of the Consumer: the Credit Scoring Agencies

Georges Ugeux | Posted 05.25.2011

Georges Ugeux

It is rather strange that, in the fury of the abuses by credit card issuers, little attention has been paid to those who, on behalf of the banks, ha...

Getting Mortgage Assistance Can Lower Your Credit Score

Posted 05.25.2011

WASHINGTON (By ALAN ZIBEL, AP) -- Some homeowners who sign up for the government's mortgage assistance program are getting a nasty surprise: Lower cre...

Arthur Delaney

FreeCreditReport.com Commercials To Be Curbed, But Not Till September

HuffingtonPost.com | Arthur Delaney | Posted 05.25.2011

Among the merciful provisions of the landmark credit card reform signed into law last year is the requirement that purveyors of phony "free" credit re...

Arthur Delaney

Experian Sued For Its Deceptive FreeCreditReport.com Ads

HuffingtonPost.com | Arthur Delaney | Posted 05.25.2011

A Wisconsin woman is suing the credit-reporting agency Experian because its ubiquitous advertisements for FreeCreditReport.com made her think she coul...

FTC Takes On Credit Monitoring Services Like Freecreditreport.com

New York Times | RON LIEBER | Posted 05.25.2011

The Federal Trade Commission is not amused. It has long believed that the company that owns freecreditreport.com is deliberately diverting people from...

Credit Scores: FICO Formulas Are Being Changed By Lenders

usatoday.com | Kathy Chu and Sandra Block | Posted 05.25.2011

Long after the economy recovers, millions of Americans will be left with a grim legacy of the recession: damaged credit scores, the three-digit rating...

Arthur Delaney

Free Credit Report: How The Ads Soak Consumers

HuffingtonPost.com | Arthur Delaney | Posted 05.25.2011

Commercials for FreeCreditReport.com have reached a saturation point in the consciousness of the television-watching public. The affable, scruffy youn...

Late Car Payments Now Total $25 Billion; US May Lose 700 Dealerships This Year

Steve Parker | Posted 05.25.2011

Steve Parker

The number of people late on their monthly car and truck payments is huge, represented by nearly $25 billion worth of consumer auto loans that are delinquent.

How To Clear Mistakes From Your Credit Report

MSNBC | Laura T. Coffey | Posted 05.25.2011

Have you ever been horrified to discover errors on your credit report? Such inaccuracies can and should strike fear into any conscientious consumer's ...