Rather than viewing a credit profile as manifestation of one's ability to manage money, I prefer to think of it as a self-awareness tool, and self-awareness is an attractive quality. So how self-aware are you when it comes to your credit?
I then contacted TransUnion's corporate office and got in touch with someone who understood what was clearly obvious. The matter was resolved a week later. Kind of. My credit score increased to nearly 800. But the false judgment remained on my credit report.
If you have credit problems and you're facing those annoying calls by collections agents, here's how you can hit a home run to clear those accounts off of your credit report and improve your credit score.
It's the classic election year question: Are you better off now than you were four years ago? As the primary season gets under way, expect to hear some version of that question with increasing frequency. Your answer may depend on where you live -- and how you vote.
The inclusion of rental data could ultimately provide a jolt to the home-lending industry. In the short term, it is likely to help responsible, underbanked consumers gain access to credit they richly deserve.