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Financial Advice

Social Security And Divorce: Can You Collect Benefits On Your Ex's Earnings Record?

Carrie Schwab-Pomerantz, CFP | Posted 09.10.2014 | Money
Carrie Schwab-Pomerantz, CFP

Even though you're divorced, it's still possible to collect Social Security benefits on your ex-spouse's work record. The basic qualifications are pretty straightforward, but read on for a few permutations.

WATCH: Why You Need To Talk About Money Before You Get Married

HuffPost Live | Ishita Singh | Posted 09.10.2014 | Divorce

You've met the love of your life, you're getting married and you're set for life, right? Not so fast. Many couples forget about the financial impl...

Here's The First Thing You Should Do With Every Paycheck

GOBankingRates | Posted 09.09.2014 | Money
GOBankingRates

Here's the problem: Once you get paid, your money has to go several places at once. Bills need to be paid, credit card balances need to be settled, groceries need to be bought, perhaps even some nonessentials, too -- and, in all the shuffle, the money that you should be saving becomes your discretionary income.

Green Bonds: Unlocking Capital for the Environment or Just Greenwashing?

Renat Heuberger | Posted 09.09.2014 | Green
Renat Heuberger

The world is currently on track to heat up the climate by six degrees, which would cause huge losses to the global economy. In order to avoid this, significant investments in low-carbon technologies are needed. But where should the cash come from?

How To Take Control Of Your Finances This Summer: Financial Tips For Teens & Parents Alike

Aisha Barrows | Posted 09.08.2014 | Money
Aisha Barrows

I've found that the summer months are the perfect time for a mid-year check-up on my finances, when I can adjust my financial goals based on my needs for the summer and throughout the year. Based on my experiences, here are a few tips for parents to consider as they talk to their teens about the value of saving money this summer (while still having a little fun!).

Focusing on Financial Freedom May Cause a Personal Financial Meltdown

Amandah Blackwell | Posted 09.04.2014 | Money
Amandah Blackwell

Do you want financial freedom? If you're like me, you want a secure financial future, one in which you don't worry about paying the bills, you donate to your favorite causes, and easily pay for things, such as vacations, houses, cars or whatever it is you want. But what if financial freedom is the very thing that can destroy your finances?

How Financially Savvy Is Your Teenager?

Carrie Schwab-Pomerantz, CFP | Posted 09.03.2014 | Money
Carrie Schwab-Pomerantz, CFP

In an uncertain economic world, these kids are going to have to take care of themselves financially. Are they getting prepared?

Got Kids In Grade School? Start Their Financial Education Now!

Carrie Schwab-Pomerantz, CFP | Posted 08.27.2014 | Money
Carrie Schwab-Pomerantz, CFP

The new school year is just around the corner, and as I think about the importance of financial education, I want to remind all parents -- and grandparents -- that it's never too early to help kids learn about money.

This Is How The Super Rich Can Effectively Give Back

Forbes | Posted 08.27.2014 | Impact

Once accomplished individuals, including CEOs, business owners, high-profile athletes and entertainers, achieve a certain level of success there inevi...

In Retirement Planning, One Size Does Not Fit All

Catherine Golladay | Posted 08.26.2014 | Fifty
Catherine Golladay

Something as important as a 401(k) - a long-term savings vehicle that is for many people their largest or only source of retirement income - deserves the kind of care and professional management we employ in so many other areas of our lives.

3 Spending Habits To Unlearn Now

Posted 09.03.2014 | OWN

Whether you're shopping, going to a wedding or even setting up a budget, watch out for these savings-sabotaging behaviors. By Lynn Andriani Deci...

5 Steps to Financial Freedom

Leisa Peterson | Posted 08.26.2014 | Money
Leisa Peterson

when we learn how to change our money mindset so we think creatively and divergently, whereby allowing our problems, even those with money, to be addressed with an endless range of solutions, we take control of our own lives and leave the machine behind.

The Etiquette of Borrowing and Lending Money

Diane Gottsman | Posted 08.21.2014 | Money
Diane Gottsman

Borrowed money creates a layer of tension and can strain the strongest of relationships, despite the best of intentions. Is it possible to borrow or loan money and keep your relationship intact?

"F" Words, Financial Services and You

PaladinRegistry.com | Posted 08.20.2014 | Money
PaladinRegistry.com

It represents everything that is bad about the financial services industry. The other side is the RIAs (Registered Investment Advisers). They represent everything that is good about the financial services industry.

5 Potential Pitfalls for Rapidly-Growing Companies

Brian Hamilton | Posted 08.12.2014 | Business
Brian Hamilton

The issue comes when your growth gets in the way of running your business correctly. It's hard to run any company, but there are specific challenges that are especially hard about running a fast-growth company. If you're not careful, these challenges can turn into hazards.

Is Gratitude the New Willpower?

David Geller | Posted 08.11.2014 | Business
David Geller

Given the limits of willpower, some psychology professors at Northeastern University began thinking about alternatives. Might experiencing certain emotions help curb our desire for the short-term gratification that comes from spending money

Renting Out Your Vacation Home -- What Are The Tax Rules?

Carrie Schwab-Pomerantz, CFP | Posted 08.06.2014 | Money
Carrie Schwab-Pomerantz, CFP

A vacation home can provide you and your family with precious R & R, and it can also be a source of income in the right circumstances. But unfortunately the tax rules for renting out your home can be mind-numbingly complex, depending your intentions and circumstances.

How Much Insurance Do You Need In Retirement?

Carrie Schwab-Pomerantz, CFP | Posted 07.30.2014 | Money
Carrie Schwab-Pomerantz, CFP

Insurance is only worth the money if it truly protects you and your finances. At this time in life, as you approach retirement or semi-retirement, it's wise to re-examine your current policies. That way you'll know that you have what you need -- and you're not wasting precious dollars on what you don't.

Robo Financial Advisers Want Wall Street's Trillions

PaladinRegistry.com | Posted 07.29.2014 | Money
PaladinRegistry.com

If they succeed, they just might change a Wall Street sales culture that has been abusing investors since 1975.

Financial Abuse: 6 Signs and What You Can Do About it

Ginger Dean | Posted 07.28.2014 | Money
Ginger Dean

Financial abuse is something that we rarely discuss openly since it is often insidious and wrapped up in the confines of what appears to be otherwise, a normal relationship. So what are the signs and what can be done about it?

Online Investment Advice and Robo-Advisers

PaladinRegistry.com | Posted 07.24.2014 | Money
PaladinRegistry.com

The potential for human advisers to recommend unsuitable investment advice due to conflicts of interest is at the heart of the current debate over a uniform fiduciary standard, a measure that would require anyone providing investment advice to the public to always put a customer's interests first.

Roth vs. Traditional 401(k) -- Which Is Better?

Carrie Schwab-Pomerantz, CFP | Posted 07.23.2014 | Money
Carrie Schwab-Pomerantz, CFP

The sheer number of retirement accounts can make anyone's head spin. Once you've opened a specific type of account -- for instance a traditional 401(k) -- it's tempting to just figure you're set. But with more and more employers now offering a Roth 401(k) as well, it's smart to take a step back and consider the potential benefits of each.

3 Surprising Insights About Insurance Attitudes and Behaviors

PolicyGenius | Posted 07.18.2014 | Money
PolicyGenius

Don't be overly confident that you have the right insurance! Even if you're financially savvy, there might be something important you're missing. It's worth the time to get expert advice.

Sudden Wealth From a Life Event?

David A. Dedman | Posted 09.16.2014 | Money
David A. Dedman

So when I picked up a recent call, I braced for impact! Some calls are really weird, other times someone is soliciting my business. This call wasn't a question about investing either.

Is Your Home Equity Part Of Your Retirement Savings?

Carrie Schwab-Pomerantz, CFP | Posted 09.15.2014 | Money
Carrie Schwab-Pomerantz, CFP

For many people, their home is their biggest investment, so it only makes sense to think of it as part of what you have 'set aside.' But while your home is definitely part of your overall net worth, how it factors into your retirement savings depends on more than your current equity. It depends on whether or not you're going to turn that equity into cash when you retire.