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Financial Advice

When Less Is More: A Closer Look at Higher Education

Mindy Crary | Posted 09.29.2014 | College
Mindy Crary

Hundreds of thousands of high school seniors will apply to college this year, in hopes of being accepted by their first choice. However, is the higher monetary cost of a more elite university worth the added sticker price?

How To Budget For Life In The Big Apple

LearnVest | Posted 09.25.2014 | Money
LearnVest

The rents in this town are some of the highest in the country -- three times the national average. And while you may be able to save money on certain expenses -- like transportation -- the temptation to splurge on too many fancy dinners or indulge that shopping habit can be tough to resist.

Do You Have To Pay Income Taxes On Social Security Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 09.24.2014 | Money
Carrie Schwab-Pomerantz, CFP

When it comes to income taxes, many people think only of the money they earn in a paycheck. But the reality is that there are many other types of income that are subject to ordinary income taxes. And all of that income, in turn, can trigger taxes on Social Security benefits.

How to Pay Off Your Mortgage Before You Retire

realtor.com | Posted 09.23.2014 | Money
realtor.com

For most of your life, preparing for retirement means investing. But as the actual date approaches, you also will need to streamline your budget so yo...

8 End-Of-Year Tax Measures That Could Save You Big

WiserAdvisor.com | Posted 09.23.2014 | Money
WiserAdvisor.com

April 15th isn't the only deadline you need to keep in mind when it comes to staying on top of your taxes. Truly savvy planners also watch for December 31st, which is the cutoff to make some clever moves to maximize your savings come tax-time.

7 Financial Planning Tips for Single Parents

Betterment.com | Posted 09.24.2014 | Money
Betterment.com

Single parents have a lot to handle--not only do they act as the sole provider of care and emotional support, but they may also be the only financial provider for their children.

Five Questions To Help Choose The Best Student Loan For You

CommonBond | Posted 09.19.2014 | Money
CommonBond

Your personal financial goals have great influence over your repayment plan choice. If your financial situation improves over time, you may be in a more comfortable position to make prepayments to eliminate your remaining student debt.

The 8 Biggest Financial Mistakes Newlyweds Make

LearnVest | Posted 09.18.2014 | Weddings
LearnVest

So what are the most common financial blunders that newlyweds tend to make? We asked financial pros to pinpoint the eight biggest offenders -- and then offer up some advice for how to help right them early on.

Can You Dip Into Your IRA To Buy A First Home? Should You?

Carrie Schwab-Pomerantz, CFP | Posted 09.17.2014 | Money
Carrie Schwab-Pomerantz, CFP

Yes, the IRS does allow penalty-free withdrawals of a limited amount of IRA funds for first-time homebuyers. However, as enticing as it appears, taking that withdrawal comes with certain caveats that you need to carefully consider.

The Top 3 Credit Cards For Studying Abroad

John Ganotis | Posted 09.17.2014 | Money
John Ganotis

If you plan to study abroad this year, relying strictly on cash and debit cards can be a gamble. Cash can easily be stolen. Debit cards can charge foreign transaction fees and don't have the same protections as credit cards. Rather than relying on cash, consider using credit cards responsibly for your overseas spending.

Social Security And Divorce: Can You Collect Benefits On Your Ex's Earnings Record?

Carrie Schwab-Pomerantz, CFP | Posted 09.10.2014 | Money
Carrie Schwab-Pomerantz, CFP

Even though you're divorced, it's still possible to collect Social Security benefits on your ex-spouse's work record. The basic qualifications are pretty straightforward, but read on for a few permutations.

WATCH: Why You Need To Talk About Money Before You Get Married

HuffPost Live | Ishita Singh | Posted 09.10.2014 | Divorce

You've met the love of your life, you're getting married and you're set for life, right? Not so fast. Many couples forget about the financial impl...

Here's The First Thing You Should Do With Every Paycheck

GOBankingRates | Posted 09.09.2014 | Money
GOBankingRates

Here's the problem: Once you get paid, your money has to go several places at once. Bills need to be paid, credit card balances need to be settled, groceries need to be bought, perhaps even some nonessentials, too -- and, in all the shuffle, the money that you should be saving becomes your discretionary income.

Green Bonds: Unlocking Capital for the Environment or Just Greenwashing?

Renat Heuberger | Posted 09.09.2014 | Green
Renat Heuberger

The world is currently on track to heat up the climate by six degrees, which would cause huge losses to the global economy. In order to avoid this, significant investments in low-carbon technologies are needed. But where should the cash come from?

How To Take Control Of Your Finances This Summer: Financial Tips For Teens & Parents Alike

Aisha Barrows | Posted 09.08.2014 | Money
Aisha Barrows

I've found that the summer months are the perfect time for a mid-year check-up on my finances, when I can adjust my financial goals based on my needs for the summer and throughout the year. Based on my experiences, here are a few tips for parents to consider as they talk to their teens about the value of saving money this summer (while still having a little fun!).

Focusing on Financial Freedom May Cause a Personal Financial Meltdown

Amandah Blackwell | Posted 09.04.2014 | Money
Amandah Blackwell

Do you want financial freedom? If you're like me, you want a secure financial future, one in which you don't worry about paying the bills, you donate to your favorite causes, and easily pay for things, such as vacations, houses, cars or whatever it is you want. But what if financial freedom is the very thing that can destroy your finances?

How Financially Savvy Is Your Teenager?

Carrie Schwab-Pomerantz, CFP | Posted 09.03.2014 | Money
Carrie Schwab-Pomerantz, CFP

In an uncertain economic world, these kids are going to have to take care of themselves financially. Are they getting prepared?

Got Kids In Grade School? Start Their Financial Education Now!

Carrie Schwab-Pomerantz, CFP | Posted 08.27.2014 | Money
Carrie Schwab-Pomerantz, CFP

The new school year is just around the corner, and as I think about the importance of financial education, I want to remind all parents -- and grandparents -- that it's never too early to help kids learn about money.

This Is How The Super Rich Can Effectively Give Back

Forbes | Posted 08.27.2014 | Impact

Once accomplished individuals, including CEOs, business owners, high-profile athletes and entertainers, achieve a certain level of success there inevi...

In Retirement Planning, One Size Does Not Fit All

Catherine Golladay | Posted 08.26.2014 | Fifty
Catherine Golladay

Something as important as a 401(k) - a long-term savings vehicle that is for many people their largest or only source of retirement income - deserves the kind of care and professional management we employ in so many other areas of our lives.

3 Spending Habits To Unlearn Now

Posted 09.03.2014 | OWN

Whether you're shopping, going to a wedding or even setting up a budget, watch out for these savings-sabotaging behaviors. By Lynn Andriani Deci...

5 Steps to Financial Freedom

Leisa Peterson | Posted 08.26.2014 | Money
Leisa Peterson

when we learn how to change our money mindset so we think creatively and divergently, whereby allowing our problems, even those with money, to be addressed with an endless range of solutions, we take control of our own lives and leave the machine behind.

The Etiquette of Borrowing and Lending Money

Diane Gottsman | Posted 08.21.2014 | Money
Diane Gottsman

Borrowed money creates a layer of tension and can strain the strongest of relationships, despite the best of intentions. Is it possible to borrow or loan money and keep your relationship intact?

"F" Words, Financial Services and You

PaladinRegistry.com | Posted 08.20.2014 | Money
PaladinRegistry.com

It represents everything that is bad about the financial services industry. The other side is the RIAs (Registered Investment Advisers). They represent everything that is good about the financial services industry.

5 Potential Pitfalls for Rapidly-Growing Companies

Brian Hamilton | Posted 08.12.2014 | Business
Brian Hamilton

The issue comes when your growth gets in the way of running your business correctly. It's hard to run any company, but there are specific challenges that are especially hard about running a fast-growth company. If you're not careful, these challenges can turn into hazards.