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Financial Advice

3 Surprising Insights About Insurance Attitudes and Behaviors

PolicyGenius | Posted 07.18.2014 | Money
PolicyGenius

Don't be overly confident that you have the right insurance! Even if you're financially savvy, there might be something important you're missing. It's worth the time to get expert advice.

Sudden Wealth From a Life Event?

David A. Dedman | Posted 07.17.2014 | Money
David A. Dedman

So when I picked up a recent call, I braced for impact! Some calls are really weird, other times someone is soliciting my business. This call wasn't a question about investing either.

Is Your Home Equity Part Of Your Retirement Savings?

Carrie Schwab-Pomerantz, CFP | Posted 07.16.2014 | Money
Carrie Schwab-Pomerantz, CFP

For many people, their home is their biggest investment, so it only makes sense to think of it as part of what you have 'set aside.' But while your home is definitely part of your overall net worth, how it factors into your retirement savings depends on more than your current equity. It depends on whether or not you're going to turn that equity into cash when you retire.

Rethinking the American Dream

David Geller | Posted 07.16.2014 | Money
David Geller

The American Dream now costs $130,000 a year. At least that's the figure USA Today came up with. Rethinking my money-based version of the American Dream helped me discover there is more to life than checking boxes.

What The Top 30 Personal Finance/Wealth Influencers Know That You Don't

April Rudin | Posted 07.15.2014 | Business
April Rudin

Perhaps the quietest, yet most pernicious, danger we face is the lack of financial knowledge. Every year, this ignorance leaves millions of Americans woefully unprepared to fund their children's education or enter retirement.

3 Reasons Investors Fail and the Solutions

David A. Dedman | Posted 07.10.2014 | Money
David A. Dedman

We have all made investments that we'd like to forget about. You know the one. The one that had such great promise only to plummet like a runaway elevator in a horror flick!

Helping Recent Grads: How Much Financial Support Should You Give?

Carrie Schwab-Pomerantz, CFP | Posted 07.09.2014 | Money
Carrie Schwab-Pomerantz, CFP

The "real world" right after graduation may look a little different than you or your son anticipated. But that doesn't mean he should stop trying to get a good job -- or that you can't help him get a handle on real-world finances.

I've Graduated.. But Don't Have A Job. Now What?

WiserAdvisor.com | Posted 07.02.2014 | College
WiserAdvisor.com

Congratulations! After years of hard work, you've finally accepted your diploma, crossed that stage and entered the Real World. And you have zero job prospects lined up.

With Wedding Season Upon Us, Financial Advice For Newlyweds

Ryan Bailey | Posted 07.01.2014 | Weddings
Ryan Bailey

There is no one right way to manage money with your partner. That being said, there are some things that every couple should take into consideration as they approach marriage and go about exploring their financial options.

Financial Literacy for Women: An Interview With Manisha Thakor

Omega Institute | Posted 07.01.2014 | Business
Omega Institute

In this interview with Omega, personal finance expert Manisha Thakor, founder of MoneyZen Wealth Management, talks about gender and finances, the cult...

Single in Retirement: A Financial Guide

Jacob Gold | Posted 06.27.2014 | Money
Jacob Gold

For a single person approaching retirement, it can be empowering and confidence-inspiring to get on top of the financial planning and be in a position to be ready to retire and embrace this new phase in life.

Who Qualifies for Social Security Disability Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 06.24.2014 | Money
Carrie Schwab-Pomerantz, CFP

I wish there were a quick and easy answer to your question, but unfortunately there's nothing quick and easy about Social Security disability insurance (SSDI). There are a lot of rules and regulations, and it's tough to qualify.

What's On First -- Paying Off Student Loans Or Saving For Retirement?

Carrie Schwab-Pomerantz, CFP | Posted 06.18.2014 | Money
Carrie Schwab-Pomerantz, CFP

Paying off student loans is, in effect, keeping young adults from investing in their futures. It's bad for them -- and bad for the economy as a whole. But it doesn't have to be this way.

Chaotic, Hectic Life? Get a Plan

David A. Dedman | Posted 06.17.2014 | Money
David A. Dedman

Excuses. I hear them all the time. Investors falsely believe that financial planning should be done when our lives are calm. That's just not the case.

Financial Advice for Recent College Graduates

Charu Sharma | Posted 06.17.2014 | College
Charu Sharma

1.6 million of us have graduated from college in the US in 2014 alone, and we realize that most of us are not trained in planning our finances, invest...

Dave Ramsey's Daughter Reveals the Biggest Money Lesson She Learned From Dad

Casey Bond | Posted 06.16.2014 | Money
Casey Bond

Men are often viewed as the breadwinners and household money managers, but not many people can say their dad is a bona fide personal finance expert. Rachel Cruze, however, is one of the few people who can.

How Can You Set A Good Financial Example For Your Kids?

Carrie Schwab-Pomerantz, CFP | Posted 06.11.2014 | Money
Carrie Schwab-Pomerantz, CFP

It's our turn to teach our kids that while times change, certain values remain the same. That's not old-fashioned; it's just smart.

Trending Now: Two Factors to Consider Before Making Major Portfolio Changes

David Geller | Posted 06.11.2014 | Money
David Geller

When your scarcest resource is time, does it make sense to spend time trying to add more money when you already have more than you'll ever use?

How to Stay Strong and Get What You Deserve In a Divorce

Robert Pagliarini | Posted 06.05.2014 | Divorce
Robert Pagliarini

We are wired to desire pleasure and avoid pain. In divorce, we have both of these powerful motivators pushing us to settle. Most clients want to move on with their lives and experience peace and happiness again. But what happens when giving up means giving in?

What Financial Steps Should You Take When A Spouse Dies?

Carrie Schwab-Pomerantz, CFP | Posted 06.04.2014 | Money
Carrie Schwab-Pomerantz, CFP

I understand your feelings during this stressful time. There's so much to think about and adjust to, and there are a lot of practical issues that have to be handled. Grief can muddy your thinking, so give yourself some time. And realize that you don't have to do everything yourself.

A Cheap Investment That Could Return Millions

Dan Solin | Posted 06.03.2014 | Business
Dan Solin

In 2006, I wrote The Smartest Investment Book You'll Ever Read. Prior to that time, many investment books were long and mind-numbing, filled with char...

Overcome Your Financial Fears

Erin Cox | Posted 05.30.2014 | Money
Erin Cox

It's entirely possible to become financially savvy even if you never have before. This is something I can personally attest to despite the challenges I even face.

5 Tips Before Leaving Your Kids an Inheritance

Robert Pagliarini | Posted 05.30.2014 | Money
Robert Pagliarini

What is your view of inherited money? Is it an "initiative sucker" or can it be used to create a better and more fulfilled life?

Who Qualifies For Social Security Survivor Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 05.28.2014 | Money
Carrie Schwab-Pomerantz, CFP

The death of a spouse is probably one of the most stressful times in life at any age. Being young, and now solely responsible for your kids, makes it all the more so. There's so much to think about and so many details to handle, that I totally understand your delaying dealing with Social Security. But in spite of the complications, it's worth the effort.

Together, We Can Make A Difference In Financial Literacy

Carrie Schwab-Pomerantz, CFP | Posted 07.22.2014 | Money
Carrie Schwab-Pomerantz, CFP

No one is going to step in and take care of us. No one else will pay our overdue credit card bills, force us to save for retirement, or keep us from living beyond our means. We've got to do those things for ourselves. But the good news is that every single one of you can be part of the solution.