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Financial Advice

13 Ghastly Money Mistakes That Could Come Back To Haunt You

Carrie Schwab-Pomerantz, CFP | Posted 10.22.2014 | Money
Carrie Schwab-Pomerantz, CFP

The money decisions you make today can lead to either a secure or a scary financial future. Don't be tricked into being complacent. Think ahead, plan ahead -- and avoid these 13 money mistakes that could haunt you for years to come.

Weigh 2015 Medicare Part D, Advantage Plan Choices Carefully

Jason Alderman | Posted 10.23.2014 | Fifty
Jason Alderman

Reviewing your Medicare options each year is complicated and time-consuming. But if you don't and your plans change significantly, it could cost you a bundle next year.

7 Credit Card Strategies To Help Your Credit

Credit.com | Posted 10.21.2014 | Money
Credit.com

Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.

Why I Hope Not to Die at 75

David Geller | Posted 10.18.2014 | Media
David Geller

Our value as human beings extends far beyond our productive capacity. It includes our capacity to love and be loved, our capacity to listen to others without judgment and with compassion, and our capacity to make a difference for others. We can both contribute value and find value in life at any age.

How I'm Saving 40 Percent Of My Pay

LearnVest | Posted 10.17.2014 | Money
LearnVest

I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.

3 Practical, Easy Ways To Combat Financial Stress

CreditCards.com | Posted 10.15.2014 | Money
CreditCards.com

Take a moment and try to remember a day during which you didn't spend money, check your credit or bank account, or worry about a financial burden. Can't think of one? Me either.

Are You Making The Most Of Your Employee Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 10.15.2014 | Money
Carrie Schwab-Pomerantz, CFP

Do you usually ignore the Open Enrollment period for your employee benefits? While it's easy to feel that once you've signed up everything is covered, times and benefits change. So each year, usually in the fall, most employers offer the opportunity to modify your choices.

When Investing, Be Mindful Of 'Knowledge' Limitations

Jonathan K. DeYoe | Posted 10.14.2014 | Money
Jonathan K. DeYoe

We have no information advantage. The research tells us that no one can successfully select securities and time the market consistently. By trying, we increase our costs and decrease our diversification.

The Most Important Money Decisions 20-Somethings Make

Credit.com | Posted 10.10.2014 | Money
Credit.com

The first day at a new job is full of excitement, anxiety, optimism and confusion. Am I dressed right? Will I fit in? Will I find the bathroom? Getting all those things right is important, of course. But some things that seem less pressing will have an even bigger impact on your future.

14 Pieces Of Wisdom Financial Planners Share With Their Friends

LearnVest | Posted 10.09.2014 | Money
LearnVest

Wouldn't it be great to have a Certified Financial Planner™ for a best friend? Just think of all the advice you could get about how you might stay on track financially -- and how to make your money work harder for you.

The Tyranny of One Right Answer

David Geller | Posted 10.08.2014 | Business
David Geller

What's the right answer? That's the question we spend a lot of time asking ourselves when faced with a major decision. Should we move to Colorado? S...

Will A Second Baby Break The Bank?

Carrie Schwab-Pomerantz, CFP | Posted 10.07.2014 | Money
Carrie Schwab-Pomerantz, CFP

For just about everybody, having a second baby is a financial as well as an emotional decision. That's because kids today come with a hefty price tag. According to the U.S. Department of Agriculture, the cost of raising a child to age 18 is now upwards of $245,000.

Why Debt Consolidation Can Leave You Deeper In Debt

Jackie Beck | Posted 10.07.2014 | Money
Jackie Beck

Moving your debt around can give a false sense of relief. It makes you feel better about what you owe. That's a problem because most of us don't change until we can't stand a situation any longer. So you don't change anything about your behavior.

Real-Life Grocery Budgets For 4 Common Households

LearnVest | Posted 10.03.2014 | HuffPost Home
LearnVest

Grocery shopping sometimes feels like you're buying a car: Either you marvel at the great deal you got -- or get sticker shock after all the costs are added up.

You've Inherited An IRA -- Now What?

Carrie Schwab-Pomerantz, CFP | Posted 10.01.2014 | Money
Carrie Schwab-Pomerantz, CFP

An inheritance can bring up conflicting emotions, placing the positive of financial gain against the sadness of losing a loved one. Complicating the situation further, certain inheritances -- such as an IRA -- are more difficult to sort out than others.

5 Budget Mistakes You Didn't Know You Were Making

SALT | Posted 10.01.2014 | Money
SALT

Think tracking your spending is all there is to money management? You might notice your debt shrinking and your savings growing, but you could be doing a lot more to fatten your piggy bank.

Smaller House, Bigger Life

David Geller | Posted 10.01.2014 | Business
David Geller

If we redefined success to more closely reflect our values, what matters most to us, would we still want the big house? Or would we select the smaller space that allows us more time and energy to devote to relationships and creating our best life?

When Less Is More: A Closer Look at Higher Education

Mindy Crary | Posted 09.30.2014 | College
Mindy Crary

Hundreds of thousands of high school seniors will apply to college this year, in hopes of being accepted by their first choice. However, is the higher monetary cost of a more elite university worth the added sticker price?

How To Budget For Life In The Big Apple

LearnVest | Posted 09.25.2014 | Money
LearnVest

The rents in this town are some of the highest in the country -- three times the national average. And while you may be able to save money on certain expenses -- like transportation -- the temptation to splurge on too many fancy dinners or indulge that shopping habit can be tough to resist.

Do You Have To Pay Income Taxes On Social Security Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 09.24.2014 | Money
Carrie Schwab-Pomerantz, CFP

When it comes to income taxes, many people think only of the money they earn in a paycheck. But the reality is that there are many other types of income that are subject to ordinary income taxes. And all of that income, in turn, can trigger taxes on Social Security benefits.

How to Pay Off Your Mortgage Before You Retire

realtor.com | Posted 09.23.2014 | Money
realtor.com

For most of your life, preparing for retirement means investing. But as the actual date approaches, you also will need to streamline your budget so yo...

8 End-Of-Year Tax Measures That Could Save You Big

WiserAdvisor.com | Posted 09.23.2014 | Money
WiserAdvisor.com

April 15th isn't the only deadline you need to keep in mind when it comes to staying on top of your taxes. Truly savvy planners also watch for December 31st, which is the cutoff to make some clever moves to maximize your savings come tax-time.

7 Financial Planning Tips for Single Parents

Betterment.com | Posted 09.24.2014 | Money
Betterment.com

Single parents have a lot to handle--not only do they act as the sole provider of care and emotional support, but they may also be the only financial provider for their children.

Five Questions To Help Choose The Best Student Loan For You

CommonBond | Posted 09.19.2014 | Money
CommonBond

Your personal financial goals have great influence over your repayment plan choice. If your financial situation improves over time, you may be in a more comfortable position to make prepayments to eliminate your remaining student debt.

The 8 Biggest Financial Mistakes Newlyweds Make

LearnVest | Posted 09.18.2014 | Weddings
LearnVest

So what are the most common financial blunders that newlyweds tend to make? We asked financial pros to pinpoint the eight biggest offenders -- and then offer up some advice for how to help right them early on.