In the world of personal finance, where consumers constantly are forced to make decisions about daily cash-flow and paying bills, the availability of up-to-date reliable financial information is critical.
Most of us want to be physically fit, but very few of us are. The same holds true with financial security. As my father (and many others) used to say, "A lot of people want to go to heaven but no one wants to die to get there."
A recent study looked at the financial portfolio of twins to gain a better understanding of the affects of nature vs. nurture on spending habits. The results.