Keeping our long-term goals on our radar, and knowing the exact steps we can take to get there via a financial plan, is just the motivation we need to stick to our budgets, save for retirement and plan ahead.
Earlier this month, Mayor Michael Bloomberg presented New York City's Financial Plan for the next four years. It demonstrates a stark new reality: there is no large surplus of revenues, as there has been in past years.
You may not have reached retirement yet, but you can see the finish line. In just a few years, you'll be there -- or so you think. Retirement isn't really a predefined age, but a state of readiness to make a life change.