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Financial Planning

Thinking of Tapping That 401(k) for a Loan to Pay Tuition? Think Twice!

Catherine Golladay | Posted 05.21.2013 | Fifty
Catherine Golladay

While borrowing from your 401(k) may seem like a quick cash fix, it's almost never a good idea. Here's why.

Not All Social Security Advice Is Good Advice

Laurence J. Kotlikoff | Posted 05.07.2013 | Business
Laurence J. Kotlikoff

The maximum, not the expected age of life is the only appropriate planning horizon. Stated differently, we need to plan to live to the last possible date for the simple reason that we might.

5 Signs You're a Borrowing Junkie

Richard Barrington | Posted 04.25.2013 | Business
Richard Barrington

Is addiction too strong a word for America's dependence on debt? Given that addiction means needing something so powerfully that it overwhelms rational thought, the description fits American habits only too well. Here are five signs you might be addicted to debt.

30 Things Every 30-Year-Old Should Know About Money

Tiffany Aliche | Posted 04.22.2013 | Black Voices
Tiffany Aliche

I'm 33 and I've made just about every financial mistake you can think of: over-drafting, bad checks (accidentally), bank account closed (by the bank), reports to Chexsystems, low credit score, having a ton of credit cards (20, at my peak), pre-foreclosure, high-credit card debt....

How To Plan A Wedding Without Going Into Debt

Martha Stewart Weddings | Posted 04.15.2013 | Weddings
Martha Stewart Weddings

Weddings can be expensive, but you don't have to break the bank.

Why Mothers Should Play a Bigger Role in Family Finances

Richard Barrington | Posted 04.11.2013 | Business
Richard Barrington

The lingering disparity in gender roles when it comes to financial decisions could lead to families handling their money less effectively.

What Are You Doing With Your Tax Refund?

Steve Siebold | Posted 04.05.2013 | Business
Steve Siebold

There are so many different theories on what to do with that money. Some people say you should save it or pay off debt, while others will tell you to go out and have fun.

Retirement 101: What You Don't Know Can Harm You

Steven Abernathy and Brian Luster | Posted 04.03.2013 | Fifty
Steven Abernathy and Brian Luster

With people living longer, getting less 401K matching from employers, helping their children and grandchildren more than ever before, is it possible to create a stress free retirement?

The Beauty of a Budget

Manisha Thakor | Posted 05.21.2013 | Women
Manisha Thakor

Many people think budgets are about deprivation. As a financial advisor, I feel they are about liberation. Here's a simple three-step plan to create a budget that you will feel excited to follow.

Preparing for a Child: A Financial Checklist

SaveUp | Posted 05.18.2013 | Parents
SaveUp

There are so many things to consider when having a baby! Here is financial checklist to get you started.

Transitioning From a Job to a Career

Dedrick Muhammad | Posted 05.15.2013 | Black Voices
Dedrick Muhammad

Making the transition from job to career is a critical step toward financial security. Once you find your career path, your financial path will be much clearer.

How One Family Lives In Style On $25k A Year

The Huffington Post | Shana Ecker | Posted 02.28.2013 | HuffPost Home

The home is definitely not what you'd think it would be.

Don't Wait to File, Get Your Refund Sooner!

Bob Meighan | Posted 04.17.2013 | Business
Bob Meighan

The IRS opened e-file at the end of January, which means tax season is officially here. Remember the faster you act, the sooner you'll see your money!

Breaking the Cycle of Poverty: One Bill and One Deposit at a Time

Sandra Suarez | Posted 04.16.2013 | Impact
Sandra Suarez

Could I, a single-mother raised on welfare, really become a homeowner one day? I jumped at the opportunity. I had nothing to lose.

Americans Have No Idea What Happens In Retirement

The Huffington Post | Anthonia Akitunde | Posted 02.07.2013 | Fifty

Many will be surprised by the recent findings in Ameriprise Financial's Retirement Check-In survey. It appears Americans are wearing rose-colored glas...

5 Questions Every Financial Advisor Should Ask You

Manisha Thakor | Posted 04.01.2013 | Women
Manisha Thakor

Taking care of your financial health is a continuous process, and life changes at a rapid pace. It is essential to honor yourself by asking for help during major transitions.

The Ultimate Family Budget Challenge

LearnVest | Posted 03.31.2013 | Parents
LearnVest

Since things change every year -- particularly when you have a family! -- it's important to revisit your budget now to ensure that it fits your life for the year to come.

Overcome (Financial) Fear With Appreciation

Manisha Thakor | Posted 03.24.2013 | Women
Manisha Thakor

If we want to heal our relationship with money, we need a gentle approach to our financial fears. Our unconscious beliefs about money are often related to our sense of power and identity.

Is Investing Too 'Masculine' For Women?

The Huffington Post | Nina Bahadur | Posted 01.20.2013 | Women

According to one blogger, there's an easy explanation for why there are so few female private investors in America -- investing is inherently masculin...

How You Can Help Your Family's Finances In 10 Minutes

LearnVest | Posted 03.10.2013 | Parents
LearnVest

The New Year is a time to conquer any traces of "put-off-ability," because the longer you put things off, the more you'll continue to put them off. Admittedly, some of the tasks that get pushed off the longest are the ones that can help your financial life.

The Five Steps for Financial Fitness

James Berman | Posted 03.10.2013 | Business
James Berman

Getting your finances into shape can appear daunting. Breaking it down into categories can help simplify the process. There are five main categories that everyone should tackle.

Common "Cents" -- Financial Tips for Couples

Ryan Mack | Posted 03.05.2013 | Business
Ryan Mack

With all the media chatter about "Kim-YE" I thought it appropriate to discuss our own personal relationships. Yes... we all know that Kim and Kanye West are both multimillionaires, but do you know the financial picture of the person you are dating?

Challenges Ahead for Retirees in Wake of Fiscal Cliff

Joe Tomlinson | Posted 02.17.2013 | Home
Joe Tomlinson

It can be an overwhelming task to determine the best way to manage savings to fund a retirement over an uncertain lifetime, especially for those in the middle market. Here are a few golden rules of advice for individuals to follow to ensure they live comfortably during their golden years.

Understanding 401(k) Fees

Jason Alderman | Posted 02.11.2013 | Home
Jason Alderman

If you're like many Americans, you might be under the impression that your 401(k) plan administrator doesn't charge you anything to maintain your account. You'd be wrong.

How My Dad's Life Insurance Rescued My Family

LearnVest | Posted 02.09.2013 | Women
LearnVest

Mom and Dad had just moved us to a tiny town in North Carolina to be closer to family. They bought some land, started building their dream home and convinced my grandparents to build a little home nearby. They had a lot of financial obligations that depended on my father's income.