Our value as human beings extends far beyond our productive capacity. It includes our capacity to love and be loved, our capacity to listen to others without judgment and with compassion, and our capacity to make a difference for others. We can both contribute value and find value in life at any age.
While you may not have time to read a book on financial planning or have the expertise to use elaborate financial-planning software, I would encourage you to take advantage of the amazing amount of free educational content available online. There are plenty of quick, bite-sized moments of learning that can have a material impact on your financial future.