It's fairly safe to assume that calendars, call logs, contacts, emails, financial data, text messages, photos and videos stored on smartphones or mobile devices are at risk of being monitored or stolen.
Consider why you work. The common answers to this question are: current consumption, future consumption (retirement), and pride that you get from your career. Our income is our greatest asset, but have you considered what would happen if one day you could no longer go to work?
Whether it's a good paycheck, cash from investments or even the lottery, the women in Citi's LinkedIn group want to know that they have the cash flow to do better than simply cover their bills every month.
Beyond the desire to be happy, beyond the looming financial crisis, beyond the threat of the fiscal cliff, there is in each of us an insatiable appetite for security, a longing for safety, a grasping for certainty. Where does this desire get fed?
It is up to each of us to determine how to use our skills, maximize our talents, and fully recognize and implement the resources in our communities to move forward economically. One of the most precious and underutilized resources is the family.
It is important to establish that these issues aren't just relevant for today's older adults. All Americans should ask: What will a compromised Social Security or Medicare program or the absence of a meaningful pension mean for me when I wish to retire?
But we all have heard the stories -- or perhaps you have one of our own -- of a parent opening up a credit card bill to find hundreds of dollars in charges from iTunes or Amazon. So how do we, as parents, start to instill good financial values in children?
Simply put, it's getting harder and harder for American families to move up the economic ladder and into a measure of financial security where they can afford quality health care, to send their kids to college, and can put away a little for retirement.
To me, it's appalling that anyone would advise those who are already retired to gamble their life's savings on the volatile, risk-filled world of Wall Street. But the stock market can (and will) blow up in your face at any age.
Just 9% of workers frequently discuss saving, investment and planning for retirement with family and friends. This is the massive elephant in the room. If you're not talking about it, you're likely not taking action steps toward preparing for it.
Given that Jane is likely to live five years longer than Joe -- a range that will get closer to seven years more by the time she reaches retirement, you can see that we have a problem brewing. And it's not a small one.