Money is a year-round problem -- not just a holiday concern. And the simple domino effect is that money problems cause stress. And we have solid research showing that employees falter with more stress, and work better with less.
Retirement is becoming real for pre-retirees, and many are concerned about whether they are really "retirement ready". No matter the source - holidays, retirement, work or family - stress can take a heavy toll on your health, mental state and wallet.
Chellie Campbell's book is the best book on spirituality and money I've ever read, so I contacted her recently to get her take on the lingering after-effects of the Great Recession and people's financial fear.
Only about one in seven Americans were willing to give up Internet access. We are more willing to give up sex for six months than cut off access to email -- is this really what money stress has come to?
Keeping our long-term goals on our radar, and knowing the exact steps we can take to get there via a financial plan, is just the motivation we need to stick to our budgets, save for retirement and plan ahead.
I began re-reading Chellie Campbell's terrific book, The Wealthy Spirit. Chellie is a big believer in affirmations and they're an important part of the work she does in helping people reduce financial stress.