Who will care for you when you get old? If that's a scary or uncomfortable question, you are in good company. Most people don't want to think about their long-term care needs and when they do, they tend to have major misperceptions of what it costs and what the government will pay for.

It is an inescapable fact: Senior citizens vote. They care. And as the years unfold, with the aging of the baby boomers and the resulting senior demographic explosion, this sector's voting power is going to reach unprecedented levels.

What is your ideal place to grow old, and will you be part of its evolution?

I invite you to think about what aging with dignity and independence means. Then take time to have the tough conversations with your loved ones about what is important to you as you grow older, and how you will get help should you require daily assistance.

One -- that's exactly how many geriatricians there are for every 10,000 baby boomers. That's particularly disturbing considering that, as the firs...