The most wonderful time of the year? Not for your checking account. According to the National Retail Federation, the average holiday shopper spends $750 on gifts and décor at Christmas time. But where do they get the extra dough?
Many parents struggle to keep holiday spending from getting out of control, or worry about over-indulging their children and losing the true spirit of the season. Here are some tips for creating wonderful holiday memories without breaking the bank.
It seems to happen every year -- no matter what we budget, many of us get caught up in the holiday spirit and end up spending more money than we can really afford to.