Even though we can't always predict natural disasters, we can anticipate their likely aftermaths, including property loss, power or water service disruption, scarcity of food and supplies and overtaxed relief organizations.
Each year when Father's Day rolls around, I'm reminded that I wouldn't trade the experience of raising my two kids for the world. But when I think back to how naïve my wife and I once were about the costs of raising children, I can't help wishing we'd been better prepared.
Once your physical safety has been assured, you'll inevitably need to access important financial and legal records. Taking these few steps now will make accessing such information much easier when the time comes.
Many people adopt a "penny wise, pound foolish" mentality when it comes to buying insurance. When trying to lower expenses, some will drop or reduce needed coverage. Here are insurance policies no household should be without.
On Sept. 3, when Jiles returned to Braithwaite after evacuating to Houston with a caravan of relatives, he found his neighborhood cordoned off because it was within a mile of Stolthaven. "We were under mandatory evacuation," he said.
Across this entire nation, across all neighborhoods, classes, and communities, and despite homeowners routinely wanting to have and believing they have full insurance, about three-quarters of Americans are underinsured by tens of thousands.
There are many reasons why someone might leave their home unoccupied for months at a time. In each case, there's one very important person you should call well before locking the door that last time -- your insurance agent.
With Father's Day upon us, dads everywhere are gearing up for an avalanche of gifts from their spouses and kids. If you really want to return their affection, think about what you can do to protect your family financially, now and in the future.