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Homeownership

The Future of the American Mood: Hispanic Millennials in Border States

Marian Salzman | Posted 07.10.2014 | Latino Voices
Marian Salzman

California and Texas, as well as Arizona and New Mexico, aren't just on the geographical border of the United States and Mexico. They're also a frontier between the America that we were and the America we're rapidly becoming.

The Case for Restoring the 97% LTV Mortgage at Fannie Mae and Freddie Mac

Tino Diaz | Posted 07.02.2014 | Politics
Tino Diaz

Keep in mind, Fannie Mae and Freddie Mac already purchase 97% LTV mortgages from state housing finance agencies throughout America. Why not reinstate this policy to help restore sustainable homeownership for responsible everyday borrowers while also helping to jumpstart America's economy?

Alarming Housing Forecast Matters to All of Us

Tino Diaz | Posted 06.03.2014 | Business
Tino Diaz

Lost in the constant and unending stream of national headlines last week was a troubling bit of economic news that could negatively impact each and every one of us.

Housing Finance Reform Should Now Focus on Fixing and Preserving Fannie Mae and Freddie Mac

John Taylor | Posted 07.19.2014 | Politics
John Taylor

Fannie Mae and Freddie Mac need to be regulated properly, they need to be required to maintain sufficient capital reserves, and they need to be operated transparently. But given the current legislation, eliminating them would be reckless and foolish.

Giving the Hen House to the Fox

Karen Hinton | Posted 07.16.2014 | Business
Karen Hinton

Some in Congress and in the administration want to do away with Fannie and Freddie and hand over their portfolio to the private banking industry, but without the previous requirements that banks do a certain amount of business with low-to-moderate income individuals.

Americans Vs. Reality: Why Your Home Is Not a Great Investment

The Motley Fool | Posted 07.02.2014 | Business
The Motley Fool

Assuming it's a superior long-term investment, one to rival stocks, is dangerous. There's just no evidence backing it up.

12 Home Deductions to Help Shrink Your Tax Bill

Michael Corbett | Posted 06.08.2014 | HuffPost Home
Michael Corbett

In the rush, you may be overlooking significant tax savings that homeownership can bring if you're planning to itemize your deductions this year.

Why Is Fannie Mae Evicting the Coronel Family?

Peter Dreier | Posted 06.08.2014 | Business
Peter Dreier

The Coronel family is part of a growing national movement to challenge Wall Street and the financial industry, whose predatory practices resulted in millions of Americans losing their homes and millions more still "underwater" with homes worth less than their mortgages.

Why We Are Losing the Tax Reform Debate

Martin Lobel | Posted 04.01.2014 | Politics
Martin Lobel

Reform does not mean raising taxes on the rich. It means cutting tax subsidies to the rich to slow the dramatic shift of wealth from the middle class to the very rich.

The President and the Pope: What's Missing From Their Inequality Talk

Dr. Maya Rockeymoore | Posted 06.01.2014 | Politics
Dr. Maya Rockeymoore

We knew before the meeting that economic inequality would be a topic of discussion, and afterwards we were told it was part of the conversation. Yet, I'm pretty certain that the elephant in the room was not discussed.

'I Bought My First Home With Just $4,000 Down'

The Huffington Post | Mohini Kundu | Posted 03.24.2014 | HuffPost Home

Becoming a homeowner before 30 is no small feat. And making a successful purchase with just $4,000 as down payment is harder still. Nashville graph...

10 Things to Consider Before Making an Offer On a Home

realtor.com | Posted 05.19.2014 | HuffPost Home
realtor.com

Your realtor can be a valuable resource in gathering information for you and getting the answers to your questions from the seller's agent. In the meantime, you can be proactive and do some of your own research.

Renting Money

Matthias Paul Kuhlmey | Posted 05.14.2014 | Money
Matthias Paul Kuhlmey

We need to be reminded that affordability is not simply a function of cash flow, but a price and expected value consideration, after all.

OMG We Bought A House! Episode 2: Plan and Paint

Mr. Kate | Posted 04.21.2014 | HuffPost Home
Mr. Kate

And now it's time to tackle the first task: paint!

Ways to Impress a Mortgage Lender

MyBankTracker | Posted 04.07.2014 | Money
MyBankTracker

With the CFPB's new Ability-to-Repay rule and lenders still leery after the real estate crash, how can you best show a mortgage lender that you can handle a home loan?

OMG We Bought A House!

Mr. Kate | Posted 03.31.2014 | HuffPost Home
Mr. Kate

My boyfriend (and now legally married boyfriend) Joey and I just bought our first house in the Los Angeles area. I'm very excited to share with you the first episode of OMG We Bought A House! -- a series Joey and I are doing about buying, renovating, moving in and decorating our first home.

Do Most Real Estate Agents Own Their Own Homes? Yes!

Jed Kolko | Posted 03.16.2014 | HuffPost Home
Jed Kolko

If you want your real estate agent to be able to speak from personal experience, you're in luck. We discovered that the vast majority of agents - almo...

Trulia: 2014 Will Be The Year Of Repeat Home Buyer

Jed Kolko | Posted 02.11.2014 | Business
Jed Kolko

The housing market continued its uneven recovery in 2013 and will enter 2014 closer to normal than it was a year earlier. Consumer optimism is climbin...

No Luck For Young Adults

AP | HOPE YEN | Posted 11.14.2013 | College

WASHINGTON (AP) — U.S. mobility for young adults has fallen to the lowest level in more than 50 years as cash-strapped 20-somethings shun home-buyin...

And They're Back! Buyer Demand Rebounds After Government Reopens

Ellen Haberle | Posted 01.23.2014 | HuffPost Home
Ellen Haberle

In the aftermath of the shutdown and debt ceiling debacle, a storm of news media and economists predicted that anxious Americans would spend less through the new year. In the housing market, however, these predictions aren't panning out.

Like Your Neighbors? Most Americans Do Actually

Jed Kolko | Posted 12.24.2013 | HuffPost Home
Jed Kolko

Do Americans love their neighbors as themselves? Although "love" might be pushing it, most Americans are pretty happy with their neighbors. To underst...

Where America's Middle Class Can Afford To Buy A Home: Akron

Jed Kolko | Posted 01.23.2014 | Business
Jed Kolko

For the middle class today, homeownership is well within reach in some parts of the country, but in others, it's more of a pipe dream than the American Dream. Even after taking income differences into account, homeownership affordability varies hugely across the country.

Will the Housing Market Be a Casualty of the Government Shutdown?

National Council of La Raza | Posted 12.10.2013 | Latino Voices
National Council of La Raza

Homeownership remains the cornerstone for stabilizing and rebuilding the middle class. But some in Congress seem determined to make it nearly impossible for struggling communities to recover.

Why the 'California Homes and Jobs Act of 2013' Is Needed

National Council of La Raza | Posted 10.26.2013 | Politics
National Council of La Raza

There may be protections in place for California homeowners, but for millions, the housing crisis is still happening. This is especially true for Latino households, which account for a substantial percentage of the foreclosures in the state.

Remember Dr. King's Dream of Economic Justice

Preeti Vissa | Posted 10.21.2013 | Politics
Preeti Vissa

As much as I appreciate the increased attention that's directed to Dr. King's vision and work, I fear too many of these events and statements will remember only half of his dream, forgetting a crucial element: economic justice.