The growth of the American and global economies are the underlying drivers for most all equity investments. A clear discipline, dogged research, and dispassionate assessment are an investor's best friends.
There's no time like the present to start investing your extra money, even if it's as little as $100. But among stocks, bonds, mutual funds, ETFs and more, it can be difficult for young investors to decide how to invest their cash.
The inequalities are great and the deep-seated programming is real, even if they are not malevolently based or consciously intentional. It is just a result of conditioning to an old era of beliefs that is beginning to change.
We have no information advantage. The research tells us that no one can successfully select securities and time the market consistently. By trying, we increase our costs and decrease our diversification.
ECB President Mario Draghi has been highly effective with his words alone -- moving markets with speeches and little action. However, by doing so he has also set the bar high and expectations for action are becoming the norm.
We cannot beg, shame or coerce venture capitalists into putting their money on the table in more diverse regions. But if we stay focused on building our own world-class entrepreneurial ecosystems, we won't have to. It will happen naturally.
It is not an easy decision in the best of economies, and these days buying or renting decisions are even more complicated than in the past. Weigh all of the financial, job-related, and personal preference factors.
There seems to be a believability about all of these stock market myths. That's where things could be dangerous to your financial health. Believing in any one of these could cause your to not reach your financial goals.
Wall Street is in the midst of some pretty massive changes right now. And I'm talking about Wall Street as it relates to Main Street. I'm talking about how individual investors are being courted (hunted) and cared for (killed) by the new wolves of Wall Street.
Perhaps one reason so many Americans find it difficult to build wealth these days is that they are aiming at the wrong target. They get lured by decoys -- things that might seem like wealth, but in the end do not have its true staying power. Here are some of those decoys.