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Investing

Should You Pay Down Debt or Invest?

Neal Frankle | Posted 12.19.2014 | Business
Neal Frankle

There is more to life than money - but you already know that. And when you are faced with the option of paying off debt or investing you have to look inside for an answer too. Maybe the numbers do favor holding on to the debt and investing, but how does that leave you feeling?

Should the Fed Be Worried About Deflation?

Michael Farr | Posted 12.18.2014 | Business
Michael Farr

For an economy heavily dependent on consumer spending, this is not a trivial consideration.

For The Kids: The Gift That Keeps On Giving

Rich Linton | Posted 12.18.2014 | Money
Rich Linton

As the holidays approach, so do requests from family and friends about what to give the kids this year. Instead of asking for the hottest toy this year, consider a gift that will actually keep on giving: an investment in your child's future.

Smart Shopping: How to Spend Money and Feel Great Long-Term

Miriam Ava | Posted 12.16.2014 | Money
Miriam Ava

By now most of us have realized and put into practice that saving and investing money is vital to achieving financial fitness; so then, what's the smartest way to spend the money you choose to spend?

Dow 18,000 Spooking You?

David A. Dedman | Posted 12.14.2014 | Money
David A. Dedman

A market high does not indicate a looming correction, nor a market that will continue up like a rocket going into orbit. So there's the confusion as to what investors should do when we hit these new levels.

Smart People: Bad Financial Decisions

Steven Abernathy and Brian Luster | Posted 12.14.2014 | Money
Steven Abernathy and Brian Luster

Why do smart people make poor decisions? More importantly, why do they keep making poor decisions? Perhaps they study stocks, market fluctuations, or market indicators. But only a fractional percentage of investors manage to "beat" the market.

Is Housing Cost as a Percentage of Income a Failing Measure?

Dean Graziosi | Posted 12.11.2014 | Business
Dean Graziosi

Real estate practitioners love times like these for marketing, as they can show that in most markets it's cheaper to buy than to rent. With interest rates still low and owned homes having to compete with foreclosures in the market, prices of homes not in foreclosure haven't been rising much.

Aggressive High-Frequency Trading in Stocks

Irene Aldridge | Posted 12.09.2014 | Business
Irene Aldridge

Why does aggressive HFT participation matter? Multiple academic studies have confirmed that aggressive HFTs worsen market conditions for institutional investors.

How Much Money Is Enough?

David A. Dedman | Posted 12.09.2014 | Money
David A. Dedman

I've never heard of anyone at the end of their life as they take their last breath, saying they wish they had saved more money. The most important things in life don't involve money at all, like our relationships with our family and friends, or simple pleasures like taking a walk or reading a book.

The Squeeze of the Middle Class

Michael Farr | Posted 12.05.2014 | Business
Michael Farr

The median household income in 2013 was only slightly above that reported for 1995 (after adjusting for inflation), while costs for necessities like housing (rent), health care, and education are making it much more difficult for middle-class folks to get by. 

Kick the 10 Bad Habits of the Chronically Indebted

Natalie Pace | Posted 12.05.2014 | Money
Natalie Pace

Do you deny yourself even small treats to try and balance your unsustainable budget, which is often supplemented from a credit card or by siphoning off home equity? Did you know that all of these are signs of being chronically indebted?

3 Investing Mistakes Millennials Don't Know They Are Making

Shannah L. Compton | Posted 12.04.2014 | College
Shannah L. Compton

While millennials are off dreaming up the next big technology company or figuring out complex solutions to worldwide problems, they should also be thinking about investing as a great way to build towards their retirement.

How to Raise Capital But Preserve Your Equity: Royalty Based Crowdfunding (Interview With Arthur Lipper)

Victoria Silchenko | Posted 12.02.2014 | Small Business
Victoria Silchenko

With nowadays technology which keeps simplifying revenue management while making crowdfunding platforms as commodities, I believe royalty based crowdfunding is set to be one of the most popular models in the next two-three years.

Should You Use Savings to Pay Off Debt?

David A. Dedman | Posted 12.02.2014 | Money
David A. Dedman

It's not an either-or question. It's both. You really need to save and reduce debt. Easier said than done, right? It can be done, you just have to make some sacrifices today to get yourself in a better situation for a financially secure future.

Mindful Investing At Market Highs

Jonathan K. DeYoe | Posted 11.25.2014 | Money
Jonathan K. DeYoe

You may have heard that the stock market is at "all-time highs." This trend portends either unparalleled disaster or boundless opportunity for investors - depending on which media savant is reading the tea leaves.

International Operators of Equity Crowdfunding Sites Beware -- The SEC May Come After You

Gary Emmanuel | Posted 11.25.2014 | Business
Gary Emmanuel

Until the adoption of SEC rules to implement the crowdfunding exemption, operators of crowdfunding platforms should tread with extreme caution to ensure compliance with U.S. securities laws. Eureeca discovered this the hard way.

Find It Hard to Save Money? You're Not the Only One

David A. Dedman | Posted 11.26.2014 | Money
David A. Dedman

I've seen other people who are just natural savers. They aren't necessarily cheap, they just would rather make do with what they have. Often they just spend significantly less than they earn. These are usually the clients that have six and seven-figure portfolios.

What Is Causing the Drag?

Michael Farr | Posted 11.21.2014 | Business
Michael Farr

Using inflation-adjusted numbers, we indexed each component of GDP to 4Q07 levels, beginning with a value of 100 for each. We graphically display the results below, followed by some commentary.

The Parable of the Life-Risking, Faithful Servant

Stan Duncan | Posted 11.18.2014 | Religion
Stan Duncan

Today I'm more and more inclined to think that this parable actually has very little to do with "talents" as we know them and much more to do with money and banking and oppression and power, and also one poor, faithful, schlep who stood up to it all and took a hit for it.

Finding a Financial Adviser Is Risky Business

PaladinRegistry.com | Posted 11.21.2014 | Money
PaladinRegistry.com

Finding a financial adviser on your own or waiting until they find you is the question. What are the most frequently used strategies if you want to find a financial adviser on your own? How do you minimize your risk of making a major financial mistake?

How Prudent Investors Should Handle An Environment Of "Low Returns"

Jesse Felder | Posted 11.17.2014 | Business
Jesse Felder

The bottom line is a 10-year treasury note pays you little more than 2% per year and stocks are likely to earn you even less over the next decade. So what's a prudent investor to do?

No Regrets: Three Money Mistakes To Avoid

Jonathan K. DeYoe | Posted 11.17.2014 | Money
Jonathan K. DeYoe

As I see it, there are only three big mistakes (not 300 tiny ones) that will completely torpedo your financial future. These three mistakes are almost impossible to reverse -- especially once they become habits.

Why Millennials Need to Start Investing and Why They Haven't Yet

Robert Farrington | Posted 11.14.2014 | Money
Robert Farrington

Investing paired with smart personal finance skills, like budgeting and tracking expenses, is the fastest way to wealth. The earlier you get started investing the better.

4 Things Your Investment Plan and The Walking Dead Have In Common

David A. Dedman | Posted 11.16.2014 | Money
David A. Dedman

So not that Season 5 of The Walking Dead is in full swing, I thought it was time to revisit my favorite TV show and tie it to investing.

Notes From The Soccer Pitch: 'Winning' Is Reaching Your Goals

Jonathan K. DeYoe | Posted 11.12.2014 | Money
Jonathan K. DeYoe

In the end, we all win some and lose some, but you need to keep putting on your cleats if you want to come out ahead. This is how it works in personal finance, as well. So why is winning in the investment game usually defined by the financial press as outperforming the market?