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Investing Tips

10 Things I Learned in My 20s About Investing

Lee Wang | Posted 04.16.2014 | Money
Lee Wang

I didn't want to work the next five, 10, or 30 years of my life and have nothing to show for it. I started to venture outside my comfort zone and aggressively learn and invest moderately. That's not to say I have a grand portfolio, but I've definitely put myself in a position to succeed.

10 Great Financial Tips Sure To Save You Loads Of Money

Barbara Hannah Grufferman | Posted 04.02.2014 | Fifty
Barbara Hannah Grufferman

April 15 -- a day that's become a nagging reminder of the money we make and how much we spend -- is around the corner and boomers in particular might wonder how they can save more money in 2014.

It's Not What You Make, It's What You Keep That Matters

Jordan Waxman | Posted 03.19.2014 | Money
Jordan Waxman

With income and capital gains taxes on the rise, and interest rates as low as they are, it is more important than ever to achieve sufficient after-tax cash flow and keep the tax man at bay.

How to Make a Bigger Impact With Your Investments in 2014

Jorge Newbery | Posted 04.19.2014 | Money
Jorge Newbery

If you're looking to make a bigger social impact with your investments this year, you have many options. Here are five ideas to help you get started.

Investing for Beginners: Basic Investment Terminology

SaveUp | Posted 02.04.2014 | Money
SaveUp

You own part of the company (aka a share in the company). The price of that share can fluctuate given what people think the company is worth (or will be worth) and what they are willing to pay for a share.

Escape From Government Engineered Financial Repression

Brendan Ross | Posted 11.07.2013 | Business
Brendan Ross

If you're like a majority of average American investors, you earn 1 percent or less in your savings account, mutual funds or bonds, and lose 2-3 percent to inflation. Ever wonder where that 2 percent difference goes?

Two Words That Could Impact Your Returns

Dan Solin | Posted 07.02.2013 | Business
Dan Solin

Here are two words I want every investor to say to their broker or advisor: "No alpha." "Alpha" is the excess return of a fund over its benchmark index. Nothing has caused investors more harm than the often futile pursuit of alpha. Want proof?

Why You're Using the Wrong Online Broker -- And How to Stop

Tim Chen | Posted 05.04.2013 | Business
Tim Chen

Over 17 million investors are paying too much for perks and services they don't need, or they could oftentimes be receiving them more cheaply elsewhere.

A Thought on the Heinz Acquisition

Mary Buffett | Posted 04.20.2013 | Business
Mary Buffett

In the case of Heinz, like Coke and the other product investments Warren Buffet has made, it does not appear that there will be any fresh challenge to Heinz's margins in the long-term based on the brand supremacy of their flagship product.

With Investments, Diversifying Is Key

Jason Alderman | Posted 04.01.2013 | Business
Jason Alderman

Ever wonder why Mom and Pop stores sell wildly unrelated products side by side, like umbrellas and sunglasses, or Halloween candy and screwdrivers? Customers probably would never buy these items on the same shopping trip, right? That's exactly the point.

Here's What Every Business Can Learn From JPMorgan's $6.2 billion Mistake

Michael Kerman | Posted 04.01.2013 | Business
Michael Kerman

If there is a single, important lesson we can take away from the JPMorgan fiasco, it's this: Old approaches are out, and automation is in. The old approach of controlling and analyzing a business via spreadsheet-driven tools and processes is over.

A Terrible Year... Except for Investors

Dan Solin | Posted 03.31.2013 | Business
Dan Solin

The prospect of going over the fiscal cliff cast an additional pall on the markets, with many investors "fleeing to safety" until "things settle down." I am unaware of any stock market gurus who predicted all of these events, but what if they had?

The Ethical Investor: Wall Street Ripoff #11 - Cheating You on Bid/Ask Spreads

John R. Talbott | Posted 01.16.2013 | Money
John R. Talbott

People think stockbrokers are their friends or their golf buddies, but the stockbroker's job is to maximize the amount of assets under management and to always know on every order whether you are a buyer or a seller so they can pass this critical information on to their market makers.

The Ethical Investor: Wall Street Ripoff #10 - Recommending Products With Enormous Sales Commissions

John R. Talbott | Posted 01.09.2013 | Money
John R. Talbott

If a financial product is too complicated and too complex for you to understand, this is not an accident. It is intentional. And it will cost you.

The Ethical Investor: Wall Street Ripoff #9 - Convincing You That Their Bank Is Stable and Safe

John R. Talbott | Posted 12.26.2012 | Money
John R. Talbott

There is no reason to assume the big banks will be around in the long run. Therefore, do not take comfort that your money is safe with them. If you have less than $250,000 in an FDIC insured deposit account, then at least you have the US standing behind the claim. But, otherwise, beware.

The Ethical Investor: Wall Street Ripoff #8 - Lying About Their Products

John R. Talbott | Posted 12.19.2012 | Money
John R. Talbott

I believe the entire field of financial advice is badly broken and encourages lying. You would like your broker to have your best interests at heart, but in a system where they are rewarded for selling you things you may not need, lying is, if not encouraged, certainly overlooked.

The Ethical Investor: Wall Street Ripoff #7 - In the Long Run, Equities Outperform Bonds

John R. Talbott | Posted 12.12.2012 | Money
John R. Talbott

Investors have been lulled to sleep by the lullaby song of stockbrokers and bankers who croon that bonds are safe and that equities always outperform bonds in the long run. Wake up before another nightmare market crash shakes you violently from your peaceful slumber.

The Ethical Investor: Wall Street Ripoff #6 - Telling You That Bonds Are Safer Than Equities

John R. Talbott | Posted 12.05.2012 | Money
John R. Talbott

As I said in my last post, when investing clients tell their stockbrokers that they want to minimize their risk to world events, brokers typically suggest that they increase their holdings of bonds and decrease their common stock holdings. In today's world, this is terribly misguided advice.

Is There Love in the Air for Your Financial Advisor?

Ike Ikokwu | Posted 12.03.2012 | Money
Ike Ikokwu

By no means should people frivolously, haphazardly and carelessly pick a financial advisor. But there's no denying the intrigue of this potentially groundbreaking concept.

The Ethical Investor: Wall Street Ripoff #5 - Convincing You That Money Markets Are the Same As Cash

John R. Talbott | Posted 11.28.2012 | Money
John R. Talbott

If you want to hold cash, make sure it is held as cash in either currency or a very liquid guaranteed instrument like an FDIC guaranteed bank CD. Don't take your broker's word for it, make him show you the documents.

The Ethical Investor: Wall Street Ripoff #4 -- Turning You Into a Passive Investor

John R. Talbott | Posted 11.21.2012 | Money
John R. Talbott

Completely passive investing in which investors hold a very broad diversified mutual fund or index fund, and hold it forever under a buy and hold strategy creates its own unique set of problems for the individual investor and for the market in general.

Shoes, Priorities And Economics

Ike Ikokwu | Posted 11.12.2012 | Black Voices
Ike Ikokwu

While some may look at the booming sales of such an extravagant item as a sign of a recovering economy, I caution that optimism. How many customers are on food stamps, welfare, or unemployment?

The Ethical Investor: Wall Street Ripoff #2 - Encouraging Too Much Diversification

John R. Talbott | Posted 11.07.2012 | Money
John R. Talbott

Investors have been sold a very big lie over the years, that greater diversification always leads to higher risk adjusted returns.

Social Insecurity -- Your Investment Is No Retirement Plan

Ike Ikokwu | Posted 11.05.2012 | Money
Ike Ikokwu

My advice, at least for those of us still in the workforce, is this: If you're planning on Social Security to be your main retirement income, don't.

The Ethical Investor: Wall Street Ripoff #1 - Providing Nominal Returns, Not Real Returns

John R. Talbott | Posted 10.30.2012 | Money
John R. Talbott

In speaking with my financial advisory clients, I find the most misunderstood concept is the difference between nominal returns and real returns. And Wall Street brokers and bankers are very quick to take advantage of this situation.