Jill Schlesinger

Uncle Sam has to ease out of banking, autos and all the programs authorized under the Obama stimulus bill without either starving the recovery or feeding inflation.

The 401(k) is now tasked with filling the income gap between what Social Security provides and what you need for a dignified retirement.It's a job the 401(k) was never designed to do, and it has failed to do it.

If you're still hiding out in the money market funds you raised during the crash, it's less important what kinds of stocks you buy than that you return to a reasonable, post-panic strategy.

You don't quadruple loan volume during a recession by tightening lending standards. Loose lending leads to inflation or defaults or both. And if any country's banking system has too much of it, the end isn't pretty.