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Lending

New Age Lending and the Evolution of Credit

Doug Lebda | Posted 04.09.2014 | Money
Doug Lebda

We're beginning to see a shift in how money moves. Similar to the very efficient corporate markets like bond trading and commercial paper, money is beginning to move to consumers too.

Women's History Month, Luan Cox, Crowd Finance and the Future

Cliff Schecter | Posted 03.18.2014 | Business
Cliff Schecter

During a month when we celebrate the historical achievements of women, only a few days after International Women's Day, after a year in which we've wa...

INFOGRAPHIC: Common Myths About The Home Buying Process

David S. Bunton | Posted 03.12.2014 | HuffPost Home
David S. Bunton

In today's increasingly competitive real estate market, understanding the appraisal process cannot be overstated. Although appraisals are one of the most important parts of the home buying process, they are often one of the most misunderstood.

10 Tips for Fighting the Uphill Business Loan Battle

Tom Lowery | Posted 03.10.2014 | Small Business
Tom Lowery

With such a low percent of net interest margin, the best possible outcome on a loan for these money making lenders is to get paid back all of its principal and make a small spread on the interest.

What the New Mortgage Rules Mean for Borrowers

realtor.com | Posted 03.31.2014 | HuffPost Home
realtor.com

Whether you're refinancing your home loan or planning to buy a home in 2014, you'll be among the first consumers to apply for a mortgage under new rules.

FundWell - Kiva Zip's New Referral Partner

Kiva Zip | Posted 03.20.2014 | Impact
Kiva Zip

This blog post was written with the help of Chinwe Onyeagoro, Co-Founder & CEO of FundWell. Kiva Zip, a pilot program run by non-profit Kiva.org, pro...

New Rules Could Change Your Jumbo Mortgage Options

realtor.com | Posted 03.23.2014 | Money
realtor.com

Jumbo loans - high dollar loans typically starting at $417,000 in most areas or as high as $625,501 in higher-cost markets - will see a lot of changes in 2014.

Kiva Zip Gains Momentum in Los Angeles

Kiva Zip | Posted 03.12.2014 | Impact
Kiva Zip

By Matt Bastone, Kiva Fellow E. 1st St. Bridge, Los Angeles Kiva Zip is an innovative pilot program created by Kiva that uses mobile and electronic...

Join One Small School in Changing the World

Kiva Zip | Posted 03.08.2014 | Impact
Kiva Zip

By Dave Smith, 7th Grade Social Studies Teacher, Garden Spot Middle School, New Holland, PA In January of 2009 the "One Million Dollar Team" on Kiva....

Mopping Up 2013 and Looking Ahead to 2014

Ron Gitter | Posted 03.02.2014 | New York
Ron Gitter

It's unlikely that the deal volume of 2013 can be repeated in 2014. Yet, market dynamics are still strong and deal activity has stabilized since the pause in the fall. Perhaps another good year is on the way.

Green Trustees: Loans to Help the Environment

Kiva Zip | Posted 02.08.2014 | Impact
Kiva Zip

By Kristrún Gunnarsdóttir, Kiva Fellow One of the essential parts of the Kiva Zip model is the Trustee. Trustees are the organizations or individua...

A Recipe for a Healthy Small Business

Kiva Zip | Posted 02.08.2014 | Impact
Kiva Zip

By Kendra Ott, Associate Director of Business Advising at Pacific Community Ventures, a Kiva Zip Trustee Entrepreneur Corey Rennell saw that a lot of...

Social Finance vs. Traditional Finance: What's the Difference and Why it Matters

Don Shaffer | Posted 01.25.2014 | Impact
Don Shaffer

Most growth businesses face challenges raising capital at some stage in their development. But for social enterprises, which use the power of business to directly improve society and our environment, the obstacles tend to be tougher and more persistent.

Is the Housing Boom in Phoenix Creating Another Bubble?

Anita Verma-Lallian | Posted 01.25.2014 | Business
Anita Verma-Lallian

The current market portends a promising future for growth of Phoenix. We have survived one of the worst real estate recessions of all times, and now we are moving into time of expansion for housing. In a state that sees sunlight 85 percent of the year, the future of Metro Phoenix's housing market is just as bright!

Cultivating Youth Enterprises with Kiva Zip

Kiva Zip | Posted 01.23.2014 | Impact
Kiva Zip

This is a guest blog post by aManda Greene, Co-Director of Youth SEED, a Kiva Zip Trustee. The Bay Area has a rich tapestry of social innovation. The...

Kiva Zip & Small Farms Team Up to Bring You Better Food

Kiva Zip | Posted 11.12.2013 | Impact
Kiva Zip

"Kiva Zip is a new and extraordinary resource for farmers, and provides a unique opportunity for citizens around the world to support farmers working ...

Kiva Zip Kenya Reaches a New Milestone: 1,000 Life-Changing Loans

Kiva Zip | Posted 12.30.2013 | Impact
Kiva Zip

By Kristrún Gunnarsdóttir, Kiva Zip Fellow Earlier this month Kiva Zip celebrated a milestone of having disbursed its 1,000th loan to entrepreneurs...

SF Budget & Finance Committee passes Kiva Zip Resolution

Kiva Zip | Posted 12.15.2013 | Impact
Kiva Zip

This blog post is a continuation to San Francisco to vote on Resolution to become Kiva Zip Trustee from 10/07/2013. Pictured: The Kiva Zip team outs...

A Taste of Terror: Kenya's Westgate Attack

Kiva Zip | Posted 01.23.2014 | Impact
Kiva Zip

Pictured: Man performing Muslim prayers while waiting for the terrorist siege to end The media hype may be winding down but many of us here in Kenya...

The superfood you've never heard of and how it's educating orphans

Kiva Zip | Posted 11.30.2013 | Impact
Kiva Zip

As I sank into the plush seat on the overnight bus toward the Kenyan coast for the first time, I let out a sigh of relief. Nairobi, aptly dubbed "Nair...

Is the Government Shutdown Roadblocking U.S. Housing Recovery?

Doug Lebda | Posted 12.04.2013 | Business
Doug Lebda

The shutdown will likely affect some borrowers, but will have a minimal impact on housing in the short-term. The key for borrowers will be to ask your lender questions about necessary documentation and anticipated closing timeframes.

Kiva CEO to speak at Little Rock social entrepreneurship conference

Kiva Zip | Posted 11.25.2013 | Impact
Kiva Zip

On Tuesday October 8th, Kiva co-founder Matt Flannery will be in Little Rock, Arkansas, to speak at the joint Winthrop Rockefeller Institute-Clinto...

MAC and Crowdfunding Turn Vision into Reality for Local Small Businesses in Tucson, AZ

Kiva Zip | Posted 11.23.2013 | Impact
Kiva Zip

In Tucson, Arizona, the Women's Business Center (WBC) at the MicroBusiness Advancement Center (MAC) helps start-ups solidify their business plans th...

Resource-Backed Investment Finance in Least Developed Countries

Otaviano Canuto | Posted 11.23.2013 | World
Otaviano Canuto

What kind of financing opportunities could result for infrastructure from the combination of natural resource abundance, governments' lack of capital market access, and weak governance environments? As it turns out, quite a few.

There is So Much More to Lending

Kiva Zip | Posted 11.16.2013 | Impact
Kiva Zip

There is so much more to lending than just sharing our money. After years of lending on Kiva, I discovered Kiva Zip. I was excited by the possibiliti...