Medical emergencies are, quite simply, expensive. Even if you have insurance, the reality is you can very well end up with a crippling amount of medical debt. Without it? I can't even imagine a way out.
Last August I abandoned my health insurance company when they escalated my premiums from $400 a month to nearly $1,200 a month in just a few years because they could. I have rheumatoid arthritis, an allegedly incurable malady that can cause severe inflammation and pain, and possible early death.
Battling insurance corporations who do not want to pay for that $8,000 a month chemotherapy drug you need to survive while you are also battling cancer, is tremendously taxing. Here are a few very basic tips I learned through my own struggles with illness and insurance.
It's easy, when you have a degree of financial security, to have a real disconnect from the financial challenges that so many Americans face today. Yet our ER experience brought those challenges into sharp relief for me, and the impression wasn't pleasant.
Everyone, including the leaders of both Democratic and Republican parties, agrees that Medicare costs must be reined in. However, there is a core difference between the Republican and Democratic plans.
You could not have gone skiing at all. You could have been less aggressive on the slopes. You could have confined yourself to the nursery slopes. But, for your own pleasure, you came hurtling down the black diamond slopes and destroyed your ankle, and I am paying for it.
If we care about home foreclosures, bankruptcies, the national debt, unemployment and human suffering, we should care about stem cell research. All these problems are significantly worsened by chronic (incurable) disease.