At mid-life, dreams are hard to come by. We invest in the practical: a healthy 401(k), college educations for our children, a paid-off mortgage by the time we retire. We may indulge in a hobby or take up a pastime, but we tell ourselves it's too late for a life-changing dream. By the time we reached the stage of realizing it, we'd be too old to enjoy the results. Unless, of course, our dreams are already there, waiting to sprout.