Million Dollar Round Table

Getting Rich In Supposedly Illegal Businesses

Don McNay | Posted 04.22.2012

As a society, it would seem logical that we would want drug pushing, loan sharking and corporate influence peddling to stop. At the very least, we could go back to making it against the law.

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Job Hunting Skills From the School of Hard Knocks

Don McNay | Posted 04.02.2012

Read More: Don McNay, Small Business, Steve Beshear, Help Wanted, Bob Babbage, Employment, Mitt Romney, Million Dollar Round Table, Mitt Romney's Tax Return, Matraca Berg, Resumes, Harvard Business School, Business, Kentucky Horse Park, Business News

I could have skipped the 500 resumes if I had better understood the importance of networking. I get frustrated watching some people try to network. They get too aggressive, telling people they need a job rather than letting businesses know why they should be hired.

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Has Bank of America Pulled a Netflix?

Don McNay | Posted 12.05.2011

Read More: McNay Settlement Group, Structured Settlement, Bank of America, Kentucky Guardianship Administrators, A Main Street Guide to Making Money, Richmond Kentucky, Wealth Without Wall Street, Million Dollar Round Table, Lexington Kentucky, Don McNay, Move Your Money, Netflix, 468b Plans, Move Your Money Project, Netflix Stock, Business News

Three years after US taxpayers bailed Bank of America out by giving them part of the $700 billion bailout, they repaid Congress by slapping their customers in the face with a $5 a month fee for using a debit card. Bank of America may have sparked its "Netflix movement."

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Bernanke and the War on Senior Citizens

Don McNay | Posted 11.23.2011

Read More: McNay Settlement Group, Small Business, Get Rich Slowly, Kentucky Guardianship Administrators, A Main Street Guide to Making Money, Move Your Money, Common Sense Advice, Don McNay, Joe Nocera, The Fed, Main Street, Credit Cards, Senior Citizens, Wealth Without Wall Street, Vanderbilt University, New York Times, Eastern Kentucky University, Million Dollar Round Table, Arianna Huffington, Ben Bernanke, Wall Street, Small Business America, Huffington Post 50, Small Business News

If you follow what the Federal Reserve is doing, all the moves are designed to protect Wall Street at the expense of Main Street.

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My Story: Why People Need Wills

Don McNay | Posted 10.17.2011

Read More: Lawyers, Myra Saltzer, Trusts, Lexington Kentucky, Real Estate, Personal Finance, Guardian Ad Litem, Estate Planning Attorneys, Don McNay, Life Insurnace, Wills, Probate, Million Dollar Round Table, Living Richly, Financial Advisors, Findlaw, Eestate Planners, Business News

I have a will. I tell anyone who comes in my door to get one. No matter how old or young, rich or poor, I tell them they need a document that will specify what happens with their assets when they die.

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Help for Main Street, Not Wall Street

Don McNay | Posted 10.15.2011

Read More: Bank of America, Bailout, Wealth Without Wall Street, Million Dollar Round Table, Eastern Kentucky University, Main Street, Kentucky, Don McNay, Bob Dylan, American College, Wall Street, The Fed, Small Business America, Small Business News

Washington and Wall Street are tied at the hip and spend most of the time talking only to each other. They are connected socially and economically and have media outlets devoted to promoting their philosophies.

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Getting Rich Slowly

Don McNay | Posted 10.12.2011

Because the money is harder to access, people who take structured settlements are more likely to "get rich slowly" than my professional clients who can cash in a mutual fund or stock whenever they want.

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Legalized Loan Sharks

Don McNay | Posted 09.28.2011

Read More: JP Morgan Chase, McNay Settlement Group, Citigroup, Richmond Kentucky, Loan Sharks, Payday Lenders, Financial Reform, Bailouts, Kentucky, Don McNay, Vanderbilt, Citizens for Responsiblity and Ethics, Gary Rivlin, Working Poor, Structured Settlements, Screw Andrews, Bank of America, Poverty Industry, Broke USA, Wealth Without Wall Street, Ohio, Newport Kentucky, Eastern Kentucky University, Million Dollar Round Table, Banks, Legalized Loan Sharks, American College, Too Big to Fail, Personal Finance, Personal Debt, Business News

"Financial reform" is a boon for people in the payday loan business. When people fall out of the world of traditional banking, they are still going to need bank-like services. Payday lenders will be in position to fill the gap.

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LeBron and the Entourage

Don McNay | Posted 08.14.2011

Read More: Richmond Kentucky, Darren Rovell, Lotteries, Dallas Mavericks, West Virginia, Kentucky, Miami Heats, Don McNay, Basketball, Jack Whitaker, Powerball Jack, CNBC.Com, Cnbc, Sports, Cleveland, Vanderbilt University, Nba, Million Dollar Round Table, Hangers On, American College, Posse, Lottery Winners, LeBron James, Sales, Branding, Marketing, Personal Finance, Sports News

A real friend would tell a guy like LeBron James that he is really messing up his image and his brand. But his yes-men entourage never will. They don't want to get kicked off the gravy train.

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A Different Look at Life Insurance

Don McNay | Posted 07.14.2011

Read More: Msfs, Structured Settlement, Annuities, Richmond Kentucky, Trust, Chfc, Kentucky, Don McNay, Immediate Annuities, Clu, Life Insurance Trust, Insurance, Bryn Mawr Pa, Vanderbilt University, Banks, Eastern Kentucky University, Million Dollar Round Table, Cssc, Life Insurance, American College, Personal Finance, Economy, Inheritance, Aig, Self Help, Lottery Winners, The Balanced Life, Business News

Why give your family a lump sum and have them blow it? Most insurance policies have options to pay out over time, but few people use them. It limits them to the terms of the insurance company. Thus, I came up with a simple system.

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Elvis and the Definition of Happiness

Don McNay | Posted 11.17.2011

Read More: Kentucky Guardianship Administrators, Appalachian Regional Commission, Addictions, Lexington Herald Leader, Media, Kentucky Educational Television, Lottery Winners, Elvis, Russellville Kentucky, Ket, Martha Helen Smith, Al Smith, Living, American College, Comment on Kentucky, McNay Settlement Group, Structured Settlement, Institute for Rural Journalism, What to Do When You Win the Lottery, Entertainment, Richmond Kentucky, Alcholic, Aa, Hugh O?Brian Youth Leadership Organization, Don McNay, Elvis Presley, Dr. Al Smith, Memphis, Mike Behler, Vanderbilt University, College, Eastern Kentucky University, Million Dollar Round Table, Jimmy Carter, Son of a Son of a Gambler, University of Kentucky, Commencement, Commencement Central, Hoby, Healthy Living News

"I believe the key to happiness is someone to love, something to do, and something to look forward to." -Elvis Presley The King had it right. If...

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Betting on a 2011 Kentucky Derby Winner

Don McNay | Posted 07.05.2011

Read More: Kentucky Guardianship Administrators, Sunday Silence, Peter Asch, Kentucky Derby, Todd Pletcher, Horses, Racetrack Betting the Professors Guide to Strategies, Colonel Sanders, Vanderbilt, Aig, Pick 6, Arthur Hancock, Kentucky, Keeneland, Churchill Downs, Kfc, Lottery Winners, Lexington, McNay Settlement Group, Citigroup, Lottery, Richmond Kentucky, Books, Townes Van Zant, Super Saver, Richard E Quandi, Louisville, Rolling Stone, Calvin Borel, Million Dollar Round Table, Winners Losers and What to Do When You WIn the Lottery, Son of a Son of a Gambler, Eastern Kentucky University, Personal Finance, Rolling Stones, Horse Racing, Hunter S Thompson, Sports News

When making your Derby bet, forget all the high powered systems and strategies and give it your best guess.

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College Graduation: A Very Special Mother's Day Gift

Don McNay | Posted 07.04.2011

Read More: Electronic Media Broadcasting, The South, Mother's Day, Pete Rose, Robert Blythe, Cincinnati, Theresa McNay, Nick McNay, Richmond Ky, Slidepollajax, Mark Zuckerberg, Living, Grandma, Family, Impact, McNay Settlement Group, Above the Line Media, Mark Turner, Relationships, Ollie McNay, Richmond Kentucky, Graduation Day, Bill Gates, Don McNay, Parenting, Commencement Central, Structured Settlements, 4192, Cinematography, Edgewood Ky, Northern Kentucky University, College, Vanderbilt University, Proctor and Gamble, Single Mother, Eastern Kentucky University, Greatest Person of the Day, Million Dollar Round Table, Infomatics, College Life, Grandparenting, College News

Sunday, May 8 is Mother's Day this year. It is also graduation day at Northern Kentucky University. I'll be at Northern, watching my nephew, Nick McNay, go through the graduation procession.

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Ashley Judd and the Quest for Perfection

Don McNay | Posted 06.23.2011

Ashley Judd appears to have a perfect life, and being the sibling of a perfect child can be tough. Just like Wynonna, I have a problem with food.

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The Person We Should Be Moving Our Money to

Don McNay | Posted 05.28.2011

Read More: Cecilia Ky, Grayson County Ky, Hilliard Lyons, Capital One, Mayfield Ky, Kentucky Democratic Party, Main Street, Short Creek Ky, What to Do When You Win the Lottery, Alec Baldwin, Arianna Huffington, Sara Ackerman, Goldman Sachs, Jim Gray, Pete Mahurin, Lexington KY, Richmond Ky, Peter Mahurin, Gray Construction, Al Smith, Debts, Tea Party, American College, Western Kentucky University, Lexington, Dixie Mahurin, Lloyd Blankfein, Structured Settlement, Msfs, Republican National Committee, Rand Paul, Elizabethtown KY, Chfc, Physics, Ivy League, Kentucky, Don McNay, Democratic National Committee, Move Your Money, CBS Evening News, Clu, Senator Rand Paul, Credit Cards, Louisville, Wall Street Bailouts, Wall Street, Vanderbilt University, Investment, Albany Ky, Banking, Eastern Kentucky University, Million Dollar Round Table, Banks, Bowling Green Ky, Personal Finance, Cssc, Brokerage Houses, Business News

Over 4 million people moved their money from Wall Street Banks in 2010, according to Sara Ackerman, project coordinator for Move Your Money. I bought...

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The Opening Round in the Battle to Implement Health Care Reform

Don McNay | Posted 05.25.2011

Read More: Anthem, Kentucky Governor, Blue Cross, Structured Settlement Consultant, Don McNay.Com, What to Do When You Win the Lottery, Paducah, Lexington KY, Obama Health Care, Universal Health Care, Patient Protection and Affordable Care Act, Brereton Jones, American College, Health Care, Msfs, Richmond Kentucky, Chfc, Frankfort Kentucky, Kentucky Access, CBS Evening News With Katie Couric, Kentucky, Congress, Don McNay, Sharon Clark, Health Care Repeal, Insurance Agent, Clu, Louisville, Kentucky Insurance Commissioner, Vanderbilt University, Child Only Health Insurance, Health, Health Care Reform, Health Insurance, Eastern Kentucky University, Million Dollar Round Table, Son of a Son of a Gambler, Cssc, Business News

A recent battle in my home state of Kentucky gives a good preview of how the national battle to implement health care reform is going to go -- kicking and screaming.

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UPDATED: What to Do if You Win the Mega Million Jackpot & can you stay anonymous

Don McNay | Posted 05.25.2011

Read More: McNay Settlement Group, Structured Settlement, Lottery, Powerball, Kentucky, Don McNay, Mega Millions, Jack Whitaker, What to Do When You Win the Lottery, Richmond Ky, Steve Thornton, Banks, Million Dollar Round Table, Son of a Son of a Gambler, Bowling Green Ky, Personal Finance, Lottery Winners, Business News

You would think that after having overcome trillion-to-one odds, the idea of running through the money would seem silly to most lottery winners. But 90 percent of people do just that within five years of winning the jackpot.

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Bill Collectors Communicating With the Dead

Don McNay | Posted 05.25.2011

Read More: McNay Settlement Group, Msfs, Million Dollar Round Table., What to Do When You Win the Lottery, Jim Morrison, Richmond Kentucky, Chfc, Ghost, Portfolio Recovery Associates, Kurt Cobain, Kentucky, Don McNay, Mbna, Elvis Presley, Structured Settlements, Clu, True Logic, Mann Bracken, Debt Collectors, Wills, Fair Debt Collections Practices Act, Son of a Son of a Gambler, Banks, Cssc, Estate Planning, Estates, Personal Finance, Whoopi, Business News

The Wall Street Journal posted a story about Portfolio Recovery Associates, one of the nation's largest debt collectors, using the signature of a woman named Martha Kunkle, who died in 1995.

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A 60 Second Explaination of Immediate Annuities

Don McNay | Posted 05.25.2011

Read More: Structured Settlements, Clu, Msfs, Annuities, Chfc, Richmond Kentucky, Lexington KY, Million Dollar Round Table, Kentucky, Don McNay, Cssc, Personal Finance, Immediate Annuities, Business News

Your relationship with your money compares to a dieters relationship to food.

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Jimmy V, Elizabeth, Aretha & The Economics of Cancer

Don McNay | Posted 11.17.2011

Read More: President Obama, Switzerland, Obama, The Fed, Goldman Sachs, John Paul Jones, Lexington Kentucky, V Foundation, War on Cancer, Cancer, National Cancer Institute, Jimmy V, Joe McNay, Caringbridge.org, Deutsche Bank, Wall Street Banks, Credit Suisse, Jim Valvano, Million Dollar Round Table, Personal Finance, Ben Bernanke, Too Big to Fail, Son of a Gambler, Aretha Franklin Cancer, Federal Reserve, Bailout, Elizabeth Edwards Dead, Federal Reserve Board, Business, Keen Babbage, Living, Bernanke, Don McNay, Henry Clay High School, Eastern Kentucky University, North Carolina State Basketball, Jimmy v Week, Espn, ESPY Awards, Healthy Living News

We have become a nation where our leaders can throw billions at places like Goldman Sachs, which does nothing to touch the lives of average Americans, but underfund the war against cancer, which touches almost every family.

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Have We Lost Our Common Sense?

Don McNay | Posted 05.25.2011

Read More: McNay Settlement Group, Pittsburgh Pirates, Structured Settlement, Bob Terrell, Back Roads, Small Town, Richmond Kentucky, Have We Lost Our Common Sense, Andy Griffith, Washington, Winners Losers and What to Do When You WIn the Lottery, Kentucky, Main Street, Don McNay, Los Angeles Lakers, Vanderbilt, Frank Selvy, Wall Street, US Marines, Kenny Chesney, Million Dollar Round Table, Son of a Son of a Gambler, Eastern Kentucky University, Roy Kidd, American College, Corbin Kentucky, Books News

Corbin, Kentucky's Bob Terrell is a man rooted in small-town wisdom.

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Byron Crawford, Bard of the Backroads

Don McNay | Posted 05.25.2011

Read More: McNay Settlement Group, Structured Settlement, Msfs, Kentucky Journalism Hall of Fame, Million Dollar Round Table., Lotteries, Chfc, Richmond Kentucky, Andy Griffith, John Mellencamp, Patrick Henry Hughes, Books, Kentucky, Don McNay, Elvis Presley, What to Do When You Win the Lottery, Clu, Oprah Winfrey, Louisville, Elvis, Extreme Home Makeover, Eric Crawford, Kentucky Footnotes, Courier Journal, Louisville Courier Journal, Rural Journalism, Son of a Son of a Gambler, Byron Crawford, Cssc, Lexington, Waky, Books News

Crawford's new book, Kentucky Footnotes, appears to be anthology of some his most interesting columns from his 29 years as an award-winning columnist. It's more than that.

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All the Devils Are Here: Best Business Book of the Year

Don McNay | Posted 05.25.2011

Read More: Bethany McLean, Gary Rivlin, Broke USA, Andrew Ross Sorkin, Financial Crisis, Joe Nocera, Wall Street, Nocera Mclean, All the Devils Are Here, Joe Nocera All the Devils Are Here, Henry Paulson, Hank Paulson, Vanderbilt, The Fed, Aig, Goldman Sachs, Cnbc, Gregory Zuckerman, American College, McNay Settlement Group, Lotteries, Books, Too Big to Fail, Vanity Fair, Kentucky, Fannie Mae, Don McNay, Michael Lewis, Fortune Magazine, Jim Cramer, Structured Settlements, Million Dollar Round Table, Eastern Kentucky University, Personal Finance, Roger Lowenstein, Business News

McLean and Nocera don't give us an idea as to where to look for angels. But the book is comprehensive, and I feel certain that all the devils are here.

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Financial Fitness and Physical Fitness

Don McNay | Posted 05.25.2011

Read More: Social Security, National Basketball Association, Global Economy, Defined Benefit Plans, Main Street, Retirement Account, donmcnay.com, China, Mutual Fund, Nba, Subprime, Immediate Annuity, American College, Entourage, Personal Finance, Tipping, Lottery Winners, Ira, McNay Settlement Group, Financial Security, Structured Settlement, Msfs, Bankruptcy, Chfc, Pensions, Risk Management, Move Your Money, Kentucky, Don McNay, Medicaid, Structured Settlement Annuity, Physical Fitness, Bill Gates, Antoine Walker, Obesity, Clu, Financial Habits, Savings Rate, Credit Cards, Wall Street, Vanderbilt University, Abraham Shakespeare, Million Dollar Round Table, Winners Losers and What to Do When You WIn the Lottery, Son of a Son of a Gambler, Eastern Kentucky University, Weight Watchers, Warren Buffett, Banks, Medicare, Cssc, Gdp, Annuity, Billionaire, Credit Unions, Business News

Most of us want to be physically fit, but very few of us are. The same holds true with financial security. As my father (and many others) used to say, "A lot of people want to go to heaven but no one wants to die to get there."

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Josh Hamilton, Pete Rose and the Power of Redemption

Don McNay | Posted 05.25.2011

Read More: Kentucky Guardianship Administrators, My Prison Without Bars, Born Again Christian, Pete Rose, Mlb, Barking Fish Entertainment, donmcnay.com, What to Do When You Win the Lottery, Nick McNay, Rehab, Northern Kentucky, Mickey Mantle, John Newton, Josh Hamilton, Bud Selig, Johnny Narron, Ohio, George Vecsey, Adult Baby Sitter, Cincinnati, Lottery Winners, Lexington, Philadelphia, Drug Addiction, Gambling Addiction, Lottery, Mark Turner, Baseball, American League Championship Series, 12 Steps, Terry Lukemire, Jesus, Major League Baseball, McNay Settlment Group, Kentucky, Aa, Don McNay, Texas Rangers, Bottom Out, Ty Cobb, Recovering Addict, Structured Settlements, Clu, 4192, Sports, Sports Illustrated, Louisville, One Day at a Time, Northern Kentucky University, Amazing Grace, Vanderbilt University, World Series, The American College, Son of a Son of a Gambler, Million Dollar Round Table, Eastern Kentucky University, Certified Structured Settlement Consultant, 4192 Crowning of the Hit King, mcnay.com, Peter Rose, Slidepollajax, Sports News

Amazing Grace, how sweet the sound, That saved a wretch like me. John Newton Before he played in his first major league baseball game in 2007, I ...

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