One of the reform law's most important provisions -- the one that that insurance firms and Wall Street despise most -- is the one that sets the minimum allowable medical loss ratio, effective last year, at 80 percent for policies sold to individuals and small businesses.

Nearly 16 million health insurance consumers will get rebates totaling an estimated $1.3 billion beginning Aug. 1 because Obamacare limits the profits that insurance companies can make off of illness, injury and pain. This is what Republicans are trying to take away from health insurance consumers.

Chances are that many of the people eligible for an insurance rebate are among those demanding that ObamaCare be repealed or struck down by the Supreme Court. Getting a check in the mail because of ObamaCare might make some of them reconsider.

There are two clear sides in the health care wars, and when the Republicans like Rick Scott and the insurance companies win, America's seniors and families lose.

The administration should pay far more attention to what they have to say than to executives and lobbyists for Aetna and the rest of the industry who, take it from me, are more interested in their own best interests than in their customers.

The reaction of health insurers to the Obama administration's requirement that they start justifying rate increases of 10 percent or more was quick and predictable: "Not fair!"

The heated rhetoric we've been exposed to since the health care reform debate began has obscured the harsh realities of a system that failed to meet the needs of millions of Americans. Last year's reform law is a start to fixing that.

The lobbying to change the medical-loss ratio provision in the new health care law is just one example of how special interests are working to gut the reform law while preserving the portions they like.

State insurance commissioners did the right thing for consumers when they refused to cave in to intense pressure from the profit-obsessed insurance industry to gut an important provision of the health-care-reform law.

Earlier this week I asked you to send thank-you notes to one of America's biggest health insurers for helping to shed light on an important policy mat...

It could turn out that UnitedHealth will help consumers the same way the nation's second largest insurer, WellPoint, did several months ago when it announced that it was hiking Californians' premiums as much as 37%.