Unfortunately, personal finance courses are not taught in schools, so it's completely up to you -- and the earlier you begin the process, the better chance your children will have to grow up into responsible, thrifty young adults.
Television. School. Osmosis. These are just a few of the ways that many parents would prefer that their children learn about finances -- as long as they don't have to bring up the sticky subject themselves.
With laptops, we can file sales reports from home, conference from a hotel room, and (regrettably) update spreadsheets on vacation. What's becoming increasingly common, however, is that many of these tasks can be accomplished from your smart phone.
Only about one in seven Americans were willing to give up Internet access. We are more willing to give up sex for six months than cut off access to email -- is this really what money stress has come to?
Keeping our long-term goals on our radar, and knowing the exact steps we can take to get there via a financial plan, is just the motivation we need to stick to our budgets, save for retirement and plan ahead.
After four years of coping with a stagnant economy, probably the last thing you want to hear is how important it is to sock away money for a rainy day -- you already know that. But hear me out, just in case.