For 50 million investors and the multitude of municipalities, corporations and other entities which depend on money market funds for efficient funding, it is crucial to set the record straight.

With bank rates falling, where should you look to find the most competitive rates? The banks on the above top 10 lists are great places to start, but you should always do some comparison shopping before you make a final decision.

Is your money market account stuck in a rut? If so, you're not alone. Money market rates have been locked into a long and steady descent for a few years now. Finally, though, there are signs that this could change in the months ahead.

In the second week of February, money market rates slipped yet again, falling by one basis point to 0.14 percent. This happened despite at least four economic trends that suggest that interest rates should be rising rather than falling.

A series of inaccurate forecasts could make people doubt the ability of the FOMC. Opinions on the new reporting detail will vary, but ultimately the verdict may lay in the hands of whoever eventually succeeds Ben Bernanke as Fed chairman.

Looking back, 2011 may be remembered as the year that world leaders passed the buck. And much to the chagrin of people with savings accounts< and other interest-bearing deposits, this flurry of buck-passing may have doomed them to another year of low interest rates.

Will customers be treated to higher deposit or higher fees? Or will a wild card such as technology dominate banking news in 2012?

At this point, Ben Bernanke is like a poker player who has already drawn his last card and pushed his remaining chips into the center of the table: all he can do now is watch how the game plays out.

According to SNL Financial, JP Morgan has just beaten out Bank of America as the largest U.S. bank in terms of assets. That means Bank of America's strategy is working out just as they planned.

Which banks offered America's best rates in the second quarter of 2011? These are banks that offer high savings and money market rates day in and day out, rather than those that offer high rates as a short-lived marketing promotion.

It may be heating up outside, but a cool breeze of relief has come from an unexpected source. The latest Consumer Price Index (CPI) report shows inflation easing back a little bit.

"Net interest margin" is a phrase that probably doesn't mean much to you, but right now it is costing you dearly if you have a money market account.

From a money rates perspective, the immediate concern about the quantitative easing program announced by the Federal Reserve is that it is yet another blow to interest rates on savings accounts, money market accounts, and CDs.

It seems the Fed got it half right. Corporations are taking advantage of super-low interest rates to issue bonds at little cost to themselves. Unfort...

For investors who have already decided to seek safe harbor from the stock market's wild ride, here are four popular alternatives -- and what you should know about their risk and returns.

Now that the economic recovery has lost momentum, talk in the financial press has returned to the possibility of deflation. To generations raised to f...

It's OK to buy gold, as long as you're sure you aren't buying hype.As with any investment, you need to consider the price you pay and keep the size of your position in proportion with your other investments.