As a future retiree I start from where my financial situation is today, not as I would like it to be. That I accept that fact does not in any sense undermine my future goals -- but it is necessary to begin where I am today, if I am to change it to where I want to be.
Exchanging money before a trip abroad can be a little confusing -- we get questions all the time about how to avoid certain fees and get the best rate. Here are our tried-and-true currency tips to keep in mind, no matter where you're going.
A new year feels like a new beginning, and the tradition of making resolutions solidifies that notion. Adopt these three resolutions to control your financial stress, and make 2014 the year of swollen saving accounts!
You may find it easier to control your budget with cash or a debit card than with a credit card. Credit card interest rates are NOT your friend. Carrying only small amounts of cash will help keep you from making unnecessary impulse purchases.
Paying additional fees for a credit card or bank account might not sound smart, but it can sometimes prove rewarding. Forking out money for fees is something to consider before you overlook places you could be saving.