There is no point bemoaning the fact that TV exists or that your kids are subject to an inescapable bombardment of commercials on it. We know it does. We know they are. So make use of it. Talk to your kids about what they see on TV.
Regardless of where you live, if you're not willing to give up an occasional meal out just because you're bringing along the little ones, try these tried-and-true secrets from our Moms Talking Money bloggers.
Supporting fundraisers is a great way teach your children the concepts of charity and volunteerism. It is also an important way of reinforcing money lessons in the real world that will last a lifetime.
The best advice I can share with other moms is this: Don't give in to guilt. Your kids won't love you less because you refused to buy them the latest video game. If anything, they'll love you more when they see you as the strong and financially capable woman who keeps a roof over their heads.
I've always loved a good girls' night out, but lately, I've grown tired of the "out" part. That's why, instead of waiting forever to get into clubs or struggling to hear each other over loud music, my friends and I prefer women's nights in.
Have you ever set a financial goal only to find that your actual spending significantly surpassed your budget? When you have the best of intentions to create financial health, why is it so darn easy to sabotage your progress?
Two cars are driving down a highway. A red sports car is darting between all three lanes, trying to find the fastest possible way to get ahead. A gray sedan is in the right lane, going the speed limit. Suddenly, a train horn sounds. The red car comes to a screeching halt next to the gray sedan.
Physical attraction, intelligence and a good sense of humor are all still high on the list in dating. But more people are actively looking for signs of financial responsibility and compatibility before deciding to pursue relationships.
When your kids aren't even walking or talking, are you worrying about getting them into the best preschool and how you're going to pay for it? Are you thinking about moving so you will be in the best possible school district for public schooling?
Think about all the time and energy you put into your first career, or planning your wedding or even researching your kid's college choices. You need to put in at least that amount of time or more when planning the next 20-40 years.
More than half of Americans have more savings than credit debt, a trend that's been rising since 2011. However, having more savings and being comfortable with the amount of savings and debt you have are two very different things.