Mortgage

Now Is Not the Time To Stop Using Your Credit

Jeanne Kelly | Posted 11.18.2009 | Business

Read More: FICO Score, Credit Cards, Mortgage, Credit, Credit Rating, Car Loan, Home Loan, Credit Tips, Finance Advice, Personal Finance, Bill Paying, Business News

Credit is sort of like a healthy body. You've got to use it to have it and you've got to use it well and on an on-going basis to have it be stellar.

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Survey Shows Rise In First-Time Homebuyers

AP | ALEX VEIGA | Posted 11.14.2009 | Business

Read More: Mortgage, Housing, Homebuyers, Realtors, Socioeconomics, Mortgage Rates, Home Prices, Race, Class, Real Estate, Housing Crisis, Business News

SAN DIEGO — The housing market welcomed a bigger share of first-time buyers and single women this past year, while a majority of sellers resorte...

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The Dilemma's Innovator

Harry Moroz | Posted 11.13.2009 | Politics

Read More: Clusterstock, Mortgage, Business Insider, John Carney, Consumer Financial Protection Agency, New York Times, Fail, Homebuyers Tax Credit, Politics News

Instead of perpetuating the federal government's over-subsidization of homeowners and under-subsidization of renters, Congress should work to develop a housing policy that helps, not hurts, low-income households.

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Housing Market Buoyed By $300 BILLION In Government Aid: CBO

Posted 11.04.2009 | Business

Read More: Housing Aid, Cbo, Mortgage, Time, Congressional Budget Office, Housing Crisis, Affordable Housing, Business News

A new report from the Congressional Budget Office attempts to put a number on the amount of money the government has poured into the housing market. C...

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Economic Crisis Compels Economists To Reach For New Paradigm

Wall Street Journal | MARK WHITEHOUSE | Posted 11.02.2009 | Business

Read More: Economy, Policy, The Fed, Recession, Ben Bernanke, Collateral, University, Mortgage, Credit, Economic Policy, Lenders, Finance, College, Rational Expectations, Bernanke, Crisis, Economists, Banks, Academics, Theory, Colleges, Economic Theory, Universities, Business News

The pain of the financial crisis has economists striving to understand precisely why it happened and how to prevent a repeat. For that task, John Gean...

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Homeowners: "Hey Congress, Get Off Your A**"

Richard Zombeck | Posted 11.03.2009 | Business

Read More: Mortgages, John Tierney, Congress, Making Home Affordable, Barney Frank, Martha Coakley, Foreclosure, Loan Modifications, Mortgage, Banks, Business News

Our fearless leaders and elected officials don't really seem to have much to say when it comes to hundreds of foreclosures a week - and that's just in their own districts.

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Robert Shiller: Address Income Gap, Tie It To Tax Rate (Video)

The Huffington Post | Posted 11.02.2009 | Business

Read More: Taxes, Income Gap, Recovery, CEO Pay, Executive Pay, Shiller, Housing, Economy, Martin Wolf, Fareed Zakaria, Housing Crisis, Recession, Consumer Confidence, Mortgage, Zakaria, Bailout, Finance, Bernanke, Banks, Bubble, Robert Shiller, Housing Bubble, Business News

The US might be in the midst of a second housing and financial bubble, according to economist and Yale Professor Robert Shiller. Shiller and Financial...

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Judges Siding With Some Homeowners In Mortgage Court Fights

New York Times | GRETCHEN MORGENSON | Posted 10.24.2009 | Business

Read More: Court, Debt, Judges, Economy, Real Estate, Mortgage Note, Mortgage, Lender, Homelessness, Note, Homeless, Banks, Foreclosure, Housing Crisis, Bankruptcy Court, Business News

FOR decades, when troubled homeowners and banks battled over delinquent mortgages, it wasn't a contest. Homes went into foreclosure, and lenders took ...

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Just Say "No" to Adult Children Wanting Money

Don McNay | Posted 10.20.2009 | Business

Read More: Iphone, Kentucky Guardianship Administrators, Children, Cspan, Addictions, Big Money, Roger Ailes, Bad Luck, Parenthood, Reagan, Cnbc, Injury Settlements, Lexington KY, 401k, Richmond Ky, Morning in America, Ncaa Basketball, Strippers, McNay Settlement Group, Inheritances, Rumeal Robinson, Tough Love, Bankruptcy, Retirement, Retired and Broke, Medical Expenses, Fox Business News, Clu, Just Say No, Soldiers, Enabling, The American College, Million Dollar Round Table, College Tuition, Foreclosures, Ambition, Helen Ford, Frontline, Special Needs Children, John Prine, Miami News Times, Ohio University, Budgeting, Msnbc, Failure to Launch, Financial Crisis, Aarp, Senior Citizen Bankruptcy, Personal Finance, Newsweek, Balanced Life, Msfs, Borrowing Money, Lotteries, Chfc, Foster Children, Kentucky, Don McNay, NBA Basketball, www.mcnay.com, Structured Settlements, www.donmcnay.com, Mortgage, Vanderbilt University, Eastern Kentucky University, Fox News, University of Michigan, Afghanistan, Mooching, Cssc, Caddilac, Business News

You are not doing your children any favors by not allowing them to grow up. I'm OK with parents helping children through college (in four years, not forty), but after that they are on their own.

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Bankrupt Retirees: Older Americans Are Most Likely To Declare Bankruptcy

Newsweek | Linda Stern | Posted 10.14.2009 | Business

Read More: Age Group, Debt, Age Groups, Bankruptcy, Age, Retirement, Older, Bankruptcy Rates, Recession, Rates, Senior Citizens, Mortgage, Aarp, Personal Finance, Demographics, Business News

Older Americans are heading into and through retirement with a boatload of debt. They're carrying everything from mortgages and home-equity loans to b...

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Last Words From the Vanishing Middle Class

Francine Hardaway | Posted 10.13.2009 | Politics

Read More: Capitalism: A Love Story, Michael Moore, Mortgage Relief, Phoenix, Aurora Loan Services, Loan, Small Business, Mortgage, Economic Crisis, Economic Hardship, Middle Class, Financial Crisis, Declining Middle Class, Mortgage Crisis, Politics News

I personify the vanishing middle class. When I started my business in 1980, I had a pretty good life. Twenty-five years later, my standard of living has totally deteriorated.

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Bank of America Trailing Behind Other Banks In Mortgage Relief

Washington Post | Renae Merle | Posted 10.12.2009 | Business

Bank of America employees are reminded every day of how far they still have to go. Just outside the elevators of their vast third-floor command center...

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Foreclosures Rising In Housing Market's Top Tiers

Wall Street Journal | NICK TIMIRAOS | Posted 10.11.2009 | Business

Read More: Mortgage, Foreclosure Rates, Defaults, Recession, Real Estate, Housing Crisis, Housing Data, Foreclosure, Housing Statistics, Home Values, Mortgate Defaults, Housing Report, Subprime Mortgages, Zillow, Economy, Prime, Business News

About 30% of foreclosures in June involved homes in the top third of local housing values, up from 16% when the foreclosure crisis began three years a...

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Five Ways President Obama Changed My Life - An Inspirational Video

Baratunde Thurston | Posted 11.18.2009 | Politics

Read More: HIV/AIDS, West Philadelphia, Politics, Video, American Recovery and Reinvestment Act, Mortgage, White House, President Barack Obama, African America, Environment, Cash for Clunkers, Philly, Robin Stanback Stevens, Black, Health Care, Stimulus, Healthcare, Politics News

I asked Robin, a college classmate of mine, if I could video tape her story, and she proceeded to rattle off five tangible ways her life has been improved by the efforts of our president.

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Murder by Mortgage

Sherman Yellen | Posted 11.09.2009 | Living

Read More: Financial Crisis, Foreclosure, Mortgage, Banks Foreclosure, Living News

Molly was a victim of blind trust that others would take care of her. She believed a man would be there to help her get through it all. Men helped her to get through it all -- that is, all her money.

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So-Called 'Conservatives' Should Find Something Else to Bellyache About

Christopher Ingram | Posted 10.20.2009 | Politics

Read More: Debt, Education, Mortgage, Rush Limbaugh, School House Speech to Kids, Outrage, Chris Ingram, Republican Party of Florida, Barack Obama, Jim Greer, Politics News

Getting all worked up over Obama's school house speech is a distraction and a diversion from the real problems facing our country.

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Weekly Audit: EFCA, Tax Cheats and the Racial Wealth Gap

The Media Consortium | Posted 09.25.2009 | Politics

Read More: The Nation, Grittv, The American Prospect, Employee Free Choice Act, Housing, Truthdig, Racial Equality, Economy, Scandal, Salon, Ubs, Weekly Audit, Net Work, Mortgage, Unemployment, The Media Consortium, Labor Laws, Bank, Zach Carter, Tmc, Politics News

The U.S. economy may finally be bottoming out. But while conditions may improve in a dry, statistical sense, the foundation for a productive economy has been decimated over the past three decades.

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Investors Buy Property Tax Liens - And Charge High Interest Rates

nytimes.com | JACK HEALY | Posted 09.18.2009 | Business

Read More: Local Taxes, Foreclosure Crisis, National Tax Lien Association, Mortgage, Tax Liens, Recession, Business News

Hard times are causing more homeowners to fall behind on their property taxes. But in thousands of cases, they are not responsible to their local gove...

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Mortgage Deliquency Rate Hits All-Time High In 2Q

AP | EILEEN AJ CONNELLY | Posted 09.17.2009 | Business

Read More: Mortgage Crisis, Transunion, Mortgage, Deliquency, Business News

NEW YORK — The delinquency rate on U.S. mortgage loans hit an all-time high in the second quarter, but the pace of growth for the rate slowed, a...

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'Right To Rent' - To Avoid Foreclosure Borrowers Should Be Allowed To Rent Their Own Homes: Dean Baker

Los Angeles Times | Jon Healey | Posted 09.12.2009 | Business

Read More: Mortgage Crisis, Foreclosure, Right to Rent, Mortgage, Rent, Dean Baker, Business News

Less than 10% of homeowners facing foreclosure have benefited from the Obama administration's mortgage modification program, according to a Treasury D...

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In This Crisis, Government Spending Isn't Likely to Do Us in -- But Private Savings Might.

Marshall Auerback | Posted 08.02.2009 | Business

Read More: Debt, Household Savings, Mortgage, Gdp, Debt Ratio, Mortgage Crisis, Business News

In a crisis, the ratio of public debt to GDP must rise.

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A Church In Need

Keith Leon and Maura Leon | Posted 07.25.2009 | Living

Read More: Mortgage, Church, Unemployment, Foreclosure, Debt, Financial, Recession, Churches, California, Economy, Living News

Our large economic challenges have impacted the religious community in distressing ways.

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The Good, the Bad, the Ugly: Financial Sector Regulation

Robert Weissman | Posted 07.18.2009 | Business

Read More: Derivative, Executive Compensation, Mortgage, Wall Street, Predatory Lending, Financial Crisis, Leverage, Consumer Protection, Executive Pay, Cramdown, Financial Regulation, Campaign Finance, Glass-Steagall, Foreclosure News, Business News

There's no question that Wall Street is going to mobilize -- is already mobilized -- to defeat the administration's positive proposals.

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Have the Last Laugh as You're Kicked to the Curb, America

Mike Sheehan | Posted 07.04.2009 | Comedy

Read More: Foreclosures, Greed, Sarcasm, Mortgage, Top Ten, Woes, Humor, Economy, Comic Relief, Misery, List, Comedy News

7. "In the spirit of Huffington Post's trendsetting something-for-nothing business plan, I'm willing to live in the house... for free!"

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Budget Cuts Trim Mortgage Complaint Resources

ProPublica | Posted 07.04.2009 | Business

Read More: Consumer Fraud, Mortgage, Budget, Georgia, Subprime Mortgages, Forclosure Crisis, Foreclosure News, Business News

In Georgia, most of the state workers handling mortgage-related complaints have been laid off. Now, just one staffer -- working "more than full time" -- handles all of the complaints.

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