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Mortgage Rates

Cheer Up America, Global Unrest Can Lower the Cost of Your Next Mortgage

MyBankTracker | Posted 08.19.2014 | Money
MyBankTracker

If you're at all a follower or observer of international headlines, you'll agree that that global unrest is increasing: -- The pall of a Russian inva...

The Downside of Up: How Rising Mortgage Rates Will Lead to Lower Sales

Dr. Stan Humphries | Posted 08.08.2014 | HuffPost Home
Dr. Stan Humphries

For 30 years, falling mortgage interest rates have enabled homeowners to move into ever-larger homes on the promise of ever-cheaper financing. But that party is over, and the impact on existing home sales could be significant.

ARM vs Fixed-Rate Mortgages: What's Right For You?

Credit.com | Posted 05.13.2014 | Money
Credit.com

When it comes to buying a house, you have to make lots of decisions. You have to figure out which neighborhood you want, which school district, how much of a down payment to make, etc. One of these decisions is whether you will take out a fixed-rate or adjustable-rate mortgage.

Call It a Comeback: Rising Rates Spurs New Look at Adjustable-Rate Mortgages

Chris Birk | Posted 05.03.2014 | Business
Chris Birk

As long as you are dedicated to planning and sticking with a strategy, an adjustable-rate mortgage can be a huge benefit for veterans and military families seeking homeownership.

How Rising Mortgage Rates May Impact You

realtor.com | Posted 04.08.2014 | Money
realtor.com

While mortgage rates fluctuate daily and the interest rate you'll pay on a home loan depends on multiple factors, most mortgage experts anticipate an increase in average mortgage rates by the end of 2014.

Ways to Impress a Mortgage Lender

MyBankTracker | Posted 04.07.2014 | Money
MyBankTracker

With the CFPB's new Ability-to-Repay rule and lenders still leery after the real estate crash, how can you best show a mortgage lender that you can handle a home loan?

The Mortgage Market Just Cratered

The Huffington Post | Mark Gongloff | Posted 01.23.2014 | Business

A jump in interest rates has had a big impact on the housing market. That's a warning sign for a Federal Reserve seemingly bound and determined to wit...

Experts Predict 2014 Housing Market

realtor.com | Posted 03.09.2014 | HuffPost Home
realtor.com

While no one can predict with certainty what the housing market holds in store for 2014, a constant in real estate is always that local markets vary widely in their performance.

Is the Housing Boom in Phoenix Creating Another Bubble?

Anita Verma-Lallian | Posted 01.25.2014 | Business
Anita Verma-Lallian

The current market portends a promising future for growth of Phoenix. We have survived one of the worst real estate recessions of all times, and now we are moving into time of expansion for housing. In a state that sees sunlight 85 percent of the year, the future of Metro Phoenix's housing market is just as bright!

Shutdown Hasn't Hurt October Asking Home Prices So Far

Jed Kolko | Posted 12.16.2013 | Business
Jed Kolko

How has the two-week shutdown of the federal government affected home prices? The main sales-price indexes won't tell us until 2014: homes going under...

Financial Tricks and Treats of 2013

Richard Barrington | Posted 12.11.2013 | Business
Richard Barrington

Halloween is coming up, and the world of finance and economics is ready with a range of rich treats and sinister tricks.

Will the Latest Fed Meeting Be a Turning Point for Mortgage Rates?

Richard Barrington | Posted 11.25.2013 | Business
Richard Barrington

For the fourth week in a row, 30-year fixed mortgage rates stayed in a tight range between 4.50 percent and 4.58 percent. However, the outcome of the Fed meeting concluded on September 18 raises the possibility that those rates might just fall below that range next week.

Mortgage Rates Are Rising. But When Will It Actually Hurt Real Estate?

Jed Kolko | Posted 11.11.2013 | Business
Jed Kolko

Ever since mortgage rates started their steep climb in early May, we've all been on high alert, watching how higher rates will affect the housing mark...

Why the Fed Fears Higher Mortgage Rates

Peter G. Miller | Posted 10.21.2013 | Business
Peter G. Miller

Just the thought of reduced Fed purchases has caused investors to shiver, interest rates to rise and bond prices to fall. So, to an extent, the marketplace has already anticipated some reduction in Fed purchases.

Quiet on the Mortgage Front Could Be Calm Before the Storm

Richard Barrington | Posted 07.31.2013 | Business
Richard Barrington

The last full week of July has been a quiet one for mortgage-related news, but next week could be a very different story. Given the way both growth and inflation have been gaining momentum, mortgage rates may just be pausing temporarily before resuming their march higher.

CAUTION: Even as Home Affordability Remains High, Housing Bubble Concerns Emerge

Dr. Stan Humphries | Posted 09.22.2013 | Business
Dr. Stan Humphries

We're entering year two of the housing recovery, and things so far have gone very well. But the next few years will not look like the last one.

Inflation: The Latest Threat to Mortgage Rates

Richard Barrington | Posted 07.17.2013 | Business
Richard Barrington

Since mortgage lenders are very sensitive to the threat of inflation, this rise in the CPI could lead to another wave of mortgage rate increases.

Kicking the Tires on Housing Data

Richard Barrington | Posted 08.27.2013 | Business
Richard Barrington

A report on home prices released in the last week of June suggests that the real estate recovery is still humming along. A closer look reveals potential signs of trouble -- and higher mortgage rates are the culprit.

An Eventful Week for Mortgage Rates

Richard Barrington | Posted 08.21.2013 | Business
Richard Barrington

There were three especially noteworthy events concerning mortgages during the week of June 17. All of them point to a mortgage environment very much in a state of change.

Mortgage Rates Extend Rising Streak to 6 Weeks

Richard Barrington | Posted 08.14.2013 | Business
Richard Barrington

It's starting to look like more than just a temporary blip. On June 13, mortgage finance company Freddie Mac announced that mortgage rates rose for the sixth consecutive week -- and the impact on mortgage activity is already starting to be felt.

Unless Mortgage Rates Hit 10.5 Percent, Buying Still Cheaper Than Renting

Jed Kolko | Posted 08.14.2013 | Business
Jed Kolko

Because mortgage rates are still near long-term lows, and because prices fell so much after the housing bubble burst and remain low relative to rents even after recent price increases, buying is still much cheaper than renting. That means that the recent jump in rates doesn't change the rent-versus-buy math much.

Don't Forget the Fed!

Jared Bernstein | Posted 07.29.2013 | Business
Jared Bernstein

Many people's view of economic policy is that "nothing works" be it monetary or fiscal policy. Sometimes it doesn't and sometimes its consequences are unintended. But broadly speaking, such cynicism is dangerously wrong.

A Tale of Two Cities

Rob Taub | Posted 12.23.2012 | Business
Rob Taub

In Manhattan, the real estate ship has definitely turned and is leaving a wake behind. For the rest of the country, there doesn't seem to be more than a ripple.

The Most Costly Mortgage Mistake

Doug Lebda | Posted 11.12.2012 | Money
Doug Lebda

Deciding on a mortgage is likely the most important financial decision consumers will ever make, yet borrowers are more often than not taking the first loan offer that comes their way, failing to fully capitalize on low rates by comparison shopping.

What You Need to Know About Mortgage Rates

Jed Kolko | Posted 11.06.2012 | Money
Jed Kolko

In honor of our newest offering, I wanted to answer the three questions about mortgage rates that I get asked most often.