National Association of Insurance Commissioners

Life Insurance 101

Jason Alderman | Posted 02.06.2012

Read More: Universal Life Insurance, Term Life Insurance, National Association of Insurance Commissioners, Life Insurance, Variable Universal Life Insurance, Whole Life Insurance, Permanent Life Insurance, Business News

Life insurance has no one-size-fits-all option, but it can be an important purchase for people whose families depend on their income to cover daily living costs, mortgage repayment, college, retirement or other major expenses.

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Health Care Reform: The U.S. Supreme Court vs. the Court of Public Opinion

Rosemary Gibson | Posted 01.15.2012

Read More: Maine, Overtreatment, Individual Mandate, National Association of Insurance Commissioners, Obama, Treatment Trap, Anthem Plans of Maine, U.S. Supreme Court, Politics News

Those who have to pay huge chunk of their income for health insurance won't care about the Supreme Court's interpretation of the U.S. Constitution; they will care about the constitution of their own wallets and checking accounts.

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Insurers' Cynical Calculations on the Cost of Doing Business

Wendell Potter | Posted 05.31.2011

Read More: State-Insurance-Regulators, Health Net, Unitedhealth, Anthem Blue Cross, National Association of Insurance Commissioners, Cigna, Health Insurance, Aetna, Blue Cross Blue Shield, Business News

The next time you hear a politician say that reducing regulations and allowing the sale of health insurance across state lines would go a long way toward controlling health care costs, think of the real, much higher cost of such a solution.

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Consumers Win an Important Battle Against Insurers, Thanks to State Insurance Commissioners

Wendell Potter | Posted 05.25.2011

Read More: Health Care Reform, State Insurance Commissioners, National Association of Insurance Commissioners, UnitedHealth Group, Health Care Reform Law, Health Care, Mlr, Politics News

State insurance commissioners did the right thing for consumers when they refused to cave in to intense pressure from the profit-obsessed insurance industry to gut an important provision of the health-care-reform law.

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Battle in Seattle Over Insurance Company Profits

Ethan Rome | Posted 05.25.2011

Read More: CEO Pay, National Association of Insurance Commissioners, Insurance Companies, Naic, Lobbyists, Politics News

The stakes in this fight are high. Simply put, the battle over the medical-loss ratio is the new health care reform fight, and if the health insurance companies win, we lose.

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Health Insurers Leaning on State Insurance Commissioners to "Reform" Reform

Wendell Potter | Posted 05.25.2011

Read More: Health Care Reform, National Association of Insurance Commissioners, Insurance Companies, Health Care, Health Insurers, Business News

The nation's biggest insurers are pressuring regulators to disregard what members of Congress intended when they wrote the law, so that they can keep raking in huge profits for their Wall Street owners.

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State Insurance Commissioners Take Baton From Congress

Wendell Potter | Posted 05.25.2011

Read More: Health Care Reform, National Association of Insurance Commissioners, Insurance Companies, Naic, Health Care, Denver, Business News

Now that Congress has taken final action on its health care reform legislation, the reform debate has shifted to, of all places, Denver, and the National Association of Insurance Commissioners meeting there.

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Biden To Move To Health Care Frontlines With Major Address

The Washington Post | Ceci Connolly | Posted 05.25.2011

Read More: Health Care Reform, Senior Citizens, Joe Biden, National-Association-of-Insurance-Commissioners, Politics News

Fresh off his trip to Iraq, Vice President Biden will wade deep into the health-care debate next week, according to administration sources. Biden is ...

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Stop the Financial Services "Super Czar" (Updated)

Don McNay | Posted 05.25.2011

Read More: Fiddler on the Roof, Wall Street Bailout, Populism, Hank Paulson, Shelia Bair, Main Street, Regulation, Bailout, Insurance, Obama Average Americans, Washington, Kentucky, Constitution, Wall Street Bonuses, Lexington KY, National-Association-of-Insurance-Commissioners, Personal Finance, State-Insurance-Regulators, Fdic, Financial Services, Systemic-Risk, Aig, Don McNay, Representative-Government, Insurance Companies, FDIC Chairman Sheila Bair, Barack Obama, Wall Street Regulators, Tim Geithner, Deregulation, Car Czar, Banking Crisis, Ben Bernanke, Systemic Risk Regulator, House Financial Services Committee, Bailout Outrage, Business News

There has been talk about appointing a new "Systemic Risk Regulator." This "Super Czar" would oversee all of the financial services industry. We had a "Super Czar" last year. His name was Henry Paulson.

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They're at it Again

Deborah Senn | Posted 05.25.2011

Read More: Oversight, American Council of Life Insurers, National Association of Insurance Commissioners, Insurance Regulation, Life Insurance, Insurance Companies, Business News

The life insurance industry has been trying to persuade state insurance regulators to ease their regulatory oversight by reducing the capital and surplus requirements for these companies.

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