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New Legislation

SBA's New Rules Enable Its Small Loan Advantage Program to Reach Small-Business Owners Nationwide

Jerry Chautin | Posted 08.06.2012 | Small Business
Jerry Chautin

Wisely, SBA modified its rules to permit all SBA lenders to participate in the Small Loan Advantage Program effective June 1. The changes are part of SBA's massive modification to its standard operating procedures.

HARP Is Harping on the Wrong Solution and Bilking Taxpayers

Jerry Chautin | Posted 01.29.2012 | Business
Jerry Chautin

The revised HARP program will help a few homeowners and investors at taxpayers' expense. It will release refinancing lenders from liability. And most disappointing, it may have no discernible effect on improving our economy.

Women Business Owners Get the Shaft, Again

Jerry Chautin | Posted 11.27.2011 | Small Business
Jerry Chautin

In February, the SBA published its final rules to set aside $6.5 billion in federal government spending for Women-Owned Small Businesses or economically disadvantaged women-owned small businesses. But on September 9, the Washington Business Journal said to date, women-owned businesses only got $500,000.

Lizzie Schiffman

New Juvenile Justice Law Aims To Keep Young Offenders Out Of Prison

HuffingtonPost.com | Lizzie Schiffman | Posted 10.16.2011 | Chicago

Legislation signed Monday will require juvenile court judges to review additional factors before issuing sentences in Illinois, in the hopes sending f...

Fixing the Fiasco of the NYPD's Marijuana Arrests

Jesse Levine | Posted 07.19.2011 | Politics
Jesse Levine

Two New York State legislators have proposed a simple, effective legislative fix to New York City's 15-year marijuana arrest craze that would strike from the law the misdemeanor for marijuana possession of less than an ounce.

How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

Obama's Job Creation Plan and Business Growth Coincide at Exporting

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

You can increase your revenues by selling products and services overseas, even if you've never done it before. Moreover, exporting creates jobs in America. That is why Obama wants the federal government to help you get started.

New Year's Resolutions Lack Urgency and Rarely Work for Businesses

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Did you dogmatically make resolutions in the last days of 2010? How long will you keep them? What about the ones you made in 2009? I bet you don't even remember what you resolved to do.

Mortgage Banker's Forecast: More Regulation Will Cost Consumers and Taxpayers

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Washington, D. C. is hot, but the rest of the nation is not when comparing our unemployment rates to the nation's capitol. "The largest over-the-month...

$30 Billion Is Being Allocated to Boost Small-Business Lending

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Big banks prefer making multimillion-dollar loans to large corporations instead of small-businesses because the fee income is greater and it allows them to hire experts in industries that they want to target.

Two Of The 111th's First Bills Would Affect Bush

CNN | Posted 05.25.2011 | Politics

Two of the first bills passed by the 111th Congress yesterday had less to do with the incoming president than they did with the man he's replacing. O...