There is no common definition of peace. Instead, it means different things at different times to different people. True peace is a dynamic way of being in the world wherein all are blessed.
The sooner one develops strategies for testing the mettle of one's new boss, the sooner one can hone one's competitive edge.
Make the buck stop with the lender, at least to the second power, and then no package deals of random loans. No more passing the buck, literally.