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Operating Costs

Can Our Returning Warriors Survive in This Lousy Economy?

Jerry Chautin | Posted 12.25.2011 | Business
Read More: Buying a Franchise, Troops in Iraq, Veterans, Franchising, Jobs. Employment, Blue Mau Mau, Federal Trade Commission, Barack Obama, Consignment Stores, Operating Costs, Great Recession, Business News, Soldiers Returning Home, Sba, Vetfran, Franchoice, Frannet, Business News
Jerry Chautin

If you are looking for a suitable franchise to buy, a discount alone is not a good enough reason.

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How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011 | Business
Read More: Rma, The SBA Loan Book, Risk Management Association, Financing, Banks, Capacity, Small Business Loans, 5 Cs of Lending, Business Loans, Loan Application, Community Bank, Cash Flow, Small Business Owners, New Legislation, Score, Operating Costs, Borrowing Money, Lending Programs, Business News, Collateral, Capital, Credit, Small Business America, Business News
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

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New Refinancing Program May Help Stem a Pending Foreclosure Disaster

Jerry Chautin | Posted 05.25.2011 | Business
Read More: Financing, Small Business Jobs Bill, Real Estate, Commercial Loans, Credit Crunch, Small Banks, Small Business Owners, Business News, Office Building, Recovery Act, SBA 504, Financial Institutions, Sba, Large Banks, Franchise, Job Creation, Acquisition Loans, HR 5297, Alternative Financing, Small Business Loans, Restaurant, Brooking Institute, Operating Costs, Borrowing Money, SBA Loans, Lending Programs, Commercial Real Estate, Tarf, Business News
Jerry Chautin

Pundits say that $350 billion of commercial mortgage loans are coming due for payoff. The balances still owed are so high that many borrowers will be unable to refinance conventionally.

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The Tyranny of the Pie Chart: How Unrealistic Operating Budgets Starve NGOs and Prevent Optimal Performance

William Brindley | Posted 05.25.2011 | Impact
Read More: Nethope, Nonprofit Collaboration, Nonprofit Technology, Nonprofit, Operating Costs, Ngo Sector, Donations, Cost Management, Impact News
William Brindley

While most businesses devote 25 percent of their budgets to operating expenses, nonprofits typically spend only 10 to 15 percent. Many donors simply don't understand the difference that "smart overhead" can make.

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Commercial Real Estate: 90% Financing at Low Rates Is Possible

Jerry Chautin | Posted 05.25.2011 | Business
Read More: Commercial Real Estate, Business Condo, Financing, Loan Fees, 7(A), President Barack Obama, Working Capital, Office Building, Cdc, Conventional Loans, Obama Administration, Obama Stimulus, Franchise, Cash Flow, Skating Rink, Certified Development Companies, , Small Business Owners, Warehouse and Retail Store, Credit, Restaurant, 7a, Values, Borrowing Money, Loans, Vacancies, , Business News, Operating Costs, Job Creation, Sba, Bowling Alley, 504, Small Business, Business News
Jerry Chautin

The lesser-known 504 program from the U.S. Small Business Administration can be ideal for small-business owners to buy, build or rehabilitate commercial buildings.

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