The temptation to overspend is extremely strong when people do their holiday shopping. The truth is that some shoppers have more self-control than others. It's easy to come up with all kinds of anecdotes to illustrate this point, but only research can paint an accurate picture of what is going on.
The best advice I can share with other moms is this: Don't give in to guilt. Your kids won't love you less because you refused to buy them the latest video game. If anything, they'll love you more when they see you as the strong and financially capable woman who keeps a roof over their heads.
That bloated sensation you feel isn't just from the excess eggnog and stuffing you ate over the holidays. It's far worse. It's actually the end, not the beginning, of each January that's the most important time of the year.
When you're polling consumers who are buried in debt, it's simple to blame overspending as the preliminary cause, but in reality it's a combination of not having an emergency savings fund, not budgeting, and trying to live the life of a rockstar.
If you're having trouble acting in your best financial interest at all times, you're not alone. And you've come to the right place. We've provided resources to help you tackle the biggest financial issues Americans said were standing in their way.