Personal Finance on Huffington Post

M. Todd Henderson: Divestment and Financial Illiteracy

2013-05-21T08:20:19Z

Colleges should devote more time to teaching economics and elementary finance to their students. Armed with some basics, these well-meaning students would be able to make a much bigger impact on our world.

Read more: Divestment, Stocks, Financial Literacy, Personal Finance, Business News

Adam Levin: Should You Pay Off Your Ex's Credit Cards?

2013-05-16T07:50:16Z

When the Love Boat morphs into the Titanic and you are flailing in the icy waters of the North Atlantic, the banks are not rescuers, they're sharks..

Read more: Credit Cards, Divorce Finance, Credit Tips, Divorce, Mortgage Refinancing, Home Equity, Personal Finance, Credit Scores, Divorce News

Michael Neill: 3 Ways to Make Money

2013-05-15T15:52:21Z

When you begin to see that good feeling is part of your essential nature and not something that can ever be truly impacted by how much or how little you have, the game of money becomes considerably easier to play.

Read more: Three Principles, Fear, 3 Principles, Abundance, Making Money, Money, Fearlessness, Personal Finance, Business News

Wm. Scott Page: Let Life Insurance Lapse at Your Own Risk

2013-05-08T14:35:34Z

Individuals pay hundreds of millions of dollars into life insurance every year, yet four out of 10 seniors lapse or surrender their policies before they receive any payout.

Read more: Aging, Baby Boomers, Retirement, Life Settlements, Personal Finance, Life Insurance, Seniors, Death, Fifty News

Richard Barrington: 4 Financial Myths That Can Hurt You

2013-05-09T16:58:29Z

Some myths persist even when people ought to know they aren't true. These falsehoods can be fun, unless they are about money -- in which case they can do a great deal of harm. Here are four financial "facts" you should always take with a grain of salt.

Read more: Taxes, Mortgages, Credit Cards, Saving Money, Retirement, Personal Finance, Business News

Morghan Leia Richardson: True Story: How to Squirrel Away $5,000 to Get Out of a Horrible Marriage (And Get the Kids, House and Alimony)

2013-05-09T10:33:17Z

This woman didn't earn the family's income or even oversee much of the bill payment. Yet for three years she took charge: Unbeknownst to her husband, Anne set up a savings account and had the bank send the statements to a trusted friend.

Read more: Divorce, Stay at Home Mothers, Personal Finance, Divorce News

Adam Levin: How Much Student Loan Debt Is Too Much?

2013-05-09T08:00:14Z

Some call it the Student Loan Bubble -- I call it crazy. And what better time to discuss student debt insanity than now, as countless soon-to-be graduates prepare to slip on their caps and gowns?

Read more: Debt, College, Student Loan Poll, Student Loan Debt, Student Loans, Stafford Loans, Personal Finance, Business News

Tom Davidson: Financial Fog: Today's Teens Are Unprepared to Make Future Financial Decisions

2013-05-07T13:16:57Z

Students are ready and willing to learn. We, as parents and educators, and even policy makers and financial institutions, need to step up to help them succeed.

Read more: High School, Education Technology, Digital Technology, College, Personal Finance, College News

Mary Buffett: What's the Future of Retail Banking?

2013-05-05T16:51:14Z

With the rise in technology and the changing nature of how people shop for financial products, has your local bank branch become irrelevant?

Read more: Banking, Financial Literacy for Women, Finance, Financial Literacy, Personal Finance, Business News

SaveUp: 3 Ways to Spring Clean Your Finances

2013-05-02T17:05:38Z

It might seem obvious that improving your finances includes saving for retirement, but it's important to think of your financial plan in a broader way. It's also about putting protections in place.

Read more: Spring Cleaning, Personal Finance, Credit Score, Personal Credit Cards, Credit, Personal Finance Tips, Credit Score Tips, Personal Credit Score, Business News

Peter G. Miller: Down Payment Debate Flares Again

2013-05-02T10:33:21Z

For months the real estate industry has been complaining about a shortage of homes to sell, an inventory which is too small. Raise down payment requirements and the inventory problem will vanish while home prices will fall. Why? Because there will be fewer buyers in the market looking for homes.

Read more: Loan, Foreclosure, Fha, Mortgage, Down Payment, Foreclose, Personal Finance, Buying a House, Business News

Trevor Blake: Lessons I Learned From My Mother That Made Me A Multimillionaire

2013-05-02T08:47:20Z

My mother, like many mothers, was amazing. But she is also the reason I am a multimillionaire. It turns out that I'm not alone in this.

Read more: Business Success, Trevor Blake, Business Leadership Strategies, Mother's Day, How to Be a Millionaire, Money Tips, Entrepreneurship, Personal Finance, What-Is-Working-Small-Businesses, Small Business News

Mark Steber: What to Do If You Receive an IRS Notice or Letter

2013-04-30T19:57:11Z

While fear is a completely normal reaction, here are three steps every taxpayer should follow if they receive an IRS letter.

Read more: Income Tax, Irs, Paying Taxes, Tax Returns, Taxes, Tax Return Tips, Tax Advice, Filing Taxes, Personal Finance, Taxes 2013, Business News

Tom Judson: On Being Broke

2013-04-30T15:00:15Z

Outwardly my life seems quite the thing: I travel a bit for work, I am known for any number of feats, and I garner a certain amount of attention whenever I embark on a new project. But beneath that glamorous façade is impecunious me. And three times a year or so, things come to a head.

Read more: Careers, Money, Growing Older, Personal Finance, Financial Problems, Poverty, Money Problems, Being Broke, Gay Voices News

Jacob Gold: Looking Long-Term With Mom in Mind

2013-04-29T13:16:02Z

There are many sources of stress in a mother's life. To ease her finance-related stress, here are five ideas for the whole family.

Read more: Mother's Day, Personal Finance, Retirement Planning, Retirement, Business News

Don McNay: How Poker Can Tell Us If a Person Will Blow His Money

2013-04-29T07:42:43Z

Poker players frequently give off signals that tip off the kind of cards they have. It is the same thing in these conferences. I would actually pay the attorneys and clients to bring me to meditations as I can spot problems and make corrections before they get money in their hands.

Read more: Michael Jackson, Society of Settlement Professionals, Settlement Conferences, Rome, Lotteries, Kentucky Derby, Italian Documentary, World Poker Tour Foundation, Poker, Las Vegas, Mediations, World Series of Poker, Credit Cards, Kentucky, Entourage, Obamacare, Lottery Question, Gambling, Personal Finance, Business News

Mark Steber: What to Do If You Made a Mistake or Forgot a Deduction On Your Tax Return

2013-04-26T18:47:14Z

Amending a tax return can be very complex. There are many considerations, from determining what is incorrect and what the correct information should be, to knowing what forms to attach, to making sure the state return is amended correctly and timely.

Read more: Tax News, Income Tax, Tax Tips, Taxes 2013, Paying Taxes, Tax Returns, Taxes, Tax Refunds, Business News, Tax Return Tips, Tax Advice, Filing Taxes, Tax Credits, Personal Finance, Tax Deductions, Amend Tax Return, Business News

Kathy Focht: Tricks of the Trade: Teaching Personal Finance to High School Students

2013-04-26T12:39:49Z

Creating a generation of financially savvy consumers is within our capability. Every effort we make will improve our students' financial future and, as a result, the future of our economy.

Read more: High School, Education, Wharton School, Pwc, Financial Literacy, Personal Finance Advice, Personal Finance Tips, Opportunity-Working, Personal Finance, Impact News

Richard Barrington: 5 Signs You're a Borrowing Junkie

2013-04-25T21:38:14Z

Is addiction too strong a word for America's dependence on debt? Given that addiction means needing something so powerfully that it overwhelms rational thought, the description fits American habits only too well. Here are five signs you might be addicted to debt.

Read more: Debt, Credit Cards, Saving Money, Financial Planning, Personal Finance, Business News

SaveUp: What If I Made a Mistake on My Taxes?

2013-04-25T16:32:21Z

Be sure to put some checks and balances in place, so that if this mistake was avoidable you don't repeat it again next year.

Read more: Amending a Tax Return, Taxes, Filing Taxes, Personal Finance, Business News

SaveUp: Surprise Finding: Young People Are Aggressively Saving Despite Shouldering High Amounts of Debt Early in Adulthood

2013-04-25T11:37:28Z

Young adults are depositing more to savings accounts and paying down 57% more student loan debt than Gen X or Baby Boomers. Finger is pointing at the Great Recession.

Read more: Student Loans, Savings, Personal Finance, Gen Y, Business News

Diane Morais: Greening Your Financial Life: Tips from Ally Bank

2013-04-22T12:52:30Z

Just as driving a hybrid vehicle means less time spent filling up and using less water means shorter showers, greening your finances doesn't just help save the environment -- it saves you time.

Read more: Investing, Mobile Banking, Earth Day, Identity Theft, Ally Bank, Going Green, Banking, Environment, Atm, Online Banking, Saving Money, Personal Finance, Carbon Footprint, Green News

Tiffany Aliche: 30 Things Every 30-Year-Old Should Know About Money

2013-04-22T16:26:17Z

I'm 33 and I've made just about every financial mistake you can think of: over-drafting, bad checks (accidentally), bank account closed (by the bank), reports to Chexsystems, low credit score, having a ton of credit cards (20, at my peak), pre-foreclosure, high-credit card debt....

Read more: Money Lessons, Financial Lessons, Personal Finance, Turning 30, Financial Planning, Financial Literacy, Black Voices News

Mark Steber: Tax Tips for Self-Employed Professionals, Freelancers and Contractors

2013-04-22T10:25:35Z

While April 15 is commonly accepted at "tax day," for many taxpayers and especially small business owners, freelancers and self-employed professionals, there are other important "tax days" to keep in mind.

Read more: Tax News, Contractors, Paying Taxes, Taxes, Freelancers, Tax Advice, Filing Taxes, Self-Employment, Tax Tips, Income Tax, Self Employment, Self-Employed, Tax Returns, Tax Refunds, Freelance, Business News, Tax Return Tips, Personal Finance, Tax Credits, Tax Deductions, Tax Day 2013, Small Business America, Small Business News

David Seiden: The Snow Birds' Tax Trap

2013-04-22T09:25:44Z

Taxes are never as simple as counting days. To better understand this issue, it's important to review certain terms: domicile, statutory resident, and resident and nonresident, all of which affect how much state tax an individual ends up paying.

Read more: Taxes, Florida Snow Birds, Personal Finance, Tax Day 2013, Snow Birds, Business News