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Qualified Mortgage

New Mortgage Rules Protect Against Risky Loans

Jason Alderman | Posted 04.02.2014 | Business
Jason Alderman

Good news for people shopping for a mortgage -- and for current homeowners facing foreclosure because they can no longer afford their home loan: New mortgage regulations recently took effect and they provide a slew of new rights and protections for consumers.

What the New Qualified Mortgage (QM) Regulations Mean for VA Loans

Chris Birk | Posted 03.10.2014 | Money
Chris Birk

Service members, veterans and military families across the country are starting to worry about how these changes and how this new classification of mortgages might impact their ability to use their VA home loan benefits. Here's the good news: You have nothing to worry about.

QM-QE=DQ? How the New Reality in the Post-Dodd-Frank Mortgage Market Could Put a Big Freeze on Housing

Steve Cinelli | Posted 11.04.2013 | Business
Steve Cinelli

Come this January, new elements of the Dodd-Frank Act will take effect with respect to mortgage lending activities. Unfortunately, the changes on the horizon coupled with Obama's chatter about dissolving Fannie and Freddie may be great talking points, yet the outcomes could be harsh.

No More Liar Loans Or Other Dreadful Mortgage Products, Regulators Say

Ben Hallman | Posted 03.12.2013 | Business
Ben Hallman

It took awhile, but more than five years after a wave of failing subprime loans wrecked the American economy, regulators have instituted new rules tha...