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Refinance

5 Strategies to Protect Yourself From Rising Interest Rates

David A. Dedman | Posted 08.12.2014 | Money
David A. Dedman

These low interest rates we've enjoyed for years will begin rising. I personally believe we still have some time before rates start upward. Since you have a little time left, I'd like to give you a few suggestions.

Refinance Wisdom: Should You or Shouldn't You?

Jim Gibson | Posted 07.05.2014 | Money
Jim Gibson

Headline news reports that our very own Federal Reserve Board has finally put its foot down. "No more" is the message from the Fed. This announcement is causing some financial pundits along with mortgage brokers to stand up and shout out that you better refinance now while you still can.

Buying a Home Is 38 Percent Cheaper Than Renting -- But How Risky Is It?

Jed Kolko | Posted 04.28.2014 | HuffPost Home
Jed Kolko

Homeownership remains cheaper than renting nationally and in all of the 100 largest metro areas. Rising mortgage rates and home prices have narrowed t...

The App of God: Getting 100 Million Downloads Is More Psychology Than Miracles

Nir Eyal | Posted 10.19.2013 | Technology
Nir Eyal

How did YouVersion come to so dominate the digital word of God? It turns out there is much more behind the app's success than missionary zeal.

Disturbing News in the Mortgage Sector

Richard Barrington | Posted 10.12.2013 | Business
Richard Barrington

For homeowners who are struggling to make their payments, one of their first moves should be to consult a refinancing calculator and an amortization schedule.

What Is Defeasance? How Does It Affect My Commercial Real Estate Loan?

Phil Jemmett | Posted 10.08.2013 | Business
Phil Jemmett

The rules that govern home loans are not the same as the rules that govern commercial real estate loans. One of the major differences is that there i...

Are You Missing Out on $57,730? Why You Should Refinance Despite Tighter Lending Guidelines

Adrian Nazari | Posted 08.26.2013 | Business
Adrian Nazari

Although stated (self-reported) income mortgage products are no longer available, lender documentation requirements haven't changed all that much in the past 10 years.

What Banks Won't Tell You About Their Sweetheart Deal With the Fed

D. Sidney Potter | Posted 12.20.2012 | Business
D. Sidney Potter

The beauty of supply-side economics, is that just when you start to believe that it might actually be theoretically true, there's always reality that breaks that fantasy.

How to Pretend Everything Is Still OK!

Philip David Morton | Posted 02.19.2013 | Comedy
Philip David Morton

My Pretending System has helped over seven million people find happiness and by that I mean a number that was actually 106. But that didn't seem very impressive so I'm pretending it was more. See? Pretending works for everyone!

Taxpayer-Backed Lender Didn't Help Struggling Homeowners Because It Would Hurt Their Profits

ProPublica | Posted 10.25.2012 | Business

By Jessie Eisinger ProPublica Freddie Mac, the taxpayer-owned mortgage giant, made it harder for millions of Americans to refinance their high-i...

Refinancing Woes Continue For Older Americans

Reuters | Posted 12.22.2012 | Fifty

By Cynthia Ramnarace Oct 22 (Reuters) - With $2 million in retirement assets and a stellar credit rating, Art Grossman...

The Most Costly Mortgage Mistake

Doug Lebda | Posted 11.12.2012 | Money
Doug Lebda

Deciding on a mortgage is likely the most important financial decision consumers will ever make, yet borrowers are more often than not taking the first loan offer that comes their way, failing to fully capitalize on low rates by comparison shopping.

Should You Refinance Near Retirement?

Posted 09.08.2012 | Fifty

SPECIAL FROM U.S. NEWS & WORLD REPORT By Joe Udo Mortgage rates are near historical lows. But should you refinance if you are near retirement? I...

Underwater Voters Take Aim at Obama and Romney over Housing Crisis

Tracy Van Slyke | Posted 10.22.2012 | Politics
Tracy Van Slyke

Less than 80 days away from the 2012 presidential election, we face a unique moment in time. We have an opportunity to stand up for underwater homeowners across America -- and in so doing, fix the housing crisis and save the economy.

Why 'For Sale By Owners' Miss 'The Right Buyer'

Trisha Ocona Francis | Posted 06.10.2012 | Business
Trisha Ocona Francis

In this tough economic market everyone wants to save money, especially home sellers. A home seller may want to consider or even actually venture into ...

Attack of the Vampire Mortgages

Chris Ladd | Posted 04.15.2012 | Business
Chris Ladd

Washington's favorite "solution," refinancing into lower interest rates mortgages, will make it cheaper to feed the beast, but it won't stop the bleeding.

Two Sets of Ideas From the White House

Jared Bernstein | Posted 04.02.2012 | Politics
Jared Bernstein

The White House has a good set of ideas out this AM to a) help the housing market and b) help small businesses and start ups. The former sounds good to me; the latter, less so.

It's (Still) A Wonderful Life: A Remake

Richard Barrington | Posted 02.08.2012 | Business
Richard Barrington

With remakes being so popular in Hollywood, and with banks being so much in the news this year, it begs the question: Could this film be adapted for today's banking environment?

Radio Talk Show On Credit

Jeanne Kelly | Posted 10.25.2011 | Business
Jeanne Kelly

I did a radio interview for a show called Tomatoes in the Trenches. I was interviewed by Cheryl Benton & PTA Mom from The Three Tomatoes. We were j...

Zach Carter

New Obama Foreclosure Plan Helps Banks At Taxpayers' Expense

HuffingtonPost.com | Zach Carter | Posted 12.24.2011 | Politics

WASHINGTON -- The Obama administration is introducing a new program on Monday designed to lower monthly mortgage payments for more troubled homeowners...

Real Estate and Business Concerns Are Front and Center at the MBA

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Near term, economists tell us that less homebuyers and more apartment renters are in our future. Yet, the Mortgage Bankers Association reports that ...

Shahien Nasiripour

Famed Investor Bill Gross Calls For Massive Taxpayer-Backed Mortgage Refinance Initiative

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011 | Business

The head of the world's biggest bond fund, bemoaning the slow economic recovery, reignited debate Tuesday by publicly supporting a massive new refinan...

'Vultures' Save Troubled Homeowners

Wall Street Journal | Posted 05.25.2011 | Business

Anna and Charlie Reynolds of St. George, Utah, were worried about losing their home to foreclosure last year. Then they got a lucky break--from an unl...

Is the Next Financial Crisis Approaching? The Case of Public Debt

Georges Ugeux | Posted 05.25.2011 | Business
Georges Ugeux

China and other foreign countries will not endlessly finance the US budget deficit; China recently sold $34 billion of American treasuries, and now holds less US debt than Japan.

I See No Bailout

Angie Cordeiro | Posted 05.25.2011 | Business
Angie Cordeiro

Wells Fargo made a mistake and has received over $25 billion dollars to correct it. Dollars that the bank said would be used to help stop foreclosures... I see no bailout.