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Retirement Savings

5 Most Common Mistakes People Make with Life Insurance

Jacob Gold | Posted 09.24.2014 | Money
Jacob Gold

Not many are focused on thinking about life insurance. But actually, September is Life Insurance Awareness Month (who knew?), so it is a natural time to focus on this topic.

Would You Rather See a Dog Brush His Tongue or Learn How to Prepare for a Secure Retirement?

Jerry Patterson | Posted 09.24.2014 | Money
Jerry Patterson

While you may not have time to read a book on financial planning or have the expertise to use elaborate financial-planning software, I would encourage you to take advantage of the amazing amount of free educational content available online. There are plenty of quick, bite-sized moments of learning that can have a material impact on your financial future.

Yagana Shah

9 Surefire Signs You Need To Retire Immediately

HuffingtonPost.com | Yagana Shah | Posted 09.12.2014 | Fifty

You've been secretly leafing through retirement brochures, doing the math on your retirement savings, and daydreaming about spending your final years ...

4 Forgotten Fall Financial Tips

David A. Dedman | Posted 09.03.2014 | Money
David A. Dedman

Fall is my favorite time of the year! I love the weather and the change of seasons. Fall also is a busy time for me as a financial advisor. I have ...

Past Performance Teaches Us Plenty About Saving For Future Retirement

Barry N. Koslow, J.D. | Posted 08.29.2014 | Money
Barry N. Koslow, J.D.

Investment types often trot out the cautionary phrase, "past performance does not necessarily predict future results." And for good reason. Clients must understand that their financial tomorrow is no guarantee. Yet when it comes to the question of whether we are doing enough to ensure that we won't outlive our resources in retirement, we can learn a lot from history.

College Savings 101: Financial Multi-Tasking

Patrick Kennedy | Posted 08.28.2014 | College
Patrick Kennedy

The words "college life" and "savings" are typically not used in the same sentence today. However, for college students preparing to move onto campus this fall, finding ways to save money may very well be as important as their academic major.

Trying to Encourage Millennials to Save for Retirement? Three Key Factors to Consider

Jerry Patterson | Posted 08.26.2014 | Money
Jerry Patterson

Here are my top three things to consider if you're trying to encourage millennials to save for retirement.

I'm Planning To Retire In My 30s. Here's How

LearnVest | Posted 08.20.2014 | Money
LearnVest

Later this year, at the age of 32, I plan to quit my full-time job as a software developer and don't intend to look for another one. By then, I expect my portfolio will be large enough to fund my essential expenses for at least the next 30 years, if not indefinitely, so that getting another 9-to-5 job becomes an option rather than a necessity.

Tips For Taking Advantage Of Employer Savings Plans

WiserAdvisor.com | Posted 08.15.2014 | Business
WiserAdvisor.com

Trying to save more, but not sure how? Employer savings plans are a great way to add to your retirement fund or savings goals. If your employer offers one and you're not taking advantage of it, you should be.

Lump-Sum vs. Income Payments: Why Do So Many Retirees Take the Money and Run?

Jerry Patterson | Posted 08.13.2014 | Money
Jerry Patterson

The moment we're faced with deciding whether to take a lump sum often happens at the moment of retirement, which also means it's the moment our paycheck is turning off. Similar to a light switch turning off.

How Financially Literate Is the Investing Public?

David H. Bailey | Posted 09.28.2014 | Money
David H. Bailey

Many workers are now directly responsible for their financial well-being. Most individual investors are not sufficiently well-informed on financial matters, and thus often make less-than-optimal choices in managing their retirement.

Getting Kids and Wallets Ready for College

Jacob Gold | Posted 09.23.2014 | College
Jacob Gold

Use the college process as an opportunity to teach financial lessons to your children by getting them involved in the decision-making process around savings and budgeting. By saving early and planning ahead, you and your family will be in a stronger position to tackle all of life's expenses from college to retirement.

'Click': Are You Ready for the Big Switch?

Jerry Patterson | Posted 09.21.2014 | Money
Jerry Patterson

At the moment of retirement, our paycheck stops like a light switching off. (Click!) For many, Social Security checks are significantly lighter than a regular paycheck, and yet, most of us still do next to nothing to adjust to this new reality.

Why Saving For Retirement Is More Important Than Saving For College

Shannon McNay | Posted 09.16.2014 | Money
Shannon McNay

Given the high cost of student loan debt, it might seem crazy that I would prioritize saving for retirement over college funds. (Even more so considering that I work for a company that helps people pay off their debt.) But I believe in a holistic approach to debt freedom.

Ann Brenoff

5 Money Mistakes That Can Hurt Your Retirement

HuffingtonPost.com | Ann Brenoff | Posted 09.02.2014 | Fifty

As the Hippocratic Oath is often (wrongly) credited with saying, "First do no harm." With that philosophy in mind, here are five money mistakes you ma...

How Your Employer Could Be Losing You Thousands of Dollars

Jennifer Erickson | Posted 09.08.2014 | Money
Jennifer Erickson

Employers might not be paying much attention to the fraction of a percentage point in fees that separate many 401(k) plan providers, but they should.

Why Working Longer May Be The Only Retirement Strategy That Makes Sense

Sara Rix | Posted 08.17.2014 | Fifty
Sara Rix

Young adults are not leaving home these days, or they are boomeranging back, as many parents well know. Indeed, the successful launch of the young is occurring later and later.

Spend It! You Earned It. 5 Great Ways to Begin Spending Your Kids' Inheritance Today

Jerry Patterson | Posted 08.12.2014 | Money
Jerry Patterson

Bucket lists do not just have to be the subject of movies. Write one. Make it ambitious. Start checking it off. Climb that mountain. Visit the seven wonders. Take those dance lessons. Buy that weekend car you always dreamed of driving

Financial Advice for New Fathers

Jason Alderman | Posted 08.11.2014 | Money
Jason Alderman

Each year when Father's Day rolls around, I'm reminded that I wouldn't trade the experience of raising my two kids for the world. But when I think back to how naïve my wife and I once were about the costs of raising children, I can't help wishing we'd been better prepared.

How Retirement In The U.S. Stacks Up Against The Rest Of The World

Next Avenue | Richard Eisenberg | Posted 06.07.2014 | Fifty

SPECIAL FROM Next Avenue By Richard Eisenberg We hear constantly how Americans are unprepared for retirement and hugely pessimistic about our pr...

One Retirement Budgeting Binge Can Transform the Rest of Your Life

Jerry Patterson | Posted 07.28.2014 | Money
Jerry Patterson

So what does binging have to do with retirement planning? Most would say not much, but for many of us binging may be an answer to the age-old problem of seizing control of your financial destiny.

"You're Fired!" 4 Survival tips for a 30-year Termination, aka Retirement

Jerry Patterson | Posted 07.12.2014 | Money
Jerry Patterson

What would happen to you right now if you were unemployable for the next 30 years? It would be a disaster for many, if not most people. Some would be forced to take dramatic measures to stay fed, clothed, warm and safe.

The 5 Best -- And 5 Worst -- States To Retire In

Next Avenue | Richard Eisenberg | Posted 09.02.2014 | Fifty

SPECIAL FROM Next Avenue By Richard Eisenberg The folks at Bankrate.com have just released their annual list of The Best States to Retire — an...

Help Your Mom Get Organized for Mother's Day

Jason Alderman | Posted 07.07.2014 | Money
Jason Alderman

While flowers and candy offer immediate gratification (feel free to get her those as well), I'll bet your mom will truly appreciate the long-term value of getting her records in order now so that she -- and you -- will be able to take appropriate actions later on, should the need arise.

Congrats! You've Been Auto-Enrolled -- Now What?

Jerry Patterson | Posted 07.01.2014 | Money
Jerry Patterson

Congratulations! You were just automatically enrolled in a 401(k) plan by your employer. Should you be relieved or should you call the police?