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Retirement Security

The Importance of Multiemployer Pension Reform

Randy G. DeFrehn | Posted 08.19.2014 | Politics
Randy G. DeFrehn

Employers need a system that doesn't place their businesses at risk, and employees and retirees need to know that their retirements are secure. They deserve a pension system that they can count on, yet Congress waits to take action.

ALEC: The New-and-Improved Political Corruption

Barbara J. Easterling | Posted 05.21.2014 | Politics
Barbara J. Easterling

Over the last 41 years, ALEC has worked tirelessly to tear down many of the programs and protections Americans, particularly seniors, have come to rely on, and only recently have many of their objectives come to light.

Protecting Detroit's Pensioners Protects American Values

Karen Friedman | Posted 04.22.2014 | Detroit
Karen Friedman

Pension promises are different. They are legally binding commitments to pay hard-earned retirement income. They are something that we all have to protect.

Yes! Retirement Security Is Attainable

Gary Reber | Posted 04.12.2014 | Politics
Gary Reber

I've said it before and I'll say it again: It's great to be unemployed and retired if you can afford it!

When it Comes to Pensions, Doing Nothing Is Not an Option

Randy G. DeFrehn | Posted 04.09.2014 | Politics
Randy G. DeFrehn

We can help ourselves before it's too late if we are given the flexibility to find workable solutions tailored to each pension plan. Doing nothing will ensure future retirees will have nothing for retirement.

Why Municipalities Should Look to San Jose, Not Detroit, For a Lesson in Pensions

Teague Paterson | Posted 03.23.2014 | Detroit
Teague Paterson

Judge Steven Rhodes's recent ruling in Detroit led many to believe that it's open season on worker pensions. The national media declared local governments had new legal precedent to start cutting benefits for thousands of public employees. This is exactly the wrong lesson to take away from Detroit.

How Chuck Reed's Pension 'Reform' Scheme Doesn't Add Up

Dave Low | Posted 03.11.2014 | San Francisco
Dave Low

California's nonpartisan Legislative Analyst, the state office responsible for analyzing the impact of proposed ballot measures, sent up a large red flag. It said that an initiative that would eliminate the Constitutional vested rights of public employees to retirement and retiree health care could cost "billions of dollars."

As Budget Conference Begins, 1.5 Percent 2014 Social Security COLA Underscores Need to Address Retirement Security Crisis

Ben Veghte | Posted 01.23.2014 | Politics
Ben Veghte

As another historically low Social Security COLA is announced for 2014, our country faces two distinct challenges in budget and retirement security policy. The Budget Committee must deal with a range of challenges relating to restoring equitable growth and opportunity.

Having it All: The Absurdity of the False Choice Frame for Pensions

Dave Low | Posted 12.17.2013 | Politics
Dave Low

The most recent alarmist language from pension opponents is that Californians must make a choice between providing a secure retirement for our state's seniors and paying for every other social service and progressive cause.

America's Retirement Security Crisis and the Need to Expand Social Security (Infographic)

Ben Veghte | Posted 11.27.2013 | Politics
Ben Veghte

Here is an infographic that depicts the scope and magnitude of the retirement security crisis, and highlights the need to expand Social Security benefits to address it.

A Labor Day Opportunity

Thomas E. Perez | Posted 10.30.2013 | Politics
Thomas E. Perez

Let's use Labor Day 2013 as an opportunity to reflect on the men and women whose heads, hearts and hands have made ours the strongest economy the world has ever known.

7 Important Examples Of How Markets Can Fail

The Fiscal Times | Mark Thoma | Posted 06.20.2013 | Business

Fiscal Times: Many people on the political right believe that free markets are the solution to most any problem. For example, Senator Pat Roberts (...

Drawing Inspiration From Lincoln, King on the Eve of President Obama's Second Inauguration

Lee A. Saunders | Posted 03.20.2013 | Politics
Lee A. Saunders

As President Obama draws strength from the legacies of Lincoln and King, it is time for us to recommit ourselves to their vision of an America that lives up to its founding promise.

Why Grandma Owes More on Her Credit Cards Than You Do

Amy Traub | Posted 03.17.2013 | Business
Amy Traub

In fact, Americans age 75 and older are the only group in our survey for which credit card debt actually increased over this time period. Why? The Greatest Generation didn't suddenly become recklessly spendthrift and go wild on eBay.

A Mortgage-Free Retirement

Jacob Gold | Posted 12.25.2012 | Money
Jacob Gold

Even for those in their early working years, home financing decisions now and in the years ahead directly impact your bottom line in retirement.

Arthur Delaney

Half Of Baby Boomers Say They'll Probably Never Retire

HuffingtonPost.com | Arthur Delaney | Posted 08.08.2012 | Fifty

"People between 50 and 64 in general are at the peak of their earning power. We do not expect to see the highest levels of economic anxiety among that age cohort."

A Perfect Failure: Why the 401(k) Has Been a Flop

David Callahan | Posted 08.07.2012 | Money
David Callahan

It is easy to forget that 401(k) plans have only been around for three decades. We have learned a lot in that period, and the jury is now in: The 401(k) experiment has failed. This system does a better job of enriching the financial sector than in providing retirement security to Americans.

Greed vs. Retirement Security: Excessive 401(k) Fees

David Callahan | Posted 07.31.2012 | Money
David Callahan

So what happens in a marketplace when buyers lack information and can't easily exercise consumer choice? Sellers can charge whatever they want. And this is pretty much the case in the 401(k) marketplace.

Laura Bassett

U.S. Retirement Deficit Reaches $6.6 Trillion: 'God Help the Poor Gen Xers'

HuffingtonPost.com | Laura Bassett | Posted 05.25.2011 | Business

America's retirement crisis has reached epic proportions, according to a recent study by Boston College's Center for Retirement Research. The study e...

It's Time to Bolster Social Security, Not Slash It

Mark Miller | Posted 05.25.2011 | Business
Mark Miller

We should not be contemplating cuts in Social Security when the other pillars of retirement security have eroded to the point where many Americans won't be able to meet basic expenses in retirement.

Doing the Math on Early Social Security Benefits

Mark Miller | Posted 05.25.2011 | Business
Mark Miller

The message that Americans will do better by waiting until full retirement age to file for Social Security benefits is tough for some to accept. Why wait until age 66 to get something that you can take at age 62?

Will You Run Out of Money Before You Run Out of Years to Live?

Mark Miller | Posted 05.25.2011 | Business
Mark Miller

Some changes to Social Security are inevitable. But the debate should include discussion of benefits adequacy and revenue increases -- not just benefit cuts.

Retirement Income Gap Poses Another Challenge for Women

Mark Miller | Posted 05.25.2011 | Business
Mark Miller

It's no secret that women have more trouble than men building for a secure retirement, mainly due to lower lifetime earnings and resulting contributions to Social Security and retirement accounts.

How to Maximize Your Social Security Benefits

Mark Miller | Posted 05.25.2011 | Business
Mark Miller

Maximizing your Social Security benefits will require some good planning and decision making. The most important decision you'll make is when to enroll.

5 Items Will Consume 50% of Your Income - Are You Prepared?

Manisha Thakor | Posted 11.17.2011 | Healthy Living
Manisha Thakor

In these recessionary times, financial tips are flowing fast and furious about how to save money and stick to a budget. Facing a sea of information many people are asking, "Where do I start?"