For most of us, the word "bonds" brings to mind a savings bond that family members (or friends of the family) may have given us when we were born. But in reality, bonds can be an important component of a well-diversified portfolio.
Regardless of our dreams, we still must contend with the uncertainty of whether we will live one decade or three decades in retirement (the more the better in my view), as well as whether our family will need our financial support or whether we will need theirs.
I unwrap the package and discover the youthful, bright blue, dangling earrings that more closely resemble something you'd put on the tree than a middle-aged mom's lobes. "Put them on, Mom," he practically begs.
The classic safe-haven investment has seen a strong uptrend in value since the autumn of 2008. Various factors have been credited as drivers of this move, but what is the risk gold could lose its luster?
The oil price has skyrocketed over the past few months and the finger often points to Libya and claims of supply disruptions have dominated the press. However, are these claims grounded in fact or are we watching yet another sentiment driven bubble?