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Richmond Ky

President Obama's Entrepreneurial Mindset

Don McNay | Posted 11.17.2009 | Business

Read More: Hawaii, Al Gore, Small Business, Entrepreneurial Time System, Toronto, Small Town, 1976 Election, George W. Bush, Single Mothers, President Obama, Entrepreneurs, Kentucky Guardianship Administrators LLC, David and Goliath, The Audacity to Win, Senators, Ellen, Political Organizing, Larry King, Lexington KY, Richmond Ky, John Kerry, William Jennings Bryan, Xerox, Steven Jobs, 2008 Campaign, The Strategic Coach, American College, Ibm, Wall Street, African Americans, Google, McNay Settlement Group, Bill Clinton, John McCain, Impossible Goals, Microsoft, Washington Insiders, Kentucky, Don McNay, Bill Gates, 2008 Election, Southern Politics, David Plouffe, Entrepreneurial, Main Street, Structured Settlements, Ross Perot, Vanderbilt University, Jay Leno, George Wallace, Dan Sullivan, Oprah, Million Dollar Round Table, Eastern Kentucky University, Jimmy Carter, Hillary Clinton, Obama Calls Small Towns Bitter, Tyra Banks, Fundraising, Entrepreneurship, David Lettterman, Nssta, Business News
Don McNay

I have not seen much evidence of Obama being in touch with small-town Kentucky, but after reading David Plouffe's new book, The Audacity to Win, I have become convinced that he knows what it takes to run a business.

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Just Say "No" to Adult Children Wanting Money

Don McNay | Posted 10.20.2009 | Business

Read More: Iphone, Kentucky Guardianship Administrators, Children, Cspan, Addictions, Big Money, Roger Ailes, Bad Luck, Parenthood, Reagan, Cnbc, Injury Settlements, Lexington KY, 401k, Richmond Ky, Morning in America, Ncaa Basketball, Strippers, McNay Settlement Group, Inheritances, Rumeal Robinson, Tough Love, Bankruptcy, Retirement, Retired and Broke, Medical Expenses, Fox Business News, Clu, Just Say No, Soldiers, Enabling, The American College, Million Dollar Round Table, College Tuition, Foreclosures, Ambition, Helen Ford, Frontline, Special Needs Children, John Prine, Miami News Times, Ohio University, Budgeting, Msnbc, Failure to Launch, Financial Crisis, Aarp, Senior Citizen Bankruptcy, Personal Finance, Newsweek, Balanced Life, Msfs, Borrowing Money, Lotteries, Chfc, Foster Children, Kentucky, Don McNay, NBA Basketball, www.mcnay.com, Structured Settlements, www.donmcnay.com, Mortgage, Vanderbilt University, Eastern Kentucky University, Fox News, University of Michigan, Afghanistan, Mooching, Cssc, Caddilac, Business News
Don McNay

You are not doing your children any favors by not allowing them to grow up. I'm OK with parents helping children through college (in four years, not forty), but after that they are on their own.

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Is Credit Evil?

Don McNay | Posted 09.29.2009 | Business

Read More: Financial Peace, Kentucky Guardianship Administrators, Capital One, Investment Risk, Big Money, Cnbc, Aig, Mortgages, Richmond Ky, Home Prices, Christian Author, Financial Crisis, Immediate Annuity, American College, Tax-Refund-Anticipation-Loans, Lexington, Personal Finance, Credit Card Fees, McNay Settlement Group, Msfs, Payday Lending, Structured Settlement, Citigroup, Chfc, Loan Sharks, Home Mortgages, Car Loans, Upside Down, Larry Burkett, Kentucky, Don McNay, Payday Loans, Credit Crisis, Structured Settlement Annuity, Credit Cards, Fox Business News, Clu, American Express, Dave Ramsey, JPMorgan Chase, Cnn, Subprime Mortgages, Credit, Vanderbilt University, Syndicated Radio, Million Dollar Round Table, Eastern Kentucky University, Fox News, Warren Buffett, Cssc, Annuity, Race Track, Too Big to Fail, High Interest Rates, Christian Financial Concepts, Louisvile, Business News
Don McNay

I've watched many people get in trouble with upside down car loans, second mortgages or high interest rate financing. Credit keeps many people from living within their means. Then a friend told me he was buying a large house.

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Like Lottery Winners, Pro Athletes Also Blow Big Money

Don McNay | Posted 11.21.2009 | Business

Read More: National Basketball Association, Small Business, National Football League, Aerosmith, Yogi Berra, Tom Leach, Jack Whitaker, Carlito's Way, Strip Clubs, Investment Advisors, Weight Loss Counselor, Cnbc, Richmond Ky, Sports Agents, Nba, Financial Crisis, Substance Abuse, Financial Planning, Entourage, Lottery Winners, Personal Finance, McNay Settlement Group, Bankruptcy, Lotteries, Powerball, Players Unions, Kentucky, Don McNay, Nfl, Fox Business News, Clu, Structured Settlements, Dave Ramsey, Sports Illustrated, Cnn, Espn, Vanderbilt University, The American College, Major League Baseball, Banking, Million Dollar Round Table, Eastern Kentucky University, Attraction to Celebrities, University of Kentucky, Certified Structured Settlement Consultant, University of Kentucky Wildcats, Posse, Business News
Don McNay

Even as a structured settlement consultant, I was stunned to learn that within two years of retirement, 78 percent of NFL players are bankrupt or under financial stress.

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The Lottery Question

Don McNay | Posted 10.16.2009 | Business

Read More: American Business, Met Life, Trial Consultants, Chinese, New York Life, Strategic Coach, J. Giles Band, Mediations, Gambling, Cnbc, The Dan Sullivan Question, Richmond Ky, Megamillons, American Bar Association, Johnny Bench, Self Reliance, Real Estate, Financial Planning, Lottery Winners, Jury Consultants, Injury Victims, Trial Lawyers, Church, Major League Baseball, Actuaries, Medition Consultants, Prudential, Clu, Louisville, Dan Sullivan, Angel in Blue, Inner Circle of Advocates, Million Dollar Round Table, College Tuition, Entrepreneurship, Big Red Machine, Sports Betting, Small Business, Lawyers, Settlement Conferences, Toronto, Pete Rose, Cincinnati Reds, Washington, Main Street, National Institute for Trial Advocacy, Structured Settlement Consultant, Personal Injury, American Associaton for Justice, Fox Business Network, Aig, Insurance Carriers, Cincinnati, Financial Crisis, Kentucky Association for Justice, American College, Lexington, Personal Finance, Casinos, Msfs, Structured Settlement, Lottery, Chfc, Life Care Planners, Japanese, Powerball, Kentucky Bar Association, Kentucky, Don McNay, Structured Settlements, Cnn, Dreams, Mediators, Wall Street, Vanderbilt University, Claims Adjusters, Eastern Kentucky University, Certified Structured Settlement Consultant, Cssc, Nascar, Children to College, Too Big to Fail, John Hancock, Mdrt, Aviva, Reds, Business News
Don McNay

Everyone has dreams and desires but usually keep them hidden, back in the recesses of their minds. The lottery question gets those dreams and desires out in the open, on the front burner.

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Today Is the Day to Cut Up Your Credit Cards

Don McNay | Posted 09.24.2009 | Business

Read More: Household Finance, Main Street and Wall Street, Chartered Financial Consultant, Banking Collapse, Bailouts, Card Balance, Cnbc, Maria Bartiromo, Injured People, Steve Wynn, Lexington KY, Lottery Winners, Second Mortgages, McNay Settlement Group, Trial Lawyers, Son of a Gambler, Big Brother, Consumer Loans, Gretchen Peters, Bookmaking, Furniture Loans, Andrew Kahr, Mgm, Joe Nocera, MGM Mirage, New York, Fox Business News, Las Vegas, Clu, Dave Ramsey, Louisville, Million Dollar Round Table, India, Credit Card, Sports Betting, A Piece of the Action, Lake Tahoe, Small Business, Credit Card Data, Certified Structured Settlement Consultant, Main Street, Federal Reserve, South Dakota, Bank Products, Christina Binkley, Cincinnati, Betting, Financial Crisis, American College, Personal Finance, Casinos, Msfs, Structured Settlement, Pay Off the Balance, Chfc, Federal Reserve Study of Consumer Finance, Car Loans, Kentucky, Don McNay, Chartered LIfe Underwriter, First Deposit Corporation, Reno, Structured Settlements, Business Books, Cnn, Credit Cards, Subprime Mortgages, Small Town Banks, Vanderbilt University, Bank Bailouts, New York Banks, Eastern Kentucky University, Fox News, New York Times, Harrah's, New York Times Columnists, Cssc, Richmond Ky, Odds Makers, Too Big to Fail, Winner Takes All, Harrahs, Providian, Business News
Don McNay

When three people who know about money go to the extreme of not owning any credit cards, others might want to take note.

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Renegade and Dreams of My Absent Father

Don McNay | Posted 09.08.2009 | Media

Read More: John F. Kennedy, Al Gore, Dreams of My Father, Obama, Sarah Palin, Reagan, Gambling, Unwed Mothers, Politics, 2008, Richmond Ky, John Edwards, Richard Wolffe, The Making of the President 1960, The Daily Beast, Lexington KY, Bookmaking, Obama Haters, Covington Catholic High School, Richard Wolffe Renegade, Barack Obama, Adoption, Clu, Playboy Magazine, Playboy Mansion, Born Again, Louisville, Million Dollar Round Table, Son of a Son of a Gambler, Obama's Dreams of My Father, Hillary Clinton, Nixon, Sports Betting, George Bush, 2008 Elections, Playboy, Keith Olbermann, Msnbc, President of the United States, George H.W. Bush, Single Parents, Gerald Ford, Cincinnati, Betting, American College, Newsweek, Playboy Bunnies, Covington Kentucky, Bill Clinton, Structured Settlement, Msfs, John McCain, Michelle Obama, Annuities, Chfc, Countdown With Keith Olbermann, Father's Expectations, Don McNay, 2008 Election, Barack Obama 2008, Structured Settlements, Vanderbilt University, Renegade Obama, Playboy Bunny, 2008 Presidential Race, Eastern Kentucky University, George W Bush, Fatherhood, Certified Structured Settlement Consultant, Cssc, Hugh Heffner, Renegade, Media News
Don McNay

Obama's election was not only a door opener for people of color. It also showed that people with absent dads, or no dad at all, can grow up and live in the White House.

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The Simple Health Insurance Solution

Don McNay | Posted 08.30.2009 | Business

Read More: Insurance Companies, Obama Healthcare, Congress, Park Foundation, Obama, Health Insurance, Aetna, Kentucky Educational Television, Politics, Cnbc, Government-Subsidies, Richmond Ky, Nancy Pelosi, Wendell Potter, Partridge Foundation, Wnet, Kohlberg Foundation, Premium, Bernard and Audrey Rapoport, Health Care, PBS Documentaries, Blue Dog Democrats, Hillary Care, Ronnie Millsap, P&C Companies, Pbs, Marilyn and Bob Clements, Property and Casualty Insurance Companies, Insurance Agents, Fetzer Institute, The Herb Alpert Foundation, Ted Kennedy, Barack Obama, Fox Business News, Ben Chandler, Public Welfare Foundation, Blue Cross Blue Shield, Clu, Health, Hartford, Health Care Reform, Million Dollar Round Table, Mutual of America Life Insurance Company, Bill-Moyers-Journal, Hillary Clinton, Mitch McConnell, Anthem, President Obama, Medical-Loss Ratios, Cigna, Orfalea Family, Aig, Insurance Premium, Speaker Nancy Pelosi, John D. And Catherine T. MacArthur Foundation, American College, Personal Finance, Bill Moyers, Bill Clinton, Msfs, Life Insurance Companies, Chfc, Kentucky, Don McNay, Thirteen/WNET, Structured Settlements, Vanderbilt University, Claims Adjusters, Eastern Kentucky University, Certified Structured Settlement Consultant, Cssc, John and Polly Guth Charitable Fund, Ket, Business News
Don McNay

I've had my own angry, screaming battles with my health insurance carrier. It seems everyone I've talked to has had a similar experience. I just don't see them marching on Washington about it.

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Bait and Switch Business Relationships

Don McNay | Posted 08.28.2009 | Business

Read More: Al Gore, Img, Lawyers, Small Business, Toronto, Bait and Switch, Zagat, Trial Attorneys, Inc. Magazine, Strategic Coach, Marriage, Claims, Richmond Ky, Tiger Woods, American Bar Association, Cincinnati, Injured People, Kentucky Association for Justice, Lottery Winners, Personal Finance, McNay Settlement Group, Business-Relationships, Trial Lawyers, Structured Settlement, Msfs, Relationships, Chfc, Mark McCormick, Twitter, Kentucky, Don McNay, Malcolm Gladwell, Facebook, Structured Settlements, Clu, American Association for Justice, Vanderbilt University, Jack Nicklaus, Claims Adjusters, Dan Sullivan, Eastern Kentucky University, Million Dollar Round Table, Arnold Palmer, Certified Structured Settlement Consultant, The Tipping Point, Cssc, Entrepreneurship, Entrepreneur, Gary Player, Business News
Don McNay

Sometimes entrepreneurs are so focused on a higher goal that they forget about the people who help get them there.

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Playing the Hand that Life Deals You

Don McNay | Posted 08.22.2009 | Living

Read More: Children, Main Street and Wall Street, Handicapped Children, Chartered Financial Consultant, Bailouts, Poker, Trial Magazine, Northern Kentucky, Gambling, Goldman Sachs, Car Financing, Bailout, Richmond Ky, Trial Lawyers, McNay Settlement Group, Brian Injured Babies, Tennessee Trial Lawyers, Grandparents, Joe McNay, Fox Business News, Clu, Goldman Sachs Bonuses, Son of a Son of a Gambler, Million Dollar Round Table, Chartered LIfe Underwriter, Wall Street Bonuses, Washington, Positive Attitude, Main Street, Obama, Drugs, Special Needs Children, Cincinnati, Teen Pregnancy, Financial Crisis, Substance Abuse, American College, Personal Finance, Blackjack, Kentucky Trial Lawyers, Professional Gambler, Structured Settlement, Msfs, Twitter, Chfc, Kentucky, Don McNay, Sub Prime Mortgages, Parenting, Facebook, Structured Settlements, Federal Bailouts, Credit Cards, American Association for Justice, Wall Street Crisis, Wall Street, Vanderbilt University, Financial Consultant, Natalie Merchant, Casino, Brain Injury, Eastern Kentucky University, Certified Structured Settlement Consultant, Newport Ky, Cbnc, Living News
Don McNay

I've dealt with hundreds of parents of special needs children. They take the hand that is dealt to them. And usually turn that hand into aces.

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Walter Cronkite, a Journalism Role Model

Don McNay | Posted 08.17.2009 | Media

Read More: Abc, Peter Jennings, Richmond Ky, Walter Cronkite, Nbc, Kentucky, Richmond Register, Broadcast-Journalism, Beverly Hillbilllies, Don McNay, Dan Rather, Cbs, Disney, Journalism, Hogan's Heroes, Walter Cronkite Dead, Media News
Don McNay

Although I am sure that Walter Cronkite had friends in politics, he did not give money to political campaigns or actively support candidates. I won't either.

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Chrysler & GM: What Happens if Your Car Blows Up?

Don McNay | Posted 07.04.2009 | Business

Read More: Injury Victims, Trial Lawyers, Ford Pinto, American Bar Association, Uaw, Toyota, Bankruptcy, Tort Reform, Chrysler, GM Bankruptcy, Honda, Bailouts, Kentucky, Don McNay, Ford, Buick, Structured Settlements, American Association for Justice, Insurance, General Motors, Product Liability, Richmond Ky, Hyundai, Traumatic Brain Injury, Lexington KY, Aaa, Detroit Bailout, Detroit, Aaj, Personal Responsibility, Auto Bailout, Personal Finance, Business News
Don McNay

I know I'll never forget that horrible sight, I guess I found out for myself that everyone was right. Won't come back from Dead Man's Curve. -Jan a...

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