Saving for Retirement

What Do You Hold On to for Security?

Hillary Rubin | Posted 10.20.2009 | Living


Hillary Rubin

A few weeks back I was in a weekend workshop with some incredible people. Over lunch one of the men that was sitting at the table began to talk about ...

Time to Replace the 401(k)

Eric Schurenberg | Posted 08.29.2009 | Business


Eric Schurenberg

we had taken a perfectly decent supplementary savings plan and, without any real discussion, allowed it to become the sole source of most workers' non-Social Security retirement income. The 401(k) was not designed for that role, and it has come up way short.

Vanishing Social Security COLA Adjustment Will Squeeze Some Seniors

Mark Miller | Posted 08.27.2009 | Business


Mark Miller

The vanishing COLA will squeeze many retirees hard. Social Security provides, on average, about 39 percent of income for retired households and more than 50 million people receive benefits.

After the Crash, a New Realism Emerges About Retirement

Mark Miller | Posted 06.05.2009 | Business


Mark Miller

Laura Rossman sees a new set of expectations coming for retirement--less focused on material goods and more on experience and values.

Retirement At The Tipping Point: The Year That Changed Everything

Ken Dychtwald Ph.D. | Posted 06.04.2009 | Living


Ken Dychtwald Ph.D.

The current economic reckoning has created vast financial losses and uncertainty during the last year, triggering all generations to reassess the funding, timing and purpose of retirement.

Five Things to Remember if You Lose Your 401(k) Match

Mark Miller | Posted 05.27.2009 | Business


Mark Miller

When the nation's most prominent defender of retirement security stops matching employee contributions, you know there's trouble in River City.

Public Confidence in Medicare, Social Security Up

Jim Jaffe | Posted 05.15.2009 | Politics


Jim Jaffe

Americans are saving more, which could reduce their dependence on Social Security when they do retire and make proposed reforms less painful.

Pensions 2.0: A Better Plan for a Financially Secure Retirement?

Beth Shulman | Posted 04.18.2009 | Business


Beth Shulman

Unless we bolster Social Security and fix the private system for helping Americans save for retirement, workers of today face a very dark financial future in what used to be called the golden years.

Is Wall Street Still America?

Mark Miller | Posted 04.04.2009 | Business


Mark Miller

Wall Street uber-ranter Jim Cramer wants America to keep listening to what Wall Street says, but no one is in the mood right now.

Shining a Bright Light on a Dark 401(k) Secret

Dan Solin | Posted 03.06.2009 | Business


Dan Solin

The existing 401(k) system is a scam far greater than anything Bernie Madoff could have conceived. But a new website may change everything.

Solution to Economy Depends on Refinanced Mortgages, HOME Act

Rep. Dennis Cardoza | Posted 03.01.2009 | Politics


Rep. Dennis Cardoza

American families are losing their homes and I know this problem all too well. It began in my own backyard in California's Central Valley, which has been coined "ground zero" of the housing crisis.

Will the Rising Personal Savings Rate Boom the US Recovery?

Penny Herscher | Posted 02.13.2009 | Business


Penny Herscher

Our debt culture has come home to roost now, but contrary to the obvious, starting to save now could be the wrong thing for the country.

Should Americans Start Saving, or Stop?

Scott Malcomson | Posted 02.11.2009 | Business


Scott Malcomson

The deeper problem is not consumers' dependence on credit but the American economy's dependence on consumer over-confidence.

2008 Ends With Alarming Retirement Benefit Trends

Mark Miller | Posted 02.02.2009 | Business


Mark Miller

Unlike traditional pensions, employers have the flexibility to stop or start matching 401(k) contributions as they like. It's a relatively obvious target for cuts in a severe economic crisis.

Scrooged Again: Lumps of Retirement Coal from America's Employers

Rev. Peter Laarman | Posted 01.22.2009 | Business


Rev. Peter Laarman

The unkindest cut this winter is coming from big U.S. employers that have decided they just won't fund employees' 401(k) plans to save costs.

Peaceful Revolution: The Kitchen Table

Elizabeth Cox | Posted 01.04.2009 | Living


Elizabeth Cox

With many facing the worst economic crisis in a generation, there is no better time to open up communications with your loved one than now.

Depressed Market is an Ideal Time for Roth IRA Conversions

Mark Miller | Posted 12.22.2008 | Business


Mark Miller

If you've been thinking of converting some or all of your IRA assets to a Roth, this is a great time to make your move.

Don't Tell Joe: Obama and McCain Agree on Something

Mark Miller | Posted 12.01.2008 | Business


Mark Miller

A number of retirement policy experts believe the solution lies in creating a public-private IRA option for these workers-a defined contribution cousin to the Social Security system.

The AP Hands Obama His #1 Talking Point for the Second Presidential Debate

Jackson Williams | Posted 02.08.2009 | Politics


Jackson Williams

Just hours before Obama and McCain meet in a Town Hall debate, the Associated Press has moved a story that screams: "Retirement Accounts Have Lost $2 Trillion."

Anybody Wanna Bail Out Some 401Ks?

Harry Fuller | Posted 10.23.2008 | Business


Harry Fuller

We have pauperized our nation, most especially our government. The American dollar is looking more and more like a xeroxed hand-out.

8 Reasons Not To Expect An Inheritance

New York Times | Ron Lieber | Posted 06.28.2008 | Business


You've probably heard about the bumper sticker, even if you haven't seen it. It's the one on Cadillacs in Florida and Lexuses in Arizona that says "I'...

Bring Back the Three-Legged Stool!

Thomas J. Mackell, Jr. | Posted 06.26.2008 | Business


Thomas J. Mackell, Jr.

With the country so far down the path to relying solely on market-driven instruments such as 401(k)s for retirement, changing hearts and minds will be akin to turning around a supertanker.

Let's Stop Pretending that Pensions Don't Matter

Thomas J. Mackell, Jr. | Posted 06.06.2008 | Politics


Thomas J. Mackell, Jr.

Retirement income security has been eroding for more than two decades without any apparent alarm coming from our nation's capitol and its political leaders.