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Savings Accounts

Finances Like a Real Adult: Fiscal Responsibility for Millennials

Lauren Taylor Shute | Posted 04.26.2014 | Money
Lauren Taylor Shute

I can try to adult-ify my apartment all I want, but one thing remains true--my finances need to be handled, and I'm the only one who can take control of them.

My Top 5 New Year's Credit Goals

Jeanne Kelly | Posted 03.17.2014 | Money
Jeanne Kelly

A new year feels like a new beginning, and the tradition of making resolutions solidifies that notion. Adopt these three resolutions to control your financial stress, and make 2014 the year of swollen saving accounts!

Banks Threaten To Charge You For Saving Money

The Huffington Post | Mark Gongloff | Posted 11.26.2013 | Business

In an effort to protect their record profits, banks might soon charge you for the privilege of having a savings account. I know what you're thinkin...

5 Reasons You Should Care About Cyprus

Richard Barrington | Posted 05.28.2013 | Business
Richard Barrington

Unless you're a student of history or are planning a Mediterranean vacation, you may never have given the island of Cyprus much thought. Then suddenly, it dominated the headlines. What does a banking crisis in a small and far-off land mean to you?

One Extremely Simple Way To Cut Back Your Spending

The Huffington Post | Catherine New | Posted 10.01.2013 | Business

You have too many bank accounts. That is, if you're trying to cut back on spending and save money. According to new consumer behavior research, the...

HUGE Share Of Americans Are One Emergency Away From Disaster: Report

The Huffington Post | Jillian Berman | Posted 01.30.2013 | Business

Kevin Price is one emergency away from not being able to cover his basic needs, but he doesn’t fit the stereotype of someone living on the financial...

Top Savings Accounts 2013

Richard Barrington | Posted 03.11.2013 | Business
Richard Barrington

There's a good chance that the yield on your savings account has disappointed you lately. But now may be a great time to do something about it.

Banking Outlook 2013: 8 Things to Watch

Richard Barrington | Posted 12.12.2012 | Money
Richard Barrington

Thanks to two major X factors -- the fiscal cliff and new bank capitalization standards -- 2013 could be the most eventful period for the banking industry since the crisis years of 2008 and 2009. Here are eight key things to watch.

A Spectator's Guide to Fiscal Cliff Negotiations

Richard Barrington | Posted 01.29.2013 | Business
Richard Barrington

Watching the legislative process in Washington can be as unappealing as watching sausages being made. But it helps if you know what to watch and what not to watch.

Online Bank Rates Rise Higher Above the Rest

Richard Barrington | Posted 12.18.2012 | Money
Richard Barrington

Notably, it didn't matter whether you looked at large banks, small banks or medium-sized banks: Each category saw average savings and money market rates drop in the third quarter.

Sad Findings Show Americans Stink at Managing Their Money

Steve Rhode | Posted 05.23.2013 | Business
Steve Rhode

It's apparent there is a tremendous hole in the financial safety net of the American population as a whole with these survey results. For me it's both sad and scary.

A Surprising Amount You Should Have In Savings, From Alexa von Tobel (WATCH)

Posted 08.21.2013 | MarloThomas

How much money should you store in savings? Alexa von Tobel, Founder & CEO, LearnVest.com, gave me a surprising answer when she visited me on Mondays ...

A Flicker of Hope for Savings Account Rates

Richard Barrington | Posted 10.25.2012 | Money
Richard Barrington

July's jobs report may prove to be good news for the economy. But if you want good news on bank rates anytime soon, you'll have to make it happen yourself.

Playing Poker With the Fed

Richard Barrington | Posted 10.15.2012 | Money
Richard Barrington

The Fed is like a poker player who has been dealt a weak hand. It's easy to criticize a losing player, but when one looks at the cards, it's hard to say exactly what should be done differently.

Searching for the Best Deposit Rates in America

Richard Barrington | Posted 10.09.2012 | Money
Richard Barrington

With deposit rates continuing to fall, consumers need every edge they can get to earn a decent yield.

4 Benefits of the Drop in Bank Failures

Richard Barrington | Posted 09.17.2012 | Money
Richard Barrington

Trouble with banks was one of the first harbingers of what has become known as the Great Recession, and of the lackluster recovery that has followed. Perhaps an improved banking environment will be an early signal that the economy is finally getting healthy again.

Goldilocks and the Three Banks

Richard Barrington | Posted 08.07.2012 | Money
Richard Barrington

One size does not fit all when it comes to banks. Don't rely on generalities when deciding on a new bank -- choose the institution specifically suited to your needs.

The Brighter Side for Deposit Accounts

Richard Barrington | Posted 08.05.2012 | Money
Richard Barrington

With interest rates scraping along just above zero, it's easy to grow frustrated with savings accounts and other bank deposit products. However, as uninspiring as savings account rates have become, the grass may not be greener anywhere else.

Faceplant: 4 Lessons From the Facebook IPO

Richard Barrington | Posted 07.29.2012 | Business
Richard Barrington

Whether or not there was any wrongdoing, the reasons for the Facebook flop are understandable. In many ways, this is an echo of the dot-com bubble of the late 1990s, when emotion triumphed over logic for long enough to drive Internet stocks to prices that could only fall.

Beware of Regional Rate Differences

Richard Barrington | Posted 06.24.2012 | Money
Richard Barrington

Regional and community banks are often recommended as a solution to the low interest rates offered by large banks -- and for good reason. Unfortunately, the viability of this solution may depend on where you live.

America's Best Rates 2012 Q1: A Rate Hunter's Guide

Richard Barrington | Posted 04.19.2012 | Business
Richard Barrington

With bank rates falling, where should you look to find the most competitive rates? The banks on the above top 10 lists are great places to start, but you should always do some comparison shopping before you make a final decision.

Stocks Show a Fear of Judgment Day

Richard Barrington | Posted 06.18.2012 | Business
Richard Barrington

What will be the ripple effects of a setback in stocks? As stock prices have fallen, they've pulled 10-year bond yields back below 2 percent. That's a discouraging sign for CDs, savings accounts and money market accounts

Retirements Survey Finds Many Tripping Over Financial Hurdles

Richard Barrington | Posted 06.10.2012 | Money
Richard Barrington

Retirement confidence has taken a beating in recent years. One of the root causes suggested by the survey results is that the difficulty of meeting short-term goals might be so great that people never get around to focusing on long-term goals.

10 Biggest Money Misconceptions

Grant Cardone | Posted 06.04.2012 | Money
Grant Cardone

Help yourself out so you are in a position to help someone else out.

Seven Ways to Straighten Your Boomerang Child

Richard Barrington | Posted 06.03.2012 | Parents
Richard Barrington

Most parents are more than willing to make sacrifices for their children, and will make accommodations for them when they are in need. However, when young adults return home, it shouldn't be to experience a second childhood.